AGENCY INC LIMITED
🌳Matureactive
04661735 · ltd · incorporated 2003-02-11
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 17.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£1.28M
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 17.8y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 17.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
6 officers (2 active, 6 linked, 3 with DOB)
80
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
78 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,278,241
Cash YoY
-2%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£651k
↓ 2.3% YoY
Net Worth
£1.3m
↑ 16% YoY
Current Assets
£1.7m
↑ 3.7% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.28M | £1.10M |
| Current assets | £1.69M | £1.63M |
| Cash | £651.3k | £666.4k |
| Debtors | £1.04M | £968.3k |
| Net assets | £1.28M | £1.10M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2025-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-29📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-06-05➕GUEVARRA, Dianne Danica appointeddirector
- 2023-03-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-03-14📄change-person-director-company-with-change-dateofficers · CH01
- 2022-10-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-09-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-07-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-03-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-03-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-09📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2020-03-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-03-02➖MORGAN, Victoria Louise resignedsecretary
- 2020-03-02➖MORGAN, Victoria Louise resigneddirector
- 2015-06-26🔓Charge satisfied #1
- 2008-09-19🔒Charge registered #1Lender: Cattaneo Commercial Limited
- 2003-02-11🏢Company incorporatedAs AGENCY INC LIMITED
- 2003-02-11➕MORGAN, Matthew John appointeddirector
- 2003-02-11➕MORGAN, Victoria Louise appointedsecretary
- 2003-02-11➕RM REGISTRARS LIMITED appointedcorporate-secretary
- 2003-02-11➖RM REGISTRARS LIMITED resignedcorporate-secretary
- 2003-02-11➕MORGAN, Victoria Louise appointeddirector
- 2003-02-11➕RM NOMINEES LIMITED appointedcorporate-director
- 2003-02-11➖RM NOMINEES LIMITED resignedcorporate-director
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Matthew Morgan Individual · British · DOB 12/1970 · age 56 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
1 historic (ceased) PSC
- Ms Victoria Louise Morganceased 02/03/2020· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| A.H WORLDWIDE MARKETING LTD→ 13841858 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
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| AEQUITAS INTERNATIONAL LIMITED→ 15842982 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AG RESIDENTIAL LTD→ 16853686 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AGC HOME LIMITED→ 14254889 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AGM MOTORSPORT RECRUITMENT LIMITED→ 14891792 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AGREEMO LTD→ 17013373 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AGRIGATE ONE LIMITED→ 11546988 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AHARA WELLNESS LTD→ 14761695 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AHC SOLICITORS LTD→ 07900250 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| AHEAD OF OUR TIME RECORDS LIMITED→ 02226863 · est 1988 · no financials extracted | — | — | — | — | 38y | — | — |
| AHET LTD→ 11531789 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-02-11
Jurisdictionengland-wales
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
Somerset House
Strand
London
WC2R 1LA
England
Filing status
Accounts
Next due: 2026-12-30
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-01
Last: 2026-03-18
Officers (2 active · 4 resigned)
GUEVARRA, Dianne Danica→
Activedirector · ~40y · appointed 2023-06-05
View their other companies + combined net worth →
MORGAN, Matthew John→
Activedirector · ~56y · appointed 2003-02-11
View their other companies + combined net worth →
MORGAN, Victoria Louise→
Resignedsecretary · appointed 2003-02-11 · resigned 2020-03-02
RM REGISTRARS LIMITED→
Resignedcorporate-secretary · appointed 2003-02-11 · resigned 2003-02-11
MORGAN, Victoria Louise→
Resigneddirector · ~55y · appointed 2003-02-11 · resigned 2020-03-02
RM NOMINEES LIMITED→
Resignedcorporate-director · appointed 2003-02-11 · resigned 2003-02-11
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Cattaneo Commercial Cattaneo Commercial Limited | Rent deposit deed | 1 property | 19/09/2008 | 26/06/2015 |
Recent filings (78 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-29
change-person-director-company-with-change-date
officers · CH01
2025-05-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-20
appoint-person-director-company-with-name-date
officers · AP01
2023-06-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-03-14
change-person-director-company-with-change-date
officers · CH01
2023-03-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-24