ROSE BUILDERS (PROPERTIES) LIMITED

🌳Matureactive

04555903 · ltd · incorporated 2002-10-08

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

75/100

Strong

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What this business does

Primary activity: Development of building projects

Sector: Construction

ALSO REGISTERED FOR

41202Construction of domestic buildings

Investor take

Pursue

Leverage-led grower. Family succession underway — not a classic acquisition target.

Opportunity 75/100 (strong), bankability 57/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (78/100).

🏦

Refinance opportunity

8 live charges · 3 lenders · oldest 19.3y

45/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 19.3 years old — likely at or near maturity.
· 3 lenders named — inter-creditor friction likely.
· Legal-friction score 25/100 — workable, but lender will want more DD.
· Profitable and stable/growing — lender coverage supportable.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

8 charges (8/8 with lender, 8/8 with type)

Directors & officers

10 officers (6 active, 10 linked, 6 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

20 connected companies via shared directors

Filing history

81 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

75/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Profitable

Profit before tax £4,481,788

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Turnover	—	£14.93M
Profit before tax	£4.48M	£4.26M
Average employees	5	400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 mortgage

Last 180 days

filing

• 1 mortgage

Counts from Companies House filing history.

Corporate timeline (43 events)Click to expand

2026-03-09
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-09
🔒
Charge registered #8
Lender: Jsr Mistley Limited
2025-11-24
📄
accounts-with-accounts-type-full
accounts · AA
2025-08-13
📄
change-person-director-company-with-change-date
officers · CH01
2025-07-22
📄
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-22
🔓
Charge satisfied #4
2024-12-17
📄
accounts-with-accounts-type-full
accounts · AA
2024-10-18
➕
ROSE, Thomas William appointed
director
2024-10-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-12-11
📄
accounts-with-accounts-type-full
accounts · AA
2022-12-19
📄
accounts-with-accounts-type-full
accounts · AA
2022-11-14
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-11-10
🔒
Charge registered #7
Lender: Lloyds Bank PLC
2021-12-29
📄
accounts-with-accounts-type-full
accounts · AA
2021-04-22
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-04-15
🔒
Charge registered #6
Lender: Lloyds Bank PLC
2021-03-26
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2021-03-26
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2020-12-16
📄
accounts-with-accounts-type-full
accounts · AA
2019-12-11
📄
accounts-with-accounts-type-full
accounts · AA
2019-04-08
📄
appoint-person-director-company-with-name-date
officers · AP01
2019-04-01
➕
BROWN, Samuel David appointed
director
2018-09-25
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2018-09-14
🔒
Charge registered #5
Lender: Lloyds Bank PLC
2016-06-04
➖
ROSE, William Charles resigned
director
2015-06-19
🔒
Charge registered #4
Lender: Lloyds Bank PLC
2015-06-19
🔒
Charge registered #3
Lender: Lloyds Bank PLC
2015-02-10
➕
ROSE, Jennifer Mary appointed
director
2014-12-23
🔓
Charge satisfied #2
2014-12-23
🔓
Charge satisfied #1
2010-01-01
➕
BOWLES, Andrew Martin appointed
director
2007-02-07
🔒
Charge registered #2
Lender: Barclays Bank PLC
2007-02-07
🔒
Charge registered #1
Lender: Barclays Bank PLC
2006-03-01
➕
BOWLES, Andrew Martin appointed
secretary
2006-03-01
➖
ROSE, Jennifer Mary resigned
secretary
2002-10-08
🏢
Company incorporated
As ROSE BUILDERS (PROPERTIES) LIMITED
2002-10-08
➕
ROSE, Steven William Jolian appointed
director
2002-10-08
➕
ROSE, Jennifer Mary appointed
secretary
2002-10-08
➕
TEMPLE SECRETARIES LIMITED appointed
corporate-nominee-secretary
2002-10-08
➖
TEMPLE SECRETARIES LIMITED resigned
corporate-nominee-secretary
2002-10-08
➕
ROSE, William Charles appointed
director
2002-10-08
➕
COMPANY DIRECTORS LIMITED appointed
corporate-nominee-director
2002-10-08
➖
COMPANY DIRECTORS LIMITED resigned
corporate-nominee-director

Owner dependency

88/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Founder name in company name: Company name contains director surname "ROSE" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 66 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

30/100

Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS

primaryFamily succession underway: Not a takeover target — ROSE, Thomas William (same surname) appointed 2024-10-18. Pattern consistent with intra-family handover.
primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

5 live charges

low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

Rose Homes For Life Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Rose Homes For Life Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

ROSE BUILDERS (PROPERTIES) LIMITED

This company · 04555903

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Rose Homes For Life Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	16/03/2021

1 historic (ceased) PSC

Rose Group Ltdceased 16/03/2021· 75-100% shares · 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Construction · CO postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
11 INTERIORS LTD→ 11156236 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
1ST DIRECT GLAZIERS LTD→ 15684875 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
1TO1 CONSTRUCTION LTD→ 15759477 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
3D FACADES LTD→ 14353700 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
4W BUILDING SERVICES LIMITED→ 10934917 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
8-10 POPE STREET LIMITED→ 11357606 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
A ALEXANDER TILING LIMITED→ 08662957 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
A AND H INVESTMENT (BUILDING) LIMITED→ 15204924 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
A AND H INVESTMENT (HIRE) LIMITED→ 15585179 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
A AND H INVESTMENT (HOLDINGS) LIMITED→ 15201406 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
A B L DEVELOPMENT LIMITED→ 04164123 · est 2001 · no financials extracted	—	—	—	—	25y	—	—
A. & B. GLASS COMPANY LIMITED→ 01543721 · est 1981 · no financials extracted	—	—	—	—	45y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2002-10-08

Jurisdictionengland-wales

Primary SIC41100 — Development of building projects

Registered office

Riverside House Riverside Avenue East

Lawford

Manningtree

Essex

CO11 1US

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-10-22

Last: 2025-10-08