DR. TIM FITZSIMONS MEDICAL SERVICES LIMITED

🌳Matureactive
04739103 · ltd · incorporated 2003-04-18
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 21.9y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Apr 2025
Net worth
£408.6k
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: SIC 02100
Sector: Agriculture, forestry & fishing
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
Investor take
Pursue
Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 65/100. Strong seller-intent signal (83/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

7 live charges · 2 lenders · oldest 21.9y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 21.9 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
57 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £408,597

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£409k
↑ 4.1% YoY
Current Assets
Current Liabilities
£0£82k£163k£245k£327k£409kApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-302024-04-30
Total assets£564.6k£557.9k
Net assets£408.6k£392.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
1
filing
  • 1 confirmation-statement
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2026-01-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-01-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-01-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-09-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-01-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-10-01
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2021-10-01
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2021-09-24
    🔒
    Charge registered #7
    Lender: United Trust Bank Limited
  9. 2021-09-24
    🔒
    Charge registered #6
    Lender: United Trust Bank Limited
  10. 2020-10-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-12-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2019-01-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2018-01-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-01-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2016-11-08
    📄
    mortgage-create-with-deed-with-charles-court-order-extend-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2016-05-12
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2016-03-24
    🔒
    Charge registered #5
    Lender: National Westminster Bank PLC
  18. 2015-12-08
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  19. 2012-05-24
    🔒
    Charge registered #4
    Lender: National Westminster Bank PLC
  20. 2010-12-31
    FENNELL, Simon Andrew resigned
    secretary
  21. 2006-05-23
    🔒
    Charge registered #3
    Lender: National Westminster Bank PLC
  22. 2006-03-09
    🔒
    Charge registered #2
    Lender: National Westminster Bank PLC
  23. 2004-07-02
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  24. 2004-04-20
    FITZSIMONS, Diane appointed
    director
  25. 2003-04-18
    🏢
    Company incorporated
    As DR. TIM FITZSIMONS MEDICAL SERVICES LIMITED
  26. 2003-04-18
    FITZSIMONS, Timothy John appointed
    director
  27. 2003-04-18
    FENNELL, Simon Andrew appointed
    secretary

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "FITZSIMONS" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 68 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 low
7 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Dr Timothy John Fitzsimons
Individual · British · DOB 02/1958 · age 68
75100%
75-100% shares18/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2003-04-18
Jurisdictionengland-wales
Primary SIC02100 — SIC 02100

Registered office

Hill School Farm House
420 Prescot Road
St Helens
Merseyside
WA10 3BX

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-05-02
Last: 2026-04-18

Officers (2 active · 1 resigned)

FITZSIMONS, Diane
director · ~62y · appointed 2004-04-20
View their other companies + combined net worth →
Active
FITZSIMONS, Timothy John
director · ~68y · appointed 2003-04-18
View their other companies + combined net worth →
Active
FENNELL, Simon Andrew
secretary · appointed 2003-04-18 · resigned 2010-12-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

7
Total charges
7
Outstanding
2
Active lenders
Status:Lender:7 of 7 shown
TypeProperties
outstanding
United Trust Bank
United Trust Bank Limited
A registered charge1 property24/09/2021
outstanding
United Trust Bank
United Trust Bank Limited
A registered charge11 properties24/09/2021
outstanding
National Westminster Bank
National Westminster Bank PLC
A registered charge1 property24/03/2016
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property24/05/2012
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property23/05/2006
outstanding
National Westminster Bank
National Westminster Bank PLC
Debenture1 property09/03/2006
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property02/07/2004
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (57 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-09
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-22
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-21
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-10-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-10-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-06