GENESIS HOME APPLIANCES LIMITED
🌳Matureactive
04698405 · ltd · incorporated 2003-03-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Retail sale of electrical household appliances in specialised stores
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 75/100 (strong), bankability 67/100. Strong seller-intent signal (68/100, director aged 57). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 23.0y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 23.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 3 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
72 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 0 | 1000 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
- 2025-11-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-24🔓Charge satisfied #5
- 2025-10-24🔓Charge satisfied #4
- 2024-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-03-10🔓Charge satisfied #2
- 2019-12-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-09-16🔒Charge registered #5Lender: Lloyds Bank PLC
- 2019-07-08➖HODGSON, John Derek resigneddirector
- 2019-07-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-06-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-08📄capital-allotment-sharescapital · SH01
- 2017-09-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-09-11🔒Charge registered #4Lender: Lloyds Bank PLC
- 2015-04-02🔒Charge registered #3Lender: Lloyds Bank PLC
- 2004-05-29🔓Charge satisfied #1
- 2003-09-01➕HODGSON, John Derek appointeddirector
- 2003-05-07🔒Charge registered #2Lender: Lloyds Tsb Bank PLC
- 2003-05-07🔒Charge registered #1Lender: David William Coon and Robert Dalzell Coon
- 2003-03-14🏢Company incorporatedAs GENESIS HOME APPLIANCES LIMITED
- 2003-03-14➕RILEY, Julie appointedsecretary
- 2003-03-14➕RILEY, John Thomas appointeddirector
- 2003-03-14➕RILEY, Julie appointeddirector
- 2003-03-14➕WATERLOW SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2003-03-14➖WATERLOW SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2003-03-14➕WATERLOW NOMINEES LIMITED appointedcorporate-nominee-director
- 2003-03-14➖WATERLOW NOMINEES LIMITED resignedcorporate-nominee-director
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Julie Riley Individual · British · DOB 09/1969 · age 57 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
Mr John Thomas Riley Individual · British · DOB 12/1969 · age 57 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · CA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 789 NATION LIMITED→ 14615621 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| A M CARAVANS CARLISLE LIMITED→ 15820714 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A VEREY BOOKISH COMPANY LTD→ 13435062 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AA CARPETS LIMITED→ 03919215 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| ABRAAJ ENTERPRISES LTD→ 16987467 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ABSOLUTE SPORTS AND NUTRITION LTD→ 14295683 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACANTHA CRYSTALS LIMITED→ 14301444 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AGE UK NORTH CUMBRIA→ 06785041 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| AIYO GROUP LTD→ 13492092 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ALAUNA VAPOUR STORE LTD→ 09909063 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ALBION SHOPS LIMITED→ 15964825 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALEERAH LTD→ 16958145 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-03-14
Jurisdictionengland-wales
Primary SIC47540 — Retail sale of electrical household appliances in specialised stores
Registered office
Unit 20 Lowther Road
Clay Flatts Trading Estate
Workington
Cumbria
CA14 2TQ
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-19
Last: 2025-07-05
Officers (3 active · 3 resigned)
Active
RILEY, John Thomas→
Activedirector · ~57y · appointed 2003-03-14
View their other companies + combined net worth →
RILEY, Julie→
Activedirector · ~57y · appointed 2003-03-14
View their other companies + combined net worth →
WATERLOW SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2003-03-14 · resigned 2003-03-14
HODGSON, John Derek→
Resigneddirector · ~86y · appointed 2003-09-01 · resigned 2019-07-08
WATERLOW NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 2003-03-14 · resigned 2003-03-14
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 16/09/2019 | 24/10/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 11/09/2015 | 24/10/2025 | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 02/04/2015 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 2 properties | 07/05/2003 | 10/03/2020 | |
| satisfied | David William Coon and Robert Dalzell Coon | Legal charge | 2 properties | 07/05/2003 | 29/05/2004 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (72 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-12
mortgage-satisfy-charge-full
mortgage · MR04
2025-10-24
mortgage-satisfy-charge-full
mortgage · MR04
2025-10-24
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-03
confirmation-statement-with-updates
confirmation-statement · CS01
2021-03-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-03-18