CHASE (WHITEHAVEN) LIMITED
🌳Matureactive
04704078 · ltd · incorporated 2003-03-19
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£107
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
Investor take
Special-situation opportunityDistressed hospitality with salvageable qualities — special-situations priority.
Opportunity 71/100 (strong), bankability 67/100. Strong seller-intent signal (88/100, director aged 79). Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 23.2y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 23.2 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
73 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £107
Net assets shrinking
Down £311,642 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£107
↓ 100% YoY
Current Assets
£30k
↓ 32% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £107 | £349.4k |
| Current assets | £30.2k | £44.1k |
| Cash | — | £33.3k |
| Debtors | £30.2k | £5.0k |
| Net assets | £107 | £311.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2025-12-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-10📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-09-09📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2025-08-05📄gazette-notice-compulsorygazette · GAZ1
- 2024-12-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-12-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-12-23🔓Charge satisfied #4
- 2024-12-23🔓Charge satisfied #3
- 2024-08-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-26📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-08-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-05-26📄change-person-director-company-with-change-dateofficers · CH01
- 2020-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-28📄change-person-director-company-with-change-dateofficers · CH01
- 2020-05-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-05-28📄change-person-director-company-with-change-dateofficers · CH01
- 2019-08-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-08🔓Charge satisfied #2
- 2018-05-08🔓Charge satisfied #1
- 2017-07-24🔒Charge registered #4Lender: Lloyds Bank Public Limited Company
- 2017-04-21🔒Charge registered #3Lender: Lloyds Bank PLC
- 2016-10-10➕PROCTOR, Nadtaphat appointeddirector
- 2014-07-24➖PROCTOR, Carole Ann resignedsecretary
- 2004-03-29🔒Charge registered #2Lender: Hsbc Bank PLC
- 2003-04-29🔒Charge registered #1Lender: Hsbc Bank PLC
- 2003-03-19🏢Company incorporatedAs CHASE (WHITEHAVEN) LIMITED
- 2003-03-19➕PROCTOR, Brian Robert appointeddirector
- 2003-03-19➕PROCTOR, Carole Ann appointedsecretary
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 79 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
91/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high · 1 med ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-05-29
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Brian Robert Proctor Individual · British · DOB 04/1947 · age 79 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Hospitality · CA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CALTHWAITE HALL LEISURE LTD→ 16150936 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CASA WHITEHAVEN LIMITED→ 15930996 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CASPIAN CUMBERIA LIMITED→ 16444557 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CC CATERING CUMBRIA LTD→ 16757856 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CC CUMBRIAN LAKE HOLIDAY HOME LTD→ 16424340 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CDT HOSPITALITY LTD→ 15457953 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CENTRAL BAKERY MORTON LIMITED→ 14834837 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CHAAT & CHAII LTD→ 16384444 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CHANG SHI LTD→ 15111777 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CHATTANOOGA MARYPORT LIMITED→ 16727846 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CHEF T SOLUTIONS LTD→ 16774225 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CHIME ONYEWUCHI LTD→ 15071196 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-03-19
Jurisdictionengland-wales
Primary SIC55100 — Hotels and similar accommodation
Registered office
The Chase Hotel, Inkerman
Terrace, Whitehaven
Cumbria
CA28 8AA
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-05-29OVERDUE
Last: 2025-05-15
Officers (2 active · 1 resigned)
PROCTOR, Brian Robert→
Activedirector · ~79y · appointed 2003-03-19
View their other companies + combined net worth →
PROCTOR, Nadtaphat→
Activedirector · ~47y · appointed 2016-10-10
View their other companies + combined net worth →
PROCTOR, Carole Ann→
Resignedsecretary · appointed 2003-03-19 · resigned 2014-07-24
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
0
Outstanding
0
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Bank Public Limited Company | A registered charge | 1 property | 24/07/2017 | 23/12/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 21/04/2017 | 23/12/2024 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 29/03/2004 | 08/05/2018 | |
| satisfied | HSBC Hsbc Bank PLC | Debenture | 1 property | 29/04/2003 | 08/05/2018 |
Recent filings (73 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-01
gazette-filings-brought-up-to-date
gazette · DISS40
2025-09-10
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-09
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2025-09-09
gazette-notice-compulsory
gazette · GAZ1
2025-08-05
mortgage-satisfy-charge-full
mortgage · MR04
2024-12-23
mortgage-satisfy-charge-full
mortgage · MR04
2024-12-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-05-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-27
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-21
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-08-26
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-27