CGM CUMBRIA GRANITE & MARBLE LIMITED
🌳Matureactive
04608510 · ltd · incorporated 2002-12-04
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£442.5k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: SIC 23700
Sector: Manufacturing
ALSO REGISTERED FOR
- 31020SIC 31020
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
9 officers (2 active, 9 linked, 4 with DOB)
79
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
78 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £442,467
Net assets shrinking
Down £65,022 YoY
Cash YoY
+6%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£333k
↑ 5.9% YoY
Net Worth
£442k
↓ 13% YoY
Current Assets
£483k
↓ 6.0% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £469.0k | £552.7k |
| Current assets | £482.6k | £513.3k |
| Cash | £332.6k | £314.0k |
| Debtors | £90.0k | £79.3k |
| Net assets | £442.5k | £507.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2025-10-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-24📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2023-10-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-25📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2019-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-09-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-10-31📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2017-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-04-05➕AGNEW, Jacqueline appointeddirector
- 2010-05-10➖PAGE, Nicola Anne resignedsecretary
- 2010-05-10➖DALGLEISH, Christopher resigneddirector
- 2009-09-01➕AGNEW, Robert appointeddirector
- 2006-01-16➕PAGE, Nicola Anne appointedsecretary
- 2005-12-16➖AGNEW, Jacqueline resignedsecretary
- 2005-12-16➖AGNEW, Robert John resigneddirector
- 2005-12-09➕DALGLEISH, Christopher appointeddirector
- 2005-04-15➕AGNEW, Jacqueline appointedsecretary
- 2005-04-15➖PEEL, John resignedsecretary
- 2002-12-11➕PEEL, John appointedsecretary
- 2002-12-11➖YORK PLACE COMPANY SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2002-12-11➕AGNEW, Robert John appointeddirector
- 2002-12-11➖YORK PLACE COMPANY NOMINEES LIMITED resignedcorporate-nominee-director
- 2002-12-04🏢Company incorporatedAs CGM CUMBRIA GRANITE & MARBLE LIMITED
- 2002-12-04➕YORK PLACE COMPANY SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2002-12-04➕YORK PLACE COMPANY NOMINEES LIMITED appointedcorporate-nominee-director
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Jacqueline Agnew Individual · British · DOB 07/1969 · age 57 | 25–50% | — | 25-50% shares | 05/04/2017 |
Mr Robert Agnew Individual · British · DOB 09/1970 · age 56 | 25–50% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Manufacturing · CA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ANDREW LOWDEN PLANT & AGRICULTURAL REPAIRS LTD→ 07191225 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| ANGUILLA SOLUTIONS LIMITED→ 04721337 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| BETTER TOMORROW BRANDS LTD→ 14863984 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BORDER OFFSET LIMITED→ 01451674 · est 1979 · no financials extracted | — | — | — | — | 46y | — | — |
| BUD DESIGNS LIMITED→ 15013111 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CANDLE BOYS LTD→ 12898152 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CARLISLE REFRIGERATION (HOLDINGS) LIMITED→ 07229383 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| CG SERVICES LIMITED→ 09466667 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| CLASSIC RESTORATION AND REPAIR LTD→ 12041424 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CONCRETE WALL PANELS LIMITED→ 09510719 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| CONTRAST KITCHENS LIMITED→ 05943002 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| COTTON EYE SEW LTD→ 13816382 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-12-04
Jurisdictionengland-wales
Primary SIC23700 — SIC 23700
Registered office
Unit 27 Escott Business Park
Rome Street
Carlisle
Cumbria
CA2 5LE
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-28
Last: 2025-10-14
Officers (2 active · 7 resigned)
AGNEW, Jacqueline→
Activedirector · ~57y · appointed 2017-04-05
View their other companies + combined net worth →
AGNEW, Robert→
Activedirector · ~56y · appointed 2009-09-01
View their other companies + combined net worth →
AGNEW, Jacqueline→
Resignedsecretary · appointed 2005-04-15 · resigned 2005-12-16
PAGE, Nicola Anne→
Resignedsecretary · appointed 2006-01-16 · resigned 2010-05-10
PEEL, John→
Resignedsecretary · appointed 2002-12-11 · resigned 2005-04-15
YORK PLACE COMPANY SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2002-12-04 · resigned 2002-12-11
AGNEW, Robert John→
Resigneddirector · ~56y · appointed 2002-12-11 · resigned 2005-12-16
DALGLEISH, Christopher→
Resigneddirector · ~67y · appointed 2005-12-09 · resigned 2010-05-10
YORK PLACE COMPANY NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 2002-12-04 · resigned 2002-12-11
Click a director name to see their full track record across all companies.
Recent filings (78 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-21
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-02
change-sail-address-company-with-old-address-new-address
address · AD02
2024-04-24
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-28
confirmation-statement-with-updates
confirmation-statement · CS01
2022-10-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-05
confirmation-statement-with-updates
confirmation-statement · CS01
2021-10-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-16
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2020-11-25