ACTON FINISHING LIMITED
- · Thesis: well-run, low negotiation leverage
- 28490SIC 28490
Opportunity 79/100 (strong), bankability 57/100. Strong seller-intent signal (70/100, director aged 62). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
Refinance opportunity
12 live charges · 7 lenders · oldest 23.1y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 23.1 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £824.5k | £886.7k |
| Current assets | £1.59M | £1.33M |
| Cash | £58.2k | £38.8k |
| Debtors | £907.7k | £803.4k |
| Net assets | £733.8k | £702.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 3 persons-with-significant-control
- • 3 persons-with-significant-control
- • 1 accounts
Corporate timeline (57 events)Click to expand
- 2026-04-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-04-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-04-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-12-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-10-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-22📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-09-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-25📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-04📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-03📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-03📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-03📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-03-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-26🔒Charge registered #12Lender: Coventry and Warwickshire Reinvestment Trust LTD
- 2024-12-11📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-09-02➖GULATI, Shaila resigneddirector
- 2023-12-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-12-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-12-22📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-10-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-10-04🔒Charge registered #11Lender: National Westminster Bank PLC
- 2020-11-05📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2015-01-12🔓Charge satisfied #5
- 2013-12-06🔓Charge satisfied #9
- 2012-09-21➕GULATI, Siddharth appointeddirector
- 2011-12-06🔒Charge registered #10Lender: Acton Ventures Limited
- 2011-09-23➖GOPAL, Mahadevan resigneddirector
- 2011-09-23➖GOPAL, Samata resigneddirector
- 2010-10-20🔒Charge registered #9Lender: National Westminster Bank PLC
- 2010-09-30🔒Charge registered #8Lender: National Westminster Bank PLC
- 2010-08-20🔓Charge satisfied #6
- 2010-08-20🔓Charge satisfied #1
- 2010-04-27🔓Charge satisfied #7
- 2008-06-25➕GULATI, Shaila appointeddirector
- 2006-05-04🔓Charge satisfied #3
- 2006-05-04🔓Charge satisfied #2
- 2006-04-25🔓Charge satisfied #4
- 2006-04-10🔒Charge registered #7Lender: State Bank of India
- 2006-04-10🔒Charge registered #6Lender: State Bank of India
- 2005-02-01🔒Charge registered #5Lender: The Royal Bank of Scotland Commercial Services Limited
- 2004-06-28🔒Charge registered #4Lender: National Westminster Bank PLC
- 2003-09-12🔒Charge registered #3Lender: Igf Invoice Finance Limited
- 2003-05-27➕GOPAL, Samata appointeddirector
- 2003-05-27🔒Charge registered #2Lender: National Westminster Bank PLC
- 2003-05-21➕GULATI, Sandeep appointedsecretary
- 2003-05-21➕GULATI, Sandeep appointeddirector
- 2003-05-21➖HODGSON, Stanley resignedsecretary
- 2003-05-21➕GOPAL, Mahadevan appointeddirector
- 2003-05-21➖HODGSON, John Rodney resigneddirector
- 2003-05-21🔒Charge registered #1Lender: Coventry Plating Limited
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Acton Ventures Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Acton Ventures Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
3 historic (ceased) PSCs
- Mrs Shaila Gulaticeased 02/09/2024· significant influence · trust interest · firm interest
- Mr Sandeep Gulaticeased 19/10/2016· significant influence · trust interest · firm interest
- Mr Siddharth Gulaticeased 19/10/2016· significant influence · trust interest · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 7 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Coventry and Warwickshire Reinvestment Trust Coventry and Warwickshire Reinvestment Trust LTD | A registered charge | — | 26/03/2025 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 04/10/2021 | — | |
| outstanding | Acton Ventures Acton Ventures Limited | Debenture | 1 property | 06/12/2011 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 20/10/2010 | 06/12/2013 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 30/09/2010 | — | |
| satisfied | State Bank of India | Debenture | 1 property | 10/04/2006 | 27/04/2010 | |
| satisfied | State Bank of India | Mortgage | 1 property | 10/04/2006 | 20/08/2010 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland Commercial Services Limited | Fixed and floating charge | 1 property | 01/02/2005 | 12/01/2015 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge of deposit | 1 property | 28/06/2004 | 25/04/2006 | |
| satisfied | Igf Invoice Finance Igf Invoice Finance Limited | All assets debenture | 1 property | 12/09/2003 | 04/05/2006 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 27/05/2003 | 04/05/2006 | |
| satisfied | Coventry Plating Coventry Plating Limited | Debenture | 1 property | 21/05/2003 | 20/08/2010 |