21ST CENTURY JEWELS LIMITED
🌳Matureactive
04637238 · ltd · incorporated 2003-01-15
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 78/100 (strong), bankability 57/100. Same-surname younger director in place — likely family handover, not open to sale. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 5 lenders · oldest 22.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 22.3 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 3 with DOB)
79
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
88 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 400 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2025-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-04-10📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-10📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-04-10📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-04-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-01-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-25📄change-person-director-company-with-change-dateofficers · CH01
- 2023-01-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-07-01➕SILVER, Asher Isaac Newton appointeddirector
- 2021-01-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-27📄capital-name-of-class-of-sharescapital · SH08
- 2021-01-27📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2008-07-30🔒Charge registered #5Lender: Grand Metropolitan Estates Limited
- 2008-02-25🔒Charge registered #4Lender: St James's Place UK PLC
- 2008-02-08🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2007-11-01➕SILVER, Jenifer appointedsecretary
- 2007-10-31➖LOXTON, Sam resigneddirector
- 2007-10-30➕SILVER, Nicholas Charles appointeddirector
- 2007-10-30➖SILVER, Nick resignedsecretary
- 2005-10-10🔒Charge registered #2Lender: Acre 979 Limited
- 2004-02-02🔒Charge registered #1Lender: Canada Life Limited
- 2003-03-18➕SILVER, Nick appointedsecretary
- 2003-03-18➕LOXTON, Sam appointeddirector
- 2003-01-15🏢Company incorporatedAs 21ST CENTURY JEWELS LIMITED
- 2003-01-15➕LONDON LAW SECRETARIAL LIMITED appointedcorporate-nominee-secretary
- 2003-01-15➖LONDON LAW SECRETARIAL LIMITED resignedcorporate-nominee-secretary
- 2003-01-15➕LONDON LAW SERVICES LIMITED appointedcorporate-nominee-director
- 2003-01-15➖LONDON LAW SERVICES LIMITED resignedcorporate-nominee-director
Owner dependency
84/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
39/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- primaryFamily succession underway: Not a takeover target — SILVER, Asher Isaac Newton (same surname) appointed 2021-07-01. Pattern consistent with intra-family handover.
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Nicholas Charles Silver Individual · British · DOB 08/1962 · age 64 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
Ms Jenifer Silver Individual · British · DOB 04/1962 · age 64 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · W postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 2 ENTERTAIN LIMITED→ 05120809 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| 2 EXCEL BIDCO LIMITED→ 15506131 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 2 EXCEL DESIGN LIMITED→ 05576452 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| 20 WAYS LTD.→ 09337914 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| 20-20 EVENTS MANAGEMENT LIMITED→ 07118941 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| 20-20 PROJECTS LIMITED→ 05448411 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| 2023FOREVERHEALTH LTD→ 15292309 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 21 & WESTBOURNE LTD→ 13718916 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 21 GP LIMITED→ 14923588 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 22 BOLINGBROKE ROAD LTD→ 10316945 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 22 BUCKINGHAM GATE MANAGEMENT COMPANY LIMITED→ 10606632 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 22 ROUTES LTD→ 10840280 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-01-15
Jurisdictionengland-wales
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
101 New Cavendish Street
1st Floor South
London
W1W 6XH
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-29
Last: 2026-01-15
Officers (3 active · 4 resigned)
Active
SILVER, Asher Isaac Newton→
Activedirector · ~28y · appointed 2021-07-01
View their other companies + combined net worth →
SILVER, Nicholas Charles→
Activedirector · ~64y · appointed 2007-10-30
View their other companies + combined net worth →
SILVER, Nick→
Resignedsecretary · appointed 2003-03-18 · resigned 2007-10-30
LONDON LAW SECRETARIAL LIMITED→
Resignedcorporate-nominee-secretary · appointed 2003-01-15 · resigned 2003-01-15
LOXTON, Sam→
Resigneddirector · ~47y · appointed 2003-03-18 · resigned 2007-10-31
LONDON LAW SERVICES LIMITED→
Resignedcorporate-nominee-director · appointed 2003-01-15 · resigned 2003-01-15
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
5
Outstanding
5
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Grand Metropolitan Estates Grand Metropolitan Estates Limited | Rent deposit deed | 1 property | 30/07/2008 | — | |
| outstanding | St James's Place UK St James's Place UK PLC | Rent deposit deed | 1 property | 25/02/2008 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 08/02/2008 | — | |
| outstanding | Acre 979 Acre 979 Limited | Rent deposit deed | 1 property | 10/10/2005 | — | |
| outstanding | Canada Life Canada Life Limited | Rent deposit deed | 1 property | 02/02/2004 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (88 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-04-10
change-person-director-company-with-change-date
officers · CH01
2024-04-10
change-person-secretary-company-with-change-date
officers · CH03
2024-04-10
change-person-director-company-with-change-date
officers · CH01
2024-04-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-04-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-04-10
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-04-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-01-25