A TO Z FINANCIAL SERVICES (UK) LTD

💤Zombieactive
04691802 · ltd · incorporated 2003-03-10
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: SIC 99999
Sector: Extraterritorial bodies
Investor take
Pursue
Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (1 active, 4 linked, 1 with DOB)
75
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
56 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2025-05-02
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2024-05-03
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  3. 2023-05-10
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  4. 2022-04-29
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  5. 2021-04-22
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  6. 2020-05-13
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  7. 2019-07-25
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  8. 2019-07-15
    ➖
    SIDDIQUI, Amber resigned
    secretary
  9. 2019-04-29
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  10. 2018-05-14
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  11. 2017-05-05
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  12. 2016-04-26
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  13. 2016-03-11
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2015-04-27
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  15. 2015-03-14
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2014-05-05
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  17. 2009-03-15
    ➖
    AZIZ, Issmat resigned
    secretary
  18. 2009-03-15
    ➕
    SIDDIQUI, Amber appointed
    secretary
  19. 2003-03-10
    🏢
    Company incorporated
    As A TO Z FINANCIAL SERVICES (UK) LTD
  20. 2003-03-10
    ➕
    AZIZ, Mamad Rafik Abdul appointed
    director
  21. 2003-03-10
    ➕
    AZIZ, Issmat appointed
    secretary
  22. 2003-03-10
    ➕
    INCORPORATE SECRETARIAT LIMITED appointed
    corporate-nominee-secretary
  23. 2003-03-10
    ➖
    INCORPORATE SECRETARIAT LIMITED resigned
    corporate-nominee-secretary

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

95/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Mamad Rafik Abdul Aziz
Individual · British · DOB 02/1958 · age 68
75–100%
—75-100% shares10/03/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Other · CR postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
A.J.HOLLANDS & SON LIMITED→
00475570 · est 1949 · no financials extracted
————76y——
ACE BLITZ CLEAN SERVICES LIMITED→
14272334 · est 2022 · no financials extracted
————3y——
ACORN FERTILITY LTD→
13837405 · est 2022 · no financials extracted
————4y——
ACRE MILLS (UK) LIMITED→
00356992 · est 1939 · no financials extracted
————86y——
ADDISON GRACE LIMITED→
15356863 · est 2023 · no financials extracted
————2y——
ALDEIA CABOCLO DO SOL NAS AGUAS DE OXUM CIC→
16188072 · est 2025 · no financials extracted
————1y——
AMBRECK LLP→
OC378458 · est 2012 · no financials extracted
————13y——
ANOOJISH PLC→
03135374 · est 1995 · no financials extracted
————30y——
APOLLO STEELS LIMITED→
00006278 · est 1872 · no financials extracted
————153y——
AQUA DEW LLP→
OC438449 · est 2021 · no financials extracted
————4y——
ARCHANGEL GROUP LIMITED→
15941399 · est 2024 · no financials extracted
————1y——
ARCHANGEL HOLDINGS LIMITED→
13153627 · est 2021 · no financials extracted
————5y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-03-10
Jurisdictionengland-wales
Primary SIC99999 — SIC 99999

Registered office

60 Maryland Road
Thornton Heath
Surrey
CR7 8DF

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-31
Last: 2025-08-17

Officers (1 active · 3 resigned)

AZIZ, Mamad Rafik Abdul→
director · ~68y · appointed 2003-03-10
View their other companies + combined net worth →
Active
AZIZ, Issmat→
secretary · appointed 2003-03-10 · resigned 2009-03-15
Resigned
SIDDIQUI, Amber→
secretary · appointed 2009-03-15 · resigned 2019-07-15
Resigned
INCORPORATE SECRETARIAT LIMITED→
corporate-nominee-secretary · appointed 2003-03-10 · resigned 2003-03-10
Resigned

Click a director name to see their full track record across all companies.

Recent filings (56 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-17
accounts-with-accounts-type-dormant
accounts · AA
2025-05-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-18
accounts-with-accounts-type-dormant
accounts · AA
2024-05-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-28
accounts-with-accounts-type-dormant
accounts · AA
2023-05-10
confirmation-statement-with-updates
confirmation-statement · CS01
2022-08-17
accounts-with-accounts-type-dormant
accounts · AA
2022-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-13
accounts-with-accounts-type-dormant
accounts · AA
2021-04-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-10
accounts-with-accounts-type-dormant
accounts · AA
2020-05-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-03-20
termination-secretary-company-with-name-termination-date
officers · TM02
2019-07-25
accounts-with-accounts-type-dormant
accounts · AA
2019-04-29