ABBEY & CO ASSOCIATES LIMITED

🌳Matureactive
04718280 · ltd · incorporated 2003-04-01
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 9.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£826.4k
book net assets
Opportunity
83/100
Exceptional
🔔
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What this business does

Day-to-day, this Bolton-based professional services firm most likely provides accounting, bookkeeping, and tax consultancy services to individuals and businesses, handling tasks such as preparing financial statements, maintaining financial records, and advising clients on tax compliance and planning.

Primary activity: Accounting and auditing activities
Sector: Professional, scientific & technical
ALSO REGISTERED FOR
  • 69202Bookkeeping activities
  • 69203Tax consultancy
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 83/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 9.6y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 9.6 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
8 officers (4 active, 8 linked, 3 with DOB)
78
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
80 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £826,382
Cash YoY
-2%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£168k
↓ 2.4% YoY
Net Worth
£826k
↑ 11% YoY
Current Assets
£1.2m
↑ 8.6% YoY
Current Liabilities
—
£0£231k£463k£694k£926k£1.2mMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Total assets£829.6k£759.9k
Current assets£1.16M£1.06M
Cash£168.2k£172.4k
Net assets£826.4k£745.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2026-03-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-12-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-03-31
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  5. 2022-12-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-12-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-04-20
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  8. 2021-04-20
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  9. 2021-01-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-12-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-04-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2019-04-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2019-04-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2019-04-09
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  15. 2019-04-09
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  16. 2019-04-09
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  17. 2016-09-29
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  18. 2015-01-01
    ➕
    PATEL, Taslima appointed
    secretary
  19. 2015-01-01
    ➖
    PATEL, Yunus Yakoob resigned
    secretary
  20. 2013-04-01
    ➕
    PATEL, Bilal Yakoob appointed
    director
  21. 2011-04-01
    ➖
    PATEL, Faruk Yakoob resigned
    secretary
  22. 2011-04-01
    ➕
    PATEL, Yunus Yakoob appointed
    secretary
  23. 2009-04-01
    ➕
    PATEL, Faruk Yakoob appointed
    director
  24. 2003-04-03
    ➕
    PATEL, Abeda Faruk appointed
    director
  25. 2003-04-03
    ➕
    PATEL, Faruk Yakoob appointed
    secretary
  26. 2003-04-03
    ➖
    HCS SECRETARIAL LIMITED resigned
    corporate-nominee-secretary
  27. 2003-04-03
    ➖
    HANOVER DIRECTORS LIMITED resigned
    corporate-nominee-director
  28. 2003-04-01
    🏢
    Company incorporated
    As ABBEY & CO ASSOCIATES LIMITED
  29. 2003-04-01
    ➕
    HCS SECRETARIAL LIMITED appointed
    corporate-nominee-secretary
  30. 2003-04-01
    ➕
    HANOVER DIRECTORS LIMITED appointed
    corporate-nominee-director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 58 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

70/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Abbey Investment Solutions Limited holds majority control (50-75%). Likely parent but not wholly-owned.

🏛️
Abbey Investment Solutions Limited
Corporate parent · holds 50-75% shares
majority
⬇
ABBEY & CO ASSOCIATES LIMITED
This company · 04718280

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Abbey Investment Solutions Limited
Corporate entity
50–75%
50–75%50-75% shares · 50-75% voting01/04/2021
Mr Faruk Yakoob Patel
Individual · British · DOB 04/1968 · age 58
——sig. influencesignificant influence01/07/2016
1 historic (ceased) PSC
  • Mrs Abeda Faruk Patelceased 01/04/2021· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-04-01
Jurisdictionengland-wales
Primary SIC69201 — Accounting and auditing activities

Registered office

1st Floor Abbey House
270-272 Lever Street
Bolton
Lancashire
BL3 6PD

Filing status

Accounts
Next due: 2026-12-30
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-23
Last: 2026-04-09

Officers (4 active · 4 resigned)

PATEL, Taslima→
secretary · appointed 2015-01-01
View their other companies + combined net worth →
Active
PATEL, Abeda Faruk→
director · ~56y · appointed 2003-04-03
View their other companies + combined net worth →
Active
PATEL, Bilal Yakoob→
director · ~49y · appointed 2013-04-01
View their other companies + combined net worth →
Active
PATEL, Faruk Yakoob→
director · ~58y · appointed 2009-04-01
View their other companies + combined net worth →
Active
PATEL, Faruk Yakoob→
secretary · appointed 2003-04-03 · resigned 2011-04-01
Resigned
PATEL, Yunus Yakoob→
secretary · appointed 2011-04-01 · resigned 2015-01-01
Resigned
HCS SECRETARIAL LIMITED→
corporate-nominee-secretary · appointed 2003-04-01 · resigned 2003-04-03
Resigned
HANOVER DIRECTORS LIMITED→
corporate-nominee-director · appointed 2003-04-01 · resigned 2003-04-03
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
National Westminster Bank
National Westminster Bank PLC
A registered charge—29/09/2016—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (80 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-26
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-23
change-account-reference-date-company-current-shortened
accounts · AA01
2024-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-20
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2021-04-20
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2021-04-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-02