ARCOFRAME LTD

🌳Matureactive

04572907 · ltd · incorporated 2002-10-24

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 22.9y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Oct 2025

Net worth

£346.8k

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Other manufacturing n.e.c.

Sector: Manufacturing

Investor take

Pursue

Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 83/100 (exceptional), bankability 65/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 22.9y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 22.9 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

4 charges (4/4 with lender, 4/4 with type)

Directors & officers

13 officers (6 active, 13 linked, 7 with DOB)

Ownership & PSC

2 active PSC(s) of 4 total, 4 with control declared

Director network

4 connected companies via shared directors

Filing history

82 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £346,754

Cash YoY

+105%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£266k

↑ 105% YoY

Net Worth

£347k

↑ 14% YoY

Current Assets

£586k

↑ 20% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-10-31	2024-10-31
Total assets	£380.5k	£356.3k
Current assets	£585.7k	£487.0k
Cash	£265.7k	£129.4k
Debtors	£271.1k	£277.6k
Net assets	£346.8k	£303.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 1 accounts
• 1 confirmation-statement

Last 180 days

filings

• 1 accounts
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (43 events)Click to expand

2026-04-15
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-07-08
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-07-08
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-26
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-03-26
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-03-24
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-05-14
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-03-22
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-07-26
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-10-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-10-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-10-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-08-13
➕
RICHARDS, Charles appointed
director
2021-08-09
➕
FORSHAW, David appointed
director
2021-08-09
➕
HILL, Jonathan appointed
director
2021-04-14
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-01-18
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-01-07
🔒
Charge registered #4
Lender: National Westminster Bank PLC
2020-10-09
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2020-10-09
📄
termination-director-company-with-name-termination-date
officers · TM01
2020-10-09
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2020-10-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2020-09-20
➕
CHORLEY, James appointed
director
2020-09-20
➖
CHORLEY, James Stuart resigned
director
2012-07-25
🔒
Charge registered #3
Lender: Hsbc Bank PLC
2008-05-16
➖
RYAN, Philip Joseph resigned
secretary
2007-11-16
➕
TAYLOR, Gary Richard appointed
secretary
2005-04-06
➕
CHORLEY, James Stuart appointed
director
2003-11-04
🔒
Charge registered #2
Lender: National Westminster Bank PLC
2003-08-21
🔒
Charge registered #1
Lender: National Westminster Bank PLC
2003-07-16
➕
RICHARDS, Anthony Norman appointed
director
2003-07-16
➖
ELLIOTT, Elizabeth resigned
secretary
2003-07-16
➕
RYAN, Philip Joseph appointed
secretary
2003-07-16
➖
RYAN, Philip Joseph resigned
secretary
2003-07-16
➖
RYAN, Philip Joseph resigned
director
2002-10-31
➕
RYAN, Philip Joseph appointed
secretary
2002-10-28
➕
ELLIOTT, Elizabeth appointed
secretary
2002-10-28
➖
TEMPLES (NOMINEES) LIMITED resigned
corporate-nominee-secretary
2002-10-28
➕
RYAN, Philip Joseph appointed
director
2002-10-28
➖
TEMPLES (PROFESSIONAL SERVICES) LIMITED resigned
corporate-nominee-director
2002-10-24
🏢
Company incorporated
As ARCOFRAME LTD
2002-10-24
➕
TEMPLES (NOMINEES) LIMITED appointed
corporate-nominee-secretary
2002-10-24
➕
TEMPLES (PROFESSIONAL SERVICES) LIMITED appointed
corporate-nominee-director

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 83 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

50/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFamily succession underway: Not a takeover target — RICHARDS, Charles (same surname) appointed 2021-08-13. Pattern consistent with intra-family handover.
primaryFounder aged 70+: Senior director is approximately 83 years old. Natural succession window is now.
primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Margaret Chorley Individual · British · DOB 08/1951 · age 75	25–50%	25–50%	25-50% shares · 25-50% voting	01/07/2025
Mr Charles Richards Individual · British · DOB 06/1975 · age 51	25–50%	25–50%	board control25-50% shares · 25-50% voting · board control	01/03/2025

2 historic (ceased) PSCs

Mr James Chorleyceased 01/03/2025· 75-100% shares
Mr James Stuart Chorleyceased 20/09/2020· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
A T PLANT SERVICES LTD→ 04779898 · est 2003 · no financials extracted	—	—	—	—	22y	—	—
A. SCHULMAN THERMOPLASTIC COMPOUNDS LIMITED→ 01018237 · est 1971 · no financials extracted	—	—	—	—	54y	—	—
AMENTUM ENTERPRISE ASSET SOLUTIONS LIMITED→ 01172655 · est 1974 · no financials extracted	—	—	—	—	51y	—	—
AOT BESPOKE LTD→ 16681708 · est 2025 · no financials extracted	—	—	—	—	—	—	—
APEX HEAT THERMAL MANAGEMENT LTD→ 16662808 · est 2025 · no financials extracted	—	—	—	—	—	—	—
APEX INSTRUMENTS LIMITED→ 13911737 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
APNEA-TECH LIMITED→ 12581980 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
ARCLIN UK HOLDINGS LIMITED→ 16882243 · est 2025 · no financials extracted	—	—	—	—	—	—	—
ARNWAY LIMITED→ 01102804 · est 1973 · no financials extracted	—	—	—	—	53y	—	—
ARO SCIENTIFIC LTD→ 13731194 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
ARTEFACT FINE FURNISHINGS LIMITED→ 08423920 · est 2013 · no financials extracted	—	—	—	—	13y	—	—
ARTGIRLRISING UK LTD→ 12809923 · est 2020 · no financials extracted	—	—	—	—	5y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2002-10-24

Jurisdictionengland-wales

Primary SIC32990 — Other manufacturing n.e.c.

Registered office

Unit 4 Sutton Fold Industrial Park

St Helens

Merseyside

WA9 3GL

Filing status

Accounts

Next due: 2027-07-31

Last made up to: 2025-10-31

Confirmation statement

Next due: 2027-04-09

Last: 2026-03-26