THE DEBT ADVISOR GROUP PLC
- · Oldest live charge 22.3y old — refinance window within 12 months
Opportunity 53/100 (worth a look), bankability 55/100. Strong seller-intent signal (65/100, director aged 58). Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (38/100). Current lenders should be on monthly review.
Refinance opportunity
1 live charge · oldest 22.3y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 22.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: low (46/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (60 events)Click to expand
- 2011-04-10⚠️gazette-dissolved-liquidationgazette · GAZ2
- 2011-04-10🏁Company dissolved
- 2011-01-10⚠️liquidation-in-administration-progress-report-with-brought-down-dateinsolvency · 2.24B
- 2011-01-10⚠️liquidation-in-administration-move-to-dissolution-with-case-end-dateinsolvency · 2.35B
- 2010-07-28⚠️liquidation-in-administration-progress-report-with-brought-down-dateinsolvency · 2.24B
- 2010-01-13⚠️liquidation-in-administration-extension-of-periodinsolvency · 2.31B
- 2010-01-11⚠️liquidation-in-administration-progress-report-with-brought-down-dateinsolvency · 2.24B
- 2009-10-16📍move-registers-to-sail-companyaddress · AD03
- 2009-10-15📍change-sail-address-companyaddress · AD02
- 2009-07-18⚠️liquidation-in-administration-progress-report-with-brought-down-dateinsolvency · 2.24B
- 2009-07-16⚠️liquidation-in-administration-progress-report-with-brought-down-dateinsolvency · 2.24B
- 2009-05-19⚠️liquidation-in-administration-appointment-of-replacement-additional-administratorinsolvency · 2.40B
- 2009-05-19⚠️liquidation-in-administration-appointment-of-replacement-additional-administratorinsolvency · 2.40B
- 2009-05-19⚠️liquidation-in-administration-vacation-of-officeinsolvency · 2.39B
- 2009-05-19⚠️liquidation-in-administration-vacation-of-officeinsolvency · 2.39B
- 2009-03-25⚠️liquidation-in-administration-progress-report-with-brought-down-dateinsolvency · 2.24B
- 2009-03-19⚠️liquidation-in-administration-progress-report-with-brought-down-dateinsolvency · 2.24B
- 2009-01-23⚠️liquidation-in-administration-extension-of-periodinsolvency · 2.31B
- 2008-08-05⚠️liquidation-in-administration-progress-report-with-brought-down-dateinsolvency · 2.24B
- 2008-08-05⚠️liquidation-in-administration-progress-report-with-brought-down-dateinsolvency · 2.24B
- 2008-06-26⚠️liquidation-in-administration-extension-of-periodinsolvency · 2.31B
- 2008-01-28⚠️liquidation-in-administration-progress-reportinsolvency · 2.24B
- 2007-09-17⚠️liquidation-in-administration-statement-of-affairsinsolvency · 2.16B
- 2007-09-14⚠️liquidation-in-administration-statement-of-affairsinsolvency · 2.16B
- 2007-08-31⚠️liquidation-in-administration-proposalsinsolvency · 2.17B
- 2007-08-31⚠️liquidation-in-administration-proposalsinsolvency · 2.17B
- 2007-06-29➖COTTERILL, Simon Philip resigneddirector
- 2007-06-29➖FOLWELL, Grenville John resigneddirector
- 2007-06-29➖FORT, Michael John resigneddirector
- 2007-06-29➖HUGHES, Richard Ian resigneddirector
- 2007-03-19➕COTTERILL, Simon Philip appointedsecretary
- 2007-03-19➕COTTERILL, Simon Philip appointeddirector
- 2007-03-16➖WALKER, Mark Howard resignedsecretary
- 2007-03-16➖WALKER, Mark Howard resigneddirector
- 2007-02-23➖HUTCHINS, Michael John Patrick resigneddirector
- 2006-12-21➖SNAPE, Mark resigneddirector
- 2006-05-08➕WALKER, Mark Howard appointedsecretary
- 2006-05-08➖HL SECRETARIES LIMITED resignedcorporate-secretary
- 2006-03-14➕HUTCHINS, Michael John Patrick appointeddirector
- 2006-02-23➖SMITH, Christopher John resigneddirector
- 2005-12-07➖BUTTERWICK, Mark William resigneddirector
- 2005-09-22➕SNAPE, Mark appointeddirector
- 2005-09-22➕WALKER, Mark Howard appointeddirector
- 2005-05-04➕SUTCLIFFE, Michael appointeddirector
- 2004-03-10➖MOLYNEUX, Norman resignedsecretary
- 2004-03-10➕HL SECRETARIES LIMITED appointedcorporate-secretary
- 2004-03-10➖HL SECRETARIES LIMITED resignedcorporate-secretary
- 2004-03-10➖MOLYNEUX, Norman resigneddirector
- 2004-03-08➕HL SECRETARIES LIMITED appointedcorporate-secretary
- 2004-03-08➕BUTTERWICK, Mark William appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 high ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2011-04-10
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2011-04-10: gazette-dissolved-liquidation; 2011-01-10: liquidation-in-administration-progress-report-with-brought-down-date
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10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 15 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 08/03/2004 | — |