BANKCLIFFE LIMITED

🌳Matureactive

04665487 · ltd · incorporated 2003-02-13

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£8.1k

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Other service activities n.e.c.

Sector: Other service activities

Investor take

Pursue

Strong opportunity: asset-holding vehicle with exceptional profile and bankable structure.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 58). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

6 officers (4 active, 6 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

1 connected companies via shared directors

Filing history

57 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Positive net assets

Net assets £8,074

Net assets shrinking

Down £1,088 YoY

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£8k

↓ 12% YoY

Current Assets

£21k

↓ 33% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2025-03-31	2024-03-31
Total assets	£10.3k	£18.7k
Current assets	£20.6k	£30.8k
Net assets	£8.1k	£9.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (24 events)Click to expand

2025-11-06
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-03
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-15
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-03
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-13
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-12-04
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2019-12-20
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2018-12-24
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2017-12-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2016-12-14
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-02-19
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-11-13
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-02-23
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-12-23
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2014-02-28
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2003-02-13
🏢
Company incorporated
As BANKCLIFFE LIMITED
2003-02-13
➕
CLIFFE, David appointed
secretary
2003-02-13
➕
CLIFFE, John appointed
secretary
2003-02-13
➕
CLIFFE, David appointed
director
2003-02-13
➕
CLIFFE, John appointed
director
2003-02-13
➕
TEMPLE SECRETARIES LIMITED appointed
corporate-nominee-secretary
2003-02-13
➖
TEMPLE SECRETARIES LIMITED resigned
corporate-nominee-secretary
2003-02-13
➕
COMPANY DIRECTORS LIMITED appointed
corporate-nominee-director
2003-02-13
➖
COMPANY DIRECTORS LIMITED resigned
corporate-nominee-director

Owner dependency

99/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder name in company name: Company name contains director surname "CLIFFE" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 58 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

76/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr David Cliffe Individual · British · DOB 02/1968 · age 58	25–50%	—	25-50% shares	06/04/2016
Mr John Cliffe Individual · British · DOB 05/1972 · age 54	25–50%	—	25-50% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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B E B PROPERTY SERVICES LIMITED→ 03756530 · est 1999 · no financials extracted	—	—	—	—	26y	—	—
BAG A WINNER LIMITED→ 15574022 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
BAKER SCOTTY LIMITED→ 13781822 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
BARBERSHOP 1 LTD→ 08007182 · est 2012 · no financials extracted	—	—	—	—	14y	—	—
BARBERTINI LTD→ 16231399 · est 2025 · no financials extracted	—	—	—	—	1y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2003-02-13

Jurisdictionengland-wales

Primary SIC96090 — Other service activities n.e.c.

Registered office

White House

Walgherton London Road

Nantwich

Cheshire

CW5 7LA

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-02-27

Last: 2026-02-13

Officers (4 active · 2 resigned)

CLIFFE, David→

secretary · appointed 2003-02-13

View their other companies + combined net worth →

Active

CLIFFE, John→

secretary · appointed 2003-02-13

View their other companies + combined net worth →

Active

CLIFFE, David→

director · ~58y · appointed 2003-02-13

View their other companies + combined net worth →

Active

CLIFFE, John→

director · ~54y · appointed 2003-02-13

View their other companies + combined net worth →

Active

TEMPLE SECRETARIES LIMITED→

corporate-nominee-secretary · appointed 2003-02-13 · resigned 2003-02-13

Resigned

COMPANY DIRECTORS LIMITED→

corporate-nominee-director · appointed 2003-02-13 · resigned 2003-02-13

Resigned

Click a director name to see their full track record across all companies.