ACCESS PAYSUITE LTD
🌳Matureactive
04595169 · ltd · incorporated 2002-11-20
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 12.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 12.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
20 officers (6 active, 20 linked, 15 with DOB)
85
Ownership & PSC
1 active PSC(s) of 5 total, 5 with control declared
90
Director network
22 connected companies via shared directors
90
Filing history
136 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (58 events)Click to expand
- 2025-04-09📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-04-09📄legacyaccounts · PARENT_ACC
- 2025-04-09📄legacyother · GUARANTEE2
- 2025-04-09📄legacyother · AGREEMENT2
- 2024-08-01📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-08📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-07-08📄legacyaccounts · PARENT_ACC
- 2024-07-08📄legacyother · GUARANTEE2
- 2024-07-08📄legacyother · AGREEMENT2
- 2024-03-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-12➕MONTEMAGNO, Giulio appointeddirector
- 2024-02-07📄capital-allotment-sharescapital · SH01
- 2023-05-02📄capital-allotment-sharescapital · SH01
- 2023-04-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-03-02📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-03-02📄legacyaccounts · PARENT_ACC
- 2023-03-02📄legacyother · GUARANTEE2
- 2023-03-02📄legacyother · AGREEMENT2
- 2022-09-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-09-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-09-26➕BROWN, Adam John Witherow appointeddirector
- 2022-09-26➖WILLIAMS, Nicolas Simon resigneddirector
- 2022-07-19📄accounts-amended-with-accounts-type-audit-exemption-subsiduaryaccounts · AAMD
- 2022-07-08📄resolutionresolution · RESOLUTIONS
- 2021-04-27➕DUNLOP, Andrea Maria appointeddirector
- 2021-04-27➖BROWN, Adam John Witherow resigneddirector
- 2021-04-27➕WILLIAMS, Nicolas Simon appointeddirector
- 2020-09-09🔓Charge satisfied #1
- 2019-06-30➖BLUNDELL, Stephen James resigneddirector
- 2019-06-19➕AUDIS, Michael James appointeddirector
- 2019-06-19➕BAYNE, Christopher Andrew Armstrong appointeddirector
- 2019-06-19➖STALSBERG, Anthony Mitchell resignedsecretary
- 2019-06-19➕BLUNDELL, Stephen James appointeddirector
- 2019-06-19➕BROWN, Adam John Witherow appointeddirector
- 2019-06-19➖CARR, David resigneddirector
- 2019-06-19➖STALSBERG, Alison Mary resigneddirector
- 2019-06-19➖STALSBERG, Anthony Mitchell resigneddirector
- 2019-06-17➕BINNS, Robert Hugh appointeddirector
- 2015-01-15➕CARR, David appointeddirector
- 2014-12-15➖WHITTON, Nigel Anthony resigneddirector
- 2014-02-19🔒Charge registered #1Lender: Barclays Bank PLC
- 2012-11-05➖HESTER, Steven James resignedsecretary
- 2012-11-05➕STALSBERG, Anthony Mitchell appointedsecretary
- 2012-11-05➖HESTER, Steven James resigneddirector
- 2008-11-01➕STALSBERG, Alison Mary appointeddirector
- 2006-03-09➕STALSBERG, Anthony Mitchell appointeddirector
- 2004-11-01➖NAPIER, Sally Rebecca resigneddirector
- 2004-11-01➕WHITTON, Nigel Anthony appointeddirector
- 2003-09-25➕HESTER, Steven James appointedsecretary
- 2003-09-25➖NAPIER, George Kenneth resignedsecretary
Showing most recent 50 of 58 events
Owner dependency
48/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Access Uk Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Access Uk Ltd
Corporate parent · holds 75-100% shares · board control
⬇
ACCESS PAYSUITE LTD
This company · 04595169
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Access Uk Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 31/03/2021 |
4 historic (ceased) PSCs
- Armstrong Eazycollect Holdco Limitedceased 31/03/2021· 75-100% shares · 75-100% voting · board control
- Access Uk Ltdceased 11/12/2020· 75-100% shares · 75-100% voting · board control
- Mrs Alison Mary Stalsbergceased 19/06/2019· 50-75% shares · 50-75% voting
- Mr Anthony Mitchell Stalsbergceased 19/06/2019· 50-75% shares · 50-75% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · LE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 245 HOLDINGS LIMITED→ 10776869 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 2U LIMITED→ 05571281 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| 44 FINANCIAL LIMITED→ 07120349 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| 5S MORTGAGE SOLUTIONS LIMITED→ 14942275 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A & A MORTGAGES LIMITED→ 06902785 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| A.G.WRIGHT(ASSESSORS)LIMITED→ 00690446 · est 1961 · no financials extracted | — | — | — | — | 64y | — | — |
| ABA PROPERTY INVESTMENT LTD→ 15185927 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ABK CAPITAL PARTNERS LIMITED→ 16155753 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AC NEWCO LIMITED→ 14764318 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ACCELERATE TEAM LTD→ 13951729 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ACCOMPLISHED FINANCIAL SOLUTIONS LTD→ 15237408 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCORD COMPLIANCE LIMITED→ 13560927 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-11-20
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Armstrong Building Oakwood Drive
Loughborough University Science & Enterprise Park
Loughborough
LE11 3QF
England
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-06-30
Confirmation statement
Next due: 2026-12-04
Last: 2025-11-20
Officers (6 active · 14 resigned)
AUDIS, Michael James→
Activedirector · ~55y · appointed 2019-06-19
View their other companies + combined net worth →
BAYNE, Christopher Andrew Armstrong→
Activedirector · ~55y · appointed 2019-06-19
View their other companies + combined net worth →
BINNS, Robert Hugh→
Activedirector · ~58y · appointed 2019-06-17
View their other companies + combined net worth →
BROWN, Adam John Witherow→
Activedirector · ~63y · appointed 2022-09-26
View their other companies + combined net worth →
DUNLOP, Andrea Maria→
Activedirector · ~56y · appointed 2021-04-27
View their other companies + combined net worth →
MONTEMAGNO, Giulio→
Activedirector · ~51y · appointed 2024-02-12
View their other companies + combined net worth →
HESTER, Steven James→
Resignedsecretary · appointed 2003-09-25 · resigned 2012-11-05
NAPIER, George Kenneth→
Resignedsecretary · appointed 2002-11-20 · resigned 2003-09-25
STALSBERG, Anthony Mitchell→
Resignedsecretary · appointed 2012-11-05 · resigned 2019-06-19
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 2002-11-20 · resigned 2002-11-20
BLUNDELL, Stephen James→
Resigneddirector · ~56y · appointed 2019-06-19 · resigned 2019-06-30
BROWN, Adam John Witherow→
Resigneddirector · ~63y · appointed 2019-06-19 · resigned 2021-04-27
CARR, David→
Resigneddirector · ~61y · appointed 2015-01-15 · resigned 2019-06-19
HESTER, Steven James→
Resigneddirector · ~55y · appointed 2003-02-01 · resigned 2012-11-05
NAPIER, Sally Rebecca→
Resigneddirector · ~62y · appointed 2002-11-20 · resigned 2004-11-01
STALSBERG, Alison Mary→
Resigneddirector · ~66y · appointed 2008-11-01 · resigned 2019-06-19
STALSBERG, Anthony Mitchell→
Resigneddirector · ~63y · appointed 2006-03-09 · resigned 2019-06-19
WHITTON, Nigel Anthony→
Resigneddirector · ~62y · appointed 2004-11-01 · resigned 2014-12-15
WILLIAMS, Nicolas Simon→
Resigneddirector · ~55y · appointed 2021-04-27 · resigned 2022-09-26
INSTANT COMPANIES LIMITED→
Resignedcorporate-nominee-director · appointed 2002-11-20 · resigned 2002-11-20
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 19/02/2014 | 09/09/2020 |
Recent filings (136 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-04
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-04-09
legacy
accounts · PARENT_ACC
2025-04-09
legacy
other · GUARANTEE2
2025-04-09
legacy
other · AGREEMENT2
2025-04-09
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-04
change-person-director-company-with-change-date
officers · CH01
2024-08-01
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-07-08
legacy
accounts · PARENT_ACC
2024-07-08
legacy
other · GUARANTEE2
2024-07-08
legacy
other · AGREEMENT2
2024-07-08
appoint-person-director-company-with-name-date
officers · AP01
2024-03-11
capital-allotment-shares
capital · SH01
2024-02-07
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-23
capital-allotment-shares
capital · SH01
2023-05-02