FUTURE FIRST FINANCIAL SOLUTIONS LIMITED
💤Zombieactive
04643847 · ltd · incorporated 2003-01-22
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£48.6k
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with exceptional profile and bankable structure.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 1 with DOB)
75
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
58 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £48,638
Net assets shrinking
Down £3,462 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£49k
↓ 6.6% YoY
Current Assets
£27k
↑ 5.3% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £48.6k | £52.1k |
| Current assets | £27.1k | £25.7k |
| Net assets | £48.6k | £52.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2025-12-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-12-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-12-20📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-01-22📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-12-10📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-01-28📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-12-18📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-01-23📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2003-01-28➕AGNEW, Lisa Jane appointedsecretary
- 2003-01-28➕AGNEW, John David appointeddirector
- 2003-01-24➖FORM 10 SECRETARIES FD LTD resignedcorporate-nominee-secretary
- 2003-01-24➖FORM 10 DIRECTORS FD LTD resignedcorporate-nominee-director
- 2003-01-22🏢Company incorporatedAs FUTURE FIRST FINANCIAL SOLUTIONS LIMITED
- 2003-01-22➕FORM 10 SECRETARIES FD LTD appointedcorporate-nominee-secretary
- 2003-01-22➕FORM 10 DIRECTORS FD LTD appointedcorporate-nominee-director
Owner dependency
93/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
85/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John David Agnew Individual · British · DOB 05/1967 · age 59 | 75–100% | — | 75-100% shares | 20/01/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · PL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CHRIS NEWTON MORTGAGE SERVICES LIMITED→ 08891809 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| FIRE PREVENTION GROUP LTD→ 11070120 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| GMP INVESTMENTS WELLS LIMITED→ 16906631 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| GOODMANS FINANCIAL PLANNING LTD→ 06892778 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| GRASSHOPPER CORPORATION LIMITED→ 08690021 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| GURU ADVISORY SERVICES LTD→ 14655582 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| HOLMAN FINANCE INTERNATIONAL LIMITED→ 11758466 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| IAC FINANCIAL PLANNING LTD→ 10838980 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| IAN FINN WEALTH MANAGEMENT LTD→ 08028965 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| IMPECUNIOUS LIMITED→ 11025318 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| INSPIRE WEALTH LTD→ 05988522 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| INTERNATIONAL FINANCIAL SECURITY LIMITED→ 07546376 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-01-22
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
19 Redvers Grove, Plympton
Plymouth
Devon
PL7 1HU
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-03
Last: 2026-01-20
Officers (2 active · 2 resigned)
Active
AGNEW, John David→
Activedirector · ~59y · appointed 2003-01-28
View their other companies + combined net worth →
FORM 10 SECRETARIES FD LTD→
Resignedcorporate-nominee-secretary · appointed 2003-01-22 · resigned 2003-01-24
FORM 10 DIRECTORS FD LTD→
Resignedcorporate-nominee-director · appointed 2003-01-22 · resigned 2003-01-24
Click a director name to see their full track record across all companies.
Recent filings (58 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-20
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-22
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-23
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-24
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-22
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-01-20
accounts-with-accounts-type-micro-entity
accounts · AA
2019-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-01-21