AC&MS LIMITED

🌳Matureactive
04664684 · ltd · incorporated 2003-02-12
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
£118.1k
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: Technical testing and analysis
Sector: Professional, scientific & technical
Investor take
Pursue
Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 83/100 (exceptional), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -38% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 9.2y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 9.2 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
10 officers (4 active, 10 linked, 7 with DOB)
84
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
81 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £118,105
Cash YoY
-38%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£61k
↓ 38% YoY
Net Worth
£118k
~ YoY
Current Assets
£274k
↑ 1.6% YoY
Current Liabilities
—
£0£55k£110k£164k£219k£274kDec 2024Dec 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-12-312024-12-31
Total assets£120.3k£121.6k
Current assets£274.0k£269.6k
Cash£60.6k£97.3k
Debtors£213.1k£172.1k
Net assets£118.1k£117.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
  1. 2026-04-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-04-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-03-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-02-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-02-13
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2024-02-13
    🔓
    Charge satisfied #2
  7. 2024-01-25
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2024-01-25
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2024-01-01
    ➕
    GRAY, Richard appointed
    director
  10. 2024-01-01
    ➕
    WALKER, Abbie appointed
    director
  11. 2023-07-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2022-03-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2022-02-23
    ➖
    DILLON, Mike resigned
    director
  14. 2022-02-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2022-02-23
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  16. 2021-09-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2021-03-18
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  18. 2020-09-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2019-09-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2017-09-20
    🔒
    Charge registered #2
    Lender: Bibby Financial Services LTD (As Security Trustee)
  21. 2017-04-27
    🔒
    Charge registered #1
    Lender: Lloyds Bank PLC
  22. 2016-09-13
    ➕
    WALKER, Alison Dorothy appointed
    director
  23. 2016-09-13
    ➖
    WALKER, Alison Dorothy resigned
    secretary
  24. 2016-09-13
    ➕
    DILLON, Mike appointed
    director
  25. 2003-12-31
    ➖
    GILLMORE, Lenny resigned
    director
  26. 2003-12-31
    ➖
    GILLMORE, Mandie resigned
    director
  27. 2003-02-12
    🏢
    Company incorporated
    As AC&MS LIMITED
  28. 2003-02-12
    ➕
    WALKER, Roy Glen appointed
    director
  29. 2003-02-12
    ➕
    WALKER, Alison Dorothy appointed
    secretary
  30. 2003-02-12
    ➕
    CFL SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  31. 2003-02-12
    ➖
    CFL SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  32. 2003-02-12
    ➕
    GILLMORE, Lenny appointed
    director
  33. 2003-02-12
    ➕
    GILLMORE, Mandie appointed
    director
  34. 2003-02-12
    ➕
    CFL DIRECTORS LIMITED appointed
    corporate-nominee-director
  35. 2003-02-12
    ➖
    CFL DIRECTORS LIMITED resigned
    corporate-nominee-director

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

20/100
No succession signal

No meaningful acquirability indicators from public data.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — WALKER, Abbie (same surname) appointed 2024-01-01. Pattern consistent with intra-family handover.
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Roy Glen Walker
Individual · British · DOB 05/1966 · age 60
25–50%
—25-50% shares03/10/2018
1 historic (ceased) PSC
  • Mr Michael Dillonceased 23/02/2022· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-02-12
Jurisdictionengland-wales
Primary SIC71200 — Technical testing and analysis

Registered office

Unit 13 International Business Park
Charfleets Road
Canvey Island
SS8 0SG
England

Filing status

Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-04-19
Last: 2026-04-05

Officers (4 active · 6 resigned)

GRAY, Richard→
director · ~44y · appointed 2024-01-01
View their other companies + combined net worth →
Active
WALKER, Abbie→
director · ~27y · appointed 2024-01-01
View their other companies + combined net worth →
Active
WALKER, Alison Dorothy→
director · ~59y · appointed 2016-09-13
View their other companies + combined net worth →
Active
WALKER, Roy Glen→
director · ~60y · appointed 2003-02-12
View their other companies + combined net worth →
Active
WALKER, Alison Dorothy→
secretary · appointed 2003-02-12 · resigned 2016-09-13
Resigned
CFL SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 2003-02-12 · resigned 2003-02-12
Resigned
DILLON, Mike→
director · ~50y · appointed 2016-09-13 · resigned 2022-02-23
Resigned
GILLMORE, Lenny→
director · ~67y · appointed 2003-02-12 · resigned 2003-12-31
Resigned
GILLMORE, Mandie→
director · ~66y · appointed 2003-02-12 · resigned 2003-12-31
Resigned
CFL DIRECTORS LIMITED→
corporate-nominee-director · appointed 2003-02-12 · resigned 2003-02-12
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Bibby Financial Services
Bibby Financial Services LTD (As Security Trustee)
A registered charge4 properties20/09/201713/02/2024
outstanding
Lloyds Banking Group
Lloyds Bank PLC
A registered charge—27/04/2017—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (81 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-09
change-person-director-company-with-change-date
officers · CH01
2025-04-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-16
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-14
mortgage-satisfy-charge-full
mortgage · MR04
2024-02-13
appoint-person-director-company-with-name-date
officers · AP01
2024-01-25
appoint-person-director-company-with-name-date
officers · AP01
2024-01-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-19
confirmation-statement-with-updates
confirmation-statement · CS01
2022-10-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-10