ABBEY TOTAL CARE GROUP LIMITED
🌳Matureactive
04746712 · ltd · incorporated 2003-04-28
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 22.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Activities of head offices
Sector: Professional, scientific & technical
Investor take
PursueActive trading company with a 77-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 65/100. Strong seller-intent signal (83/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 2 lenders · oldest 22.6y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 22.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
82 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
6
filings
- • 3 persons-with-significant-control
- • 2 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2025-12-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-12-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-12-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-10📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-12-10📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-03📄accounts-with-accounts-type-groupaccounts · AA
- 2025-12-02📄capital-alter-shares-subdivisioncapital · SH02
- 2025-11-28📄capital-name-of-class-of-sharescapital · SH08
- 2025-11-28📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2025-11-28📄memorandum-articlesincorporation · MA
- 2025-11-28📄resolutionresolution · RESOLUTIONS
- 2025-04-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-28🔒Charge registered #5Lender: National Westminster Bank PLC (As Security Agent)
- 2024-11-18📄accounts-with-accounts-type-groupaccounts · AA
- 2023-11-22📄accounts-with-accounts-type-groupaccounts · AA
- 2023-09-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-06🔒Charge registered #4Lender: National Westminster Bank PLC (As Security Agent)
- 2023-06-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-11-14📄accounts-with-accounts-type-groupaccounts · AA
- 2022-01-07📄accounts-with-accounts-type-groupaccounts · AA
- 2021-01-15📄accounts-with-accounts-type-groupaccounts · AA
- 2018-02-23🔒Charge registered #3Lender: National Westminster Bank PLC
- 2012-09-25🔒Charge registered #2Lender: National Westminster Bank PLC
- 2003-11-14🔒Charge registered #1Lender: National Westminster Bank PLC
- 2003-04-28🏢Company incorporatedAs ABBEY TOTAL CARE GROUP LIMITED
- 2003-04-28➕PATEL, Devyanidevi appointedsecretary
- 2003-04-28➕PATEL, Devyanidevi appointeddirector
- 2003-04-28➕PATEL, Jayanti appointeddirector
- 2003-04-28➕WATERLOW SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2003-04-28➖WATERLOW SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2003-04-28➕WATERLOW NOMINEES LIMITED appointedcorporate-nominee-director
- 2003-04-28➖WATERLOW NOMINEES LIMITED resignedcorporate-nominee-director
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 77 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Roger Edward Ramsey Individual · British · DOB 03/1946 · age 80 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control · trust interest | 13/11/2025 |
Mrs Devyanidevi Patel Individual · British · DOB 03/1953 · age 73 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control · trust interest | 13/11/2025 |
Mr Jayanti Patel Individual · British · DOB 10/1949 · age 77 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control · trust interest | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| AAA EUROPE CONSULTANTS LTD→ 12244864 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AAFA LIMITED→ 13831393 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AARKZ DESIGN LIMITED→ 08880633 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| AASARA INTERIORS LTD→ 15703599 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AAYAN & CO LIMITED→ 09176177 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AAYAN SERVICES LTD→ 16181681 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABAKAS SERVICES LIMITED→ 11106468 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ABBEY PERSONNEL LIMITED→ 03544724 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
| ABBEY STAFF AGENCY LIMITED→ 16925251 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABBOT KRAAINEM CONSULTING LIMITED→ 16160327 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABCAD SOLUTIONS LTD→ 12160852 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ABDUL A ASSOCIATES LIMITED→ 09519430 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-04-28
Jurisdictionengland-wales
Primary SIC70100 — Activities of head offices
Registered office
9 Spareleaze Hill
Loughton
Essex
IG10 1BS
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-11-27
Last: 2025-11-13
Officers (3 active · 2 resigned)
PATEL, Devyanidevi→
Activesecretary · appointed 2003-04-28
View their other companies + combined net worth →
PATEL, Devyanidevi→
Activedirector · ~73y · appointed 2003-04-28
View their other companies + combined net worth →
PATEL, Jayanti→
Activedirector · ~77y · appointed 2003-04-28
View their other companies + combined net worth →
WATERLOW SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2003-04-28 · resigned 2003-04-28
WATERLOW NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 2003-04-28 · resigned 2003-04-28
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
5
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank (As Security Agent) National Westminster Bank PLC (As Security Agent) | A registered charge | — | 28/04/2025 | — | |
| outstanding | National Westminster Bank (As Security Agent) National Westminster Bank PLC (As Security Agent) | A registered charge | — | 06/09/2023 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 23/02/2018 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Charge of deposit | 1 property | 25/09/2012 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 14/11/2003 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (82 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-17
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-12-16
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-12-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-16
change-person-secretary-company-with-change-date
officers · CH03
2025-12-10
change-person-director-company-with-change-date
officers · CH01
2025-12-10
accounts-with-accounts-type-group
accounts · AA
2025-12-03
capital-alter-shares-subdivision
capital · SH02
2025-12-02
capital-name-of-class-of-shares
capital · SH08
2025-11-28
capital-variation-of-rights-attached-to-shares
capital · SH10
2025-11-28
memorandum-articles
incorporation · MA
2025-11-28
resolution
resolution · RESOLUTIONS
2025-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-29
accounts-with-accounts-type-group
accounts · AA
2024-11-18