EATON FINANCE LIMITED

🌳Matureactive

04644940 · ltd · incorporated 2003-01-22

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jan 2026

Net worth

—

book net assets

Opportunity

74/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other credit granting n.e.c.

Sector: Financial & insurance

ALSO REGISTERED FOR

64999Financial intermediation not elsewhere classified

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

7 officers (2 active, 7 linked, 4 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

68 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

74/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2026-01-31	2025-01-31
Average employees	2	200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filings

• 1 accounts
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (29 events)Click to expand

2026-05-06
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-18
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-04
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-15
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-08-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-08-11
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-01-29
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2020-01-29
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2019-06-12
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-04-04
📄
capital-name-of-class-of-shares
capital · SH08
2019-04-04
📄
resolution
resolution · RESOLUTIONS
2019-04-04
📄
statement-of-companys-objects
change-of-constitution · CC04
2019-02-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2019-01-31
➖
EATON, Michael Charles resigned
director
2018-06-20
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-01-16
📄
resolution
resolution · RESOLUTIONS
2017-06-26
➕
BAXTER, Sarah Anne appointed
director
2016-02-01
➕
EATON, Mark Anthony appointed
director
2015-12-08
➖
EATON, Anne Irene resigned
secretary
2015-12-08
➖
EATON, Anne Irene resigned
director
2003-01-22
🏢
Company incorporated
As EATON FINANCE LIMITED
2003-01-22
➕
EATON, Anne Irene appointed
secretary
2003-01-22
➕
SDG SECRETARIES LIMITED appointed
corporate-nominee-secretary
2003-01-22
➖
SDG SECRETARIES LIMITED resigned
corporate-nominee-secretary
2003-01-22
➕
EATON, Anne Irene appointed
director
2003-01-22
➕
EATON, Michael Charles appointed
director
2003-01-22
➕
SDG REGISTRARS LIMITED appointed
corporate-nominee-director
2003-01-22
➖
SDG REGISTRARS LIMITED resigned
corporate-nominee-director

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder name in company name: Company name contains director surname "EATON" — strong identity link between founder and business.

Succession & seller-readiness

51/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Mark Anthony Eaton Individual · British · DOB 02/1983 · age 43	75–100%	—	75-100% shares	11/02/2019

1 historic (ceased) PSC

Mr Michael Charles Eatonceased 11/02/2019· 75-100% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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DEEL WORLD INTERNATIONAL GLOBAL PAYROLL HOLDINGS LIMITED→ 15068175 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
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DUAL FUTURE LIMITED→ 09427923 · est 2015 · no financials extracted	—	—	—	—	11y	—	—
EMERALD SURVEYING SERVICES LIMITED→ 14738311 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
EMSDEN SHARECO LIMITED→ 14084013 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
EMX PARTNERS (TRADING) LTD→ 14287850 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
EQUILIBRIUM FINANCE LIMITED→ 04804634 · est 2003 · no financials extracted	—	—	—	—	22y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2003-01-22

Jurisdictionengland-wales

Primary SIC64929 — Other credit granting n.e.c.

Registered office

68 High Street

Tarporley

Cheshire

CW6 0AT

Filing status

Accounts

Next due: 2027-10-31

Last made up to: 2026-01-31

Confirmation statement

Next due: 2027-02-04

Last: 2026-01-21

Officers (2 active · 5 resigned)

BAXTER, Sarah Anne→

director · ~49y · appointed 2017-06-26

View their other companies + combined net worth →

Active

EATON, Mark Anthony→

director · ~43y · appointed 2016-02-01

View their other companies + combined net worth →

Active

EATON, Anne Irene→

secretary · appointed 2003-01-22 · resigned 2015-12-08

Resigned

SDG SECRETARIES LIMITED→

corporate-nominee-secretary · appointed 2003-01-22 · resigned 2003-01-22

Resigned

EATON, Anne Irene→

director · ~75y · appointed 2003-01-22 · resigned 2015-12-08

Resigned

EATON, Michael Charles→

director · ~75y · appointed 2003-01-22 · resigned 2019-01-31

Resigned

SDG REGISTRARS LIMITED→

corporate-nominee-director · appointed 2003-01-22 · resigned 2003-01-22

Resigned

Click a director name to see their full track record across all companies.