ALOCO LIMITED
🌳Matureactive
04557295 · ltd · incorporated 2002-10-09
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 20.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Activities of head offices
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: active trading company with exceptional profile and bankable structure.
Opportunity 83/100 (exceptional), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 20.0y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 20.0 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
11 officers (4 active, 11 linked, 7 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
78 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (39 events)Click to expand
- 2025-09-25📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-30📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-12➖STEWART, Alister resigneddirector
- 2024-07-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-10-17📄accounts-with-accounts-type-fullaccounts · AA
- 2022-12-12📄accounts-with-accounts-type-fullaccounts · AA
- 2022-08-04📄change-person-director-company-with-change-dateofficers · CH01
- 2022-01-04📄accounts-with-accounts-type-fullaccounts · AA
- 2021-02-10📄accounts-with-accounts-type-fullaccounts · AA
- 2020-09-22➕SPRATLING, Graham Neil appointedsecretary
- 2020-09-22📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2019-12-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-01-30➖TAYLOR, Paul Robert resigneddirector
- 2019-01-15📄capital-cancellation-sharescapital · SH06
- 2019-01-15📄capital-return-purchase-own-sharescapital · SH03
- 2018-09-14📄second-filing-capital-allotment-sharescapital · RP04SH01
- 2018-09-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2018-09-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-08-31➕STEWART, Andrew James appointeddirector
- 2018-07-31➖STEWART, Lynette resignedsecretary
- 2018-07-31➖STEWART, Lynette resigneddirector
- 2018-07-31➖WHAITES, Gillian Anne resigneddirector
- 2017-05-24➕HILL, Laurence Edward appointeddirector
- 2017-05-24➕TAYLOR, Paul Robert appointeddirector
- 2012-06-20🔓Charge satisfied #1
- 2008-09-17🔒Charge registered #2Lender: Hsbc Bank PLC
- 2007-07-01➕WHAITES, Gillian Anne appointeddirector
- 2006-07-06🔒Charge registered #1Lender: National Westminster Bank PLC
- 2003-10-10➕CAMPBELL, John Scott appointeddirector
- 2003-10-10➕STEWART, Lynette appointeddirector
- 2002-10-09🏢Company incorporatedAs ALOCO LIMITED
- 2002-10-09➕STEWART, Lynette appointedsecretary
- 2002-10-09➕SDG SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2002-10-09➖SDG SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2002-10-09➕STEWART, Alister appointeddirector
- 2002-10-09➕SDG REGISTRARS LIMITED appointedcorporate-nominee-director
- 2002-10-09➖SDG REGISTRARS LIMITED resignedcorporate-nominee-director
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Aloco Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Aloco Group Ltd
Corporate parent · holds 75-100% shares · board control
⬇
ALOCO LIMITED
This company · 04557295
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Aloco Group Ltd Corporate entity | 75–100% | 75–100% | board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence · firm interest | 31/07/2018 |
1 historic (ceased) PSC
- Mrs Gillian Anne Whaitesceased 31/07/2018· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · AL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A M ARCHITECTURE LIMITED→ 06504019 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| AGH CAPITAL LTD→ 14705516 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ALAN F FOX CONSULTING LTD→ 14315025 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALBAN CAPITAL LTD→ 13943603 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ALBAN COACHING LIMITED→ 08641984 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ALDERSON A & I LIMITED→ 12314624 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ALDWICK ADVISORY SERVICES LIMITED→ 12662374 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALEX THOMAS FINANCIAL PLANNING LIMITED→ 11588543 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ALFORD CONSULTING LTD→ 11872451 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ALIUNDE 7 LIMITED→ 04490120 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ALPHAORA LTD→ 16386350 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALSTON ASQUITH LIMITED→ 11187832 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-10-09
Jurisdictionengland-wales
Primary SIC70100 — Activities of head offices
Registered office
Alchemy Ground Floor East
Bessemer Road
Welwyn Garden City
Hertfordshire
AL7 1HE
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-09-20
Last: 2025-09-06
Officers (4 active · 7 resigned)
SPRATLING, Graham Neil→
Activesecretary · appointed 2020-09-22
View their other companies + combined net worth →
CAMPBELL, John Scott→
Activedirector · ~62y · appointed 2003-10-10
View their other companies + combined net worth →
HILL, Laurence Edward→
Activedirector · ~55y · appointed 2017-05-24
View their other companies + combined net worth →
STEWART, Andrew James→
Activedirector · ~47y · appointed 2018-08-31
View their other companies + combined net worth →
STEWART, Lynette→
Resignedsecretary · appointed 2002-10-09 · resigned 2018-07-31
SDG SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2002-10-09 · resigned 2002-10-09
STEWART, Alister→
Resigneddirector · ~74y · appointed 2002-10-09 · resigned 2024-09-12
STEWART, Lynette→
Resigneddirector · ~71y · appointed 2003-10-10 · resigned 2018-07-31
TAYLOR, Paul Robert→
Resigneddirector · ~44y · appointed 2017-05-24 · resigned 2019-01-30
WHAITES, Gillian Anne→
Resigneddirector · ~68y · appointed 2007-07-01 · resigned 2018-07-31
SDG REGISTRARS LIMITED→
Resignedcorporate-nominee-director · appointed 2002-10-09 · resigned 2002-10-09
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Bank PLC | Debenture | 1 property | 17/09/2008 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 06/07/2006 | 20/06/2012 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (78 total)
accounts-with-accounts-type-full
accounts · AA
2025-09-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-16
accounts-with-accounts-type-full
accounts · AA
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-24
termination-director-company-with-name-termination-date
officers · TM01
2024-09-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-07-23
accounts-with-accounts-type-full
accounts · AA
2023-10-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-11
accounts-with-accounts-type-full
accounts · AA
2022-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-07
change-person-director-company-with-change-date
officers · CH01
2022-08-04
accounts-with-accounts-type-full
accounts · AA
2022-01-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-08
accounts-with-accounts-type-full
accounts · AA
2021-02-10
confirmation-statement-with-updates
confirmation-statement · CS01
2020-09-25