ASHWORTH TREASURE LIMITED

🌳Matureactive
04732532 · ltd · incorporated 2003-04-13
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£654.7k
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Accounting and auditing activities
Sector: Professional, scientific & technical
Investor take
Special-situation opportunity
Distressed professional-services with salvageable qualities — special-situations priority.

Opportunity 75/100 (strong), bankability 67/100. Strong seller-intent signal (80/100, director aged 59). Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

5 live charges · 5 lenders · oldest 22.7y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 22.7 years old — likely at or near maturity.
  • · 5 lenders named — inter-creditor friction likely.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
7 officers (2 active, 7 linked, 5 with DOB)
84
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
77 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £654,679
Cash YoY
-24%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£80k
↓ 24% YoY
Net Worth
£655k
↑ 2.1% YoY
Current Assets
£584k
~ YoY
Current Liabilities
—
£0£131k£262k£393k£524k£655kJul 2024Jul 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-07-312024-07-31
Total assets£658.7k£654.1k
Current assets£583.7k£579.3k
Cash£80.4k£105.1k
Debtors£503.3k£474.1k
Net assets£654.7k£641.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
  1. 2026-03-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-01-29
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  3. 2024-03-22
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  4. 2023-03-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  5. 2022-03-08
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  6. 2021-01-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2020-07-23
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  8. 2019-11-13
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  9. 2019-04-25
    📄
    legacy
    capital · SH20
  10. 2019-04-25
    📄
    capital-statement-capital-company-with-date-currency-figure
    capital · SH19
  11. 2019-04-25
    ⚠️
    legacy
    insolvency · CAP-SS
  12. 2019-04-25
    📄
    resolution
    resolution · RESOLUTIONS
  13. 2018-12-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-03-19
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  15. 2017-04-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2014-01-31
    ➖
    INGLE, Richard George resigned
    director
  17. 2014-01-28
    🔒
    Charge registered #5
    Lender: National Westminster Bank PLC
  18. 2014-01-13
    🔓
    Charge satisfied #3
  19. 2014-01-13
    🔓
    Charge satisfied #2
  20. 2014-01-13
    🔓
    Charge satisfied #1
  21. 2010-07-30
    ➖
    SMITH, John Hartley resigned
    secretary
  22. 2010-07-30
    ➖
    SMITH, John Hartley resigned
    director
  23. 2007-10-09
    ➕
    REYNOLDS, Victoria Francess appointed
    director
  24. 2005-06-22
    🔓
    Charge satisfied #4
  25. 2003-11-03
    ➖
    FOX, Keith Dennis resigned
    director
  26. 2003-10-21
    🔒
    Charge registered #4
    Lender: Keith Dennis Fox
  27. 2003-10-21
    🔒
    Charge registered #3
    Lender: John Hartley Smith
  28. 2003-10-21
    🔒
    Charge registered #2
    Lender: Richard George Ingle
  29. 2003-10-21
    🔒
    Charge registered #1
    Lender: Anthony John Cooney
  30. 2003-04-13
    🏢
    Company incorporated
    As ASHWORTH TREASURE LIMITED
  31. 2003-04-13
    ➕
    COONEY, Anthony John appointed
    director
  32. 2003-04-13
    ➕
    SMITH, John Hartley appointed
    secretary
  33. 2003-04-13
    ➕
    SWIFT INCORPORATIONS LIMITED appointed
    corporate-nominee-secretary
  34. 2003-04-13
    ➖
    SWIFT INCORPORATIONS LIMITED resigned
    corporate-nominee-secretary
  35. 2003-04-13
    ➕
    FOX, Keith Dennis appointed
    director
  36. 2003-04-13
    ➕
    INGLE, Richard George appointed
    director
  37. 2003-04-13
    ➕
    SMITH, John Hartley appointed
    director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.

Succession & seller-readiness

76/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 high · 1 med ·
1 insolvency-related filing on record
high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2019-04-25: legacy

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Anthony Cooney
Individual · British · DOB 09/1967 · age 59
50–75%
—50-75% shares13/04/2016
Miss Victoria Frances Reynolds
Individual · British · DOB 04/1980 · age 46
25–50%
25–50%25-50% shares · 25-50% voting23/07/2020

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-04-13
Jurisdictionengland-wales
Primary SIC69201 — Accounting and auditing activities

Registered office

19 Park Street
Lytham
Lancashire
FY8 5LU

Filing status

Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2027-04-27
Last: 2026-04-13

Officers (2 active · 5 resigned)

COONEY, Anthony John→
director · ~59y · appointed 2003-04-13
View their other companies + combined net worth →
Active
REYNOLDS, Victoria Francess→
director · ~46y · appointed 2007-10-09
View their other companies + combined net worth →
Active
SMITH, John Hartley→
secretary · appointed 2003-04-13 · resigned 2010-07-30
Resigned
SWIFT INCORPORATIONS LIMITED→
corporate-nominee-secretary · appointed 2003-04-13 · resigned 2003-04-13
Resigned
FOX, Keith Dennis→
director · ~72y · appointed 2003-04-13 · resigned 2003-11-03
Resigned
INGLE, Richard George→
director · ~72y · appointed 2003-04-13 · resigned 2014-01-31
Resigned
SMITH, John Hartley→
director · ~71y · appointed 2003-04-13 · resigned 2010-07-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
National Westminster Bank
National Westminster Bank PLC
A registered charge1 property28/01/2014—
satisfied
Keith Dennis Fox
Debenture1 property21/10/200322/06/2005
satisfied
John Hartley Smith
Debenture1 property21/10/200313/01/2014
satisfied
Richard George Ingle
Debenture1 property21/10/200313/01/2014
satisfied
Anthony John Cooney
Debenture1 property21/10/200313/01/2014
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (77 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-23
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-15
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-03-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-14
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-20
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-03-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-11
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2020-07-23
confirmation-statement-with-updates
confirmation-statement · CS01
2020-04-14
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2019-11-13