ALBION DEVELOPMENTS (WIRRAL) LIMITED

💤Zombieactive
04746616 · ltd · incorporated 2003-04-28
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 71/100 (strong), bankability 52/100. Strong seller-intent signal (93/100, director aged 66). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: asset disposal / carve-out (45/100).

🏦

Refinance opportunity

10 live charges · 3 lenders · oldest 22.2y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 22.2 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
5 officers (1 active, 5 linked, 3 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
91 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
50
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees8700

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (45 events)Click to expand
  1. 2025-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-07-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2025-07-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2025-02-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-12-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2023-08-30
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2022-12-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2021-12-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2021-03-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2019-12-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2018-12-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2017-12-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2016-12-21
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2016-06-07
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-12-29
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2014-03-07
    🔓
    Charge satisfied #10
  17. 2014-03-07
    🔓
    Charge satisfied #9
  18. 2014-03-07
    🔓
    Charge satisfied #8
  19. 2014-03-07
    🔓
    Charge satisfied #7
  20. 2014-03-07
    🔓
    Charge satisfied #6
  21. 2014-03-07
    🔓
    Charge satisfied #5
  22. 2014-03-07
    🔓
    Charge satisfied #4
  23. 2014-03-07
    🔓
    Charge satisfied #3
  24. 2014-03-07
    🔓
    Charge satisfied #2
  25. 2014-03-07
    🔓
    Charge satisfied #1
  26. 2013-11-22
    ➖
    BENNETT, Peter Mark resigned
    secretary
  27. 2013-11-22
    ➖
    BENNETT, Peter Mark resigned
    director
  28. 2009-02-16
    🔒
    Charge registered #10
    Lender: The Governor & Company of the Bank of Ireland
  29. 2006-12-18
    🔒
    Charge registered #9
    Lender: The Governor and Company of the Bank of Ireland
  30. 2006-09-22
    🔒
    Charge registered #8
    Lender: The Royal Bank of Scotland PLC
  31. 2006-02-03
    🔒
    Charge registered #7
    Lender: The Governor and Company of the Bank of Ireland
  32. 2006-01-16
    🔒
    Charge registered #6
    Lender: The Royal Bank of Scotland PLC
  33. 2006-01-16
    🔒
    Charge registered #5
    Lender: The Royal Bank of Scotland PLC
  34. 2005-08-25
    🔒
    Charge registered #4
    Lender: The Governor and Company of the Bank of Ireland
  35. 2005-05-26
    🔒
    Charge registered #3
    Lender: The Royal Bank of Scotland PLC
  36. 2004-04-28
    🔒
    Charge registered #2
    Lender: The Governor and Company of the Bank of Ireland
  37. 2004-04-28
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Ireland
  38. 2003-04-28
    🏢
    Company incorporated
    As ALBION DEVELOPMENTS (WIRRAL) LIMITED
  39. 2003-04-28
    ➕
    BOWDEN, Derek Frank appointed
    director
  40. 2003-04-28
    ➕
    BENNETT, Peter Mark appointed
    secretary
  41. 2003-04-28
    ➕
    NORTH WEST REGISTRATION SERVICES (1994) LIMITED appointed
    corporate-nominee-secretary
  42. 2003-04-28
    ➖
    NORTH WEST REGISTRATION SERVICES (1994) LIMITED resigned
    corporate-nominee-secretary
  43. 2003-04-28
    ➕
    AVIS, Christine Susan appointed
    nominee-director
  44. 2003-04-28
    ➖
    AVIS, Christine Susan resigned
    nominee-director
  45. 2003-04-28
    ➕
    BENNETT, Peter Mark appointed
    director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 66 — succession pressure is live.

Succession & seller-readiness

95/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

2 med ·
Has insolvency history
medium

Companies House flags prior insolvency events. Review the insolvency filings for context.

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Derek Frank Bowden
Individual · British · DOB 08/1960 · age 66
75–100%
75–100%board control75-100% shares · 75-100% voting · board control26/04/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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ALEXANDER BRUCE ESTATES LIMITED→
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ALITER BLACK LIMITED→
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-04-28
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects

Registered office

46 Hamilton Square
Birkenhead
Merseyside
CH41 5AR

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-05-10
Last: 2026-04-26

Officers (1 active · 4 resigned)

BOWDEN, Derek Frank→
director · ~66y · appointed 2003-04-28
View their other companies + combined net worth →
Active
BENNETT, Peter Mark→
secretary · appointed 2003-04-28 · resigned 2013-11-22
Resigned
NORTH WEST REGISTRATION SERVICES (1994) LIMITED→
corporate-nominee-secretary · appointed 2003-04-28 · resigned 2003-04-28
Resigned
AVIS, Christine Susan→
nominee-director · ~62y · appointed 2003-04-28 · resigned 2003-04-28
Resigned
BENNETT, Peter Mark→
director · ~67y · appointed 2003-04-28 · resigned 2013-11-22
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

10
Total charges
0
Outstanding
0
Active lenders
Status:Lender:10 of 10 shown
TypeProperties
satisfied
The Governor & Company of the Bank of Ireland
Legal charge2 properties16/02/200907/03/2014
satisfied
The Governor and Company of the Bank of Ireland
Legal charge1 property18/12/200607/03/2014
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property22/09/200607/03/2014
satisfied
The Governor and Company of the Bank of Ireland
Legal charge1 property03/02/200607/03/2014
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property16/01/200607/03/2014
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property16/01/200607/03/2014
satisfied
The Governor and Company of the Bank of Ireland
Legal charge1 property25/08/200507/03/2014
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property26/05/200507/03/2014
satisfied
The Governor and Company of the Bank of Ireland
Legal charge1 property28/04/200407/03/2014
satisfied
The Governor and Company of the Bank of Ireland
Debenture1 property28/04/200407/03/2014

Recent filings (91 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-07-04
change-person-director-company-with-change-date
officers · CH01
2025-07-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-04
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-17
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-08-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-10
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-19
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-23
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-18