LUMI HOLDINGS LIMITED
🌳Matureactive
04597176 · ltd · incorporated 2002-11-21
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Activities of head offices
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 57/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
9 live charges · 4 lenders · oldest 10.2y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 10.2 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
23 officers (3 active, 23 linked, 16 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
128 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (76 events)Click to expand
- 2025-09-03📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-09-03📄legacyaccounts · PARENT_ACC
- 2025-09-03📄legacyother · GUARANTEE2
- 2025-09-03📄legacyother · AGREEMENT2
- 2025-04-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-02🔒Charge registered #9Lender: Investec Bank PLC
- 2024-12-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-19🔒Charge registered #8Lender: Vespa Capital Iii LP as Security Agent
- 2024-10-28📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-10-28📄legacyaccounts · PARENT_ACC
- 2024-10-28📄legacyother · AGREEMENT2
- 2024-10-28📄legacyother · GUARANTEE2
- 2023-07-27📄accounts-with-accounts-type-smallaccounts · AA
- 2023-01-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-09-24📄accounts-with-accounts-type-fullaccounts · AA
- 2022-06-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-22🔒Charge registered #7Lender: Investec Bank PLC
- 2022-06-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-08🔒Charge registered #6Lender: Investec Bank PLC
- 2022-06-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-05-31🔒Charge registered #5Lender: Investec Bank PLC
- 2022-04-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-08🔒Charge registered #4Lender: Investec Bank PLC
- 2022-03-12📄resolutionresolution · RESOLUTIONS
- 2022-03-12📄memorandum-articlesincorporation · MA
- 2022-03-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-08🔒Charge registered #3Lender: Investec Bank PLC
- 2022-02-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-02-25🔓Charge satisfied #2
- 2018-03-27🔒Charge registered #2Lender: National Westminster Bank PLC
- 2017-03-09🔓Charge satisfied #1
- 2017-03-08➕SHAH, Rahul Jagmohan appointedsecretary
- 2017-03-08➕SHAH, Rahul Jagmohan appointeddirector
- 2017-03-08➖LOVEGROVE, Roger Thomas Henry resignedsecretary
- 2017-03-08➖BEILBY, Mark Stephen Wright resigneddirector
- 2016-02-29🔒Charge registered #1Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
- 2014-12-16➕LOVEGROVE, Roger Thomas Henry appointedsecretary
- 2014-12-16➖SAXBY, Jacqueline Sarah resignedsecretary
- 2013-07-01➕TAYLOR, Richard Scott appointeddirector
- 2013-07-01➖BOTHA, Llewellyn Kevan resignedsecretary
- 2013-07-01➖DOLBEAR, Jonathan resignedsecretary
- 2013-07-01➕SAXBY, Jacqueline Sarah appointedsecretary
- 2013-07-01➕BEILBY, Mark Stephen Wright appointeddirector
- 2013-07-01➖BOTHA, Llewellyn Kevan resigneddirector
- 2013-07-01➖FISHER, Richard John resigneddirector
- 2013-07-01➖MILLS, Christopher Andrew resigneddirector
- 2013-07-01➖OLDFIELD, Nicholas Stuart Robert resigneddirector
- 2013-07-01➖SARKAR, Nazir resigneddirector
- 2013-03-22➕MILLS, Christopher Andrew appointeddirector
- 2012-07-19➖BRAASCH, Jochen resigneddirector
Showing most recent 50 of 76 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low7 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Geting Capital Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Geting Capital Limited
Corporate parent · holds 75-100% shares · board control
⬇
LUMI HOLDINGS LIMITED
This company · 04597176
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Geting Capital Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · GU postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 10SIXTYSIX LEARNING CONSULTANCY LTD→ 13382577 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 15MB LTD.→ 10712197 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 16 BIT CONSULTING LIMITED→ 16458956 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1650 CONSULTING LIMITED→ 16327249 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 17 XL LTD→ 12145831 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 1997 GROUP LIMITED→ 15074920 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 19I LTD→ 12221349 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 1FRL LIMITED→ 11559545 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 1ST EXECUTIVE LIMITED→ 04642279 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| 20X LTD→ 15776018 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 24B CONSULTANCY LTD→ 10762424 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 271HR LIMITED→ 11890449 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-11-21
Jurisdictionengland-wales
Primary SIC70100 — Activities of head offices
Registered office
Armoury House Ordnance Business Park
Midhurst Road
Liphook
Hampshire
GU30 7ZA
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-25
Last: 2026-01-11
Officers (3 active · 20 resigned)
SHAH, Rahul Jagmohan→
Activesecretary · appointed 2017-03-08
View their other companies + combined net worth →
SHAH, Rahul Jagmohan→
Activedirector · ~57y · appointed 2017-03-08
View their other companies + combined net worth →
TAYLOR, Richard Scott→
Activedirector · ~55y · appointed 2013-07-01
View their other companies + combined net worth →
BOTHA, Llewellyn Kevan→
Resignedsecretary · appointed 2006-01-31 · resigned 2013-07-01
DOLBEAR, Jonathan→
Resignedsecretary · appointed 2011-07-21 · resigned 2013-07-01
KNOWLES, Amanda Margaret→
Resignedsecretary · appointed 2002-11-25 · resigned 2006-01-04
LOVEGROVE, Roger Thomas Henry→
Resignedsecretary · appointed 2014-12-16 · resigned 2017-03-08
MOULDING, Julia→
Resignedsecretary · appointed 2002-11-21 · resigned 2002-11-25
SAXBY, Jacqueline Sarah→
Resignedsecretary · appointed 2013-07-01 · resigned 2014-12-16
BEILBY, Mark Stephen Wright→
Resigneddirector · ~66y · appointed 2013-07-01 · resigned 2017-03-08
BOTHA, Llewellyn Kevan→
Resigneddirector · ~64y · appointed 2006-01-04 · resigned 2013-07-01
BRAASCH, Jochen→
Resigneddirector · ~57y · appointed 2010-08-03 · resigned 2012-07-19
CROSBY, William Stuart→
Resigneddirector · ~70y · appointed 2006-01-04 · resigned 2008-02-26
FISHER, Richard John→
Resigneddirector · ~58y · appointed 2011-09-29 · resigned 2013-07-01
HAILEY, Carole Ann→
Resigneddirector · ~56y · appointed 2002-11-21 · resigned 2002-11-25
HOOD, James Terence→
Resigneddirector · ~58y · appointed 2008-12-16 · resigned 2010-07-01
KNOWLES, Amanda Margaret→
Resigneddirector · ~69y · appointed 2002-11-25 · resigned 2006-01-04
KNOWLES, Anthony Michael→
Resigneddirector · ~72y · appointed 2002-11-25 · resigned 2006-01-04
MILLS, Christopher Andrew→
Resigneddirector · ~50y · appointed 2013-03-22 · resigned 2013-07-01
MORRIS, Christopher John, Mr.→
Resigneddirector · ~79y · appointed 2006-01-04 · resigned 2010-11-05
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
7
Outstanding
2
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Investec Bank Investec Bank PLC | A registered charge | — | 02/04/2025 | — | |
| outstanding | Vespa Capital Iii LP as Security Agent | A registered charge | 1 property | 19/12/2024 | — | |
| outstanding | Investec Bank Investec Bank PLC | A registered charge | — | 22/06/2022 | — | |
| outstanding | Investec Bank Investec Bank PLC | A registered charge | — | 08/06/2022 | — | |
| outstanding | Investec Bank Investec Bank PLC | A registered charge | — | 31/05/2022 | — | |
| outstanding | Investec Bank Investec Bank PLC | A registered charge | — | 08/04/2022 | — | |
| outstanding | Investec Bank Investec Bank PLC | A registered charge | 1 property | 08/03/2022 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 27/03/2018 | 25/02/2022 | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank) | A registered charge | — | 29/02/2016 | 09/03/2017 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (128 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-14
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-09-03
legacy
accounts · PARENT_ACC
2025-09-03
legacy
other · GUARANTEE2
2025-09-03
legacy
other · AGREEMENT2
2025-09-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-20
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-10-28
legacy
accounts · PARENT_ACC
2024-10-28
legacy
other · AGREEMENT2
2024-10-28
legacy
other · GUARANTEE2
2024-10-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-11
accounts-with-accounts-type-small
accounts · AA
2023-07-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-13