AINSDALE FINANCE LIMITED

🌳Matureactive
04616504 · ltd · incorporated 2002-12-13
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£47.9k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 63-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (3 active, 6 linked, 2 with DOB)
77
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
70 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £47,894
Net assets shrinking
Down £36,812 YoY
Cash YoY
-10%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£190k
↓ 10% YoY
Net Worth
£48k
↓ 43% YoY
Current Assets
£195k
Current Liabilities
—
£0£42k£85k£127k£169k£211kJan 2024Jan 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-01-312024-01-31
Total assets£47.9k£84.7k
Current assets£195.4k—
Cash£190.2k£211.3k
Debtors£5.3k—
Net assets£47.9k£84.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 officers
Last 180 days
4
filings
  • • 2 officers
  • • 1 confirmation-statement
  • • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2026-04-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  2. 2026-04-24
    ➕
    JEFFERY, David Michael appointed
    director
  3. 2025-12-18
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2025-12-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2025-08-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2024-09-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2023-09-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-10-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-10-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-10-04
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2019-04-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2018-06-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-04-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-03-02
    📄
    capital-allotment-shares
    capital · SH01
  16. 2017-01-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2008-06-30
    ➕
    JEFFERY, Mary Bridget appointed
    secretary
  18. 2008-06-30
    ➖
    JEFFERY, Tracy resigned
    secretary
  19. 2002-12-13
    🏢
    Company incorporated
    As AINSDALE FINANCE LIMITED
  20. 2002-12-13
    ➕
    JEFFERY, Susan appointed
    director
  21. 2002-12-13
    ➕
    JEFFERY, Tracy appointed
    secretary
  22. 2002-12-13
    ➕
    QA REGISTRARS LIMITED appointed
    corporate-nominee-secretary
  23. 2002-12-13
    ➖
    QA REGISTRARS LIMITED resigned
    corporate-nominee-secretary
  24. 2002-12-13
    ➕
    QA NOMINEES LIMITED appointed
    corporate-nominee-director
  25. 2002-12-13
    ➖
    QA NOMINEES LIMITED resigned
    corporate-nominee-director

Owner dependency

84/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

76/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Susan Jeffery
Individual · British · DOB 02/1966 · age 60
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2002-12-13
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

222 Upper Richmond Road West
London
SW14 8AH
England

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-12-27
Last: 2025-12-13

Officers (3 active · 3 resigned)

JEFFERY, Mary Bridget→
secretary · appointed 2008-06-30
View their other companies + combined net worth →
Active
JEFFERY, David Michael→
director · ~63y · appointed 2026-04-24
View their other companies + combined net worth →
Active
JEFFERY, Susan→
director · ~60y · appointed 2002-12-13
View their other companies + combined net worth →
Active
JEFFERY, Tracy→
secretary · appointed 2002-12-13 · resigned 2008-06-30
Resigned
QA REGISTRARS LIMITED→
corporate-nominee-secretary · appointed 2002-12-13 · resigned 2002-12-13
Resigned
QA NOMINEES LIMITED→
corporate-nominee-director · appointed 2002-12-13 · resigned 2002-12-13
Resigned

Click a director name to see their full track record across all companies.

Recent filings (70 total)

appoint-person-director-company-with-name-date
officers · AP01
2026-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-18
change-person-director-company-with-change-date
officers · CH01
2025-12-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-01