AAGSJP LIMITED
🌳Matureactive
04747316 · ltd · incorporated 2003-04-29
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 12.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 12.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
13 officers (3 active, 13 linked, 6 with DOB)
79
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
95 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 30 | 3000 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (46 events)Click to expand
- 2025-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-05📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2025-06-04📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-15📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-15📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-04-10📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-04-10📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-10📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-16📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-01📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-02-28📄gazette-notice-compulsorygazette · GAZ1
- 2023-02-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-12-02📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-12-02📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2021-12-01➕HUDSON, Lucy Amelia appointedsecretary
- 2021-12-01➖BALAES, Emma resignedsecretary
- 2021-10-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-17🔓Charge satisfied #1
- 2018-09-07➕BALAES, Emma appointedsecretary
- 2018-09-07➖SYKES DAVIES, Lynsey Ann resignedsecretary
- 2018-09-07➖SYKES DAVIES, Lynsey Ann resigneddirector
- 2017-12-02➖GALE, Peter resigneddirector
- 2016-07-07➖ALEXANDER, David Simon resigneddirector
- 2016-07-06➕BALAES, Richard John appointeddirector
- 2016-07-06➕HUDSON, Stuart Daniel appointeddirector
- 2016-07-06➖ALEXANDER, Jayne Margaret resignedsecretary
- 2016-07-06➕SYKES DAVIES, Lynsey Ann appointedsecretary
- 2016-07-06➕GALE, Peter appointeddirector
- 2016-07-06➕SYKES DAVIES, Lynsey Ann appointeddirector
- 2014-02-04🔒Charge registered #1Lender: National Westminster Bank PLC
- 2008-03-31➖PIKE, Michael Anthony resigneddirector
- 2007-04-01➕PIKE, Michael Anthony appointeddirector
- 2006-05-10➕ALEXANDER, Jayne Margaret appointedsecretary
- 2006-05-10➖SHERWOOD, Deborah Jane resignedsecretary
- 2003-04-29🏢Company incorporatedAs AAGSJP LIMITED
- 2003-04-29➕SHERWOOD, Deborah Jane appointedsecretary
- 2003-04-29➕TEMPLE SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2003-04-29➖TEMPLE SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2003-04-29➕ALEXANDER, David Simon appointeddirector
- 2003-04-29➕COMPANY DIRECTORS LIMITED appointedcorporate-nominee-director
- 2003-04-29➖COMPANY DIRECTORS LIMITED resignedcorporate-nominee-director
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Piccadilly & Down Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Piccadilly & Down Ltd
Corporate parent · holds 75-100% shares
⬇
AAGSJP LIMITED
This company · 04747316
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Piccadilly & Down Ltd Corporate entity | 75–100% | — | 75-100% shares | 02/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · B postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1STCHOICE CONNECTED LIMITED→ 16296839 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 2PAY LIMITED→ 12276058 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 3 SISTER'S INVESTMENT GROUP LTD→ 16252612 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 365 BRIDGING LTD→ 16976372 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 497 SZ LTD→ 09453503 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| 4LIFE WEALTH MANAGEMENT LIMITED→ 12341438 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 8888 INVESTMENTS LIMITED→ 08406012 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| 90 SQUARED LTD→ 14466007 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AA MORTGAGE SERVICES LTD→ 12946634 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AAHIL INVESTMENTS LIMITED→ 12640382 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AAPKA LIMITED→ 13312407 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ABACUS PROFESSIONS FINANCE LTD→ 11317975 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-04-29
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Lumaneri House Blythe Gate
Blythe Valley Park
Solihull
West Midlands
B90 8AH
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-05-13
Last: 2025-04-29
Officers (3 active · 10 resigned)
HUDSON, Lucy Amelia→
Activesecretary · appointed 2021-12-01
View their other companies + combined net worth →
BALAES, Richard John→
Activedirector · ~56y · appointed 2016-07-06
View their other companies + combined net worth →
HUDSON, Stuart Daniel→
Activedirector · ~49y · appointed 2016-07-06
View their other companies + combined net worth →
ALEXANDER, Jayne Margaret→
Resignedsecretary · appointed 2006-05-10 · resigned 2016-07-06
BALAES, Emma→
Resignedsecretary · appointed 2018-09-07 · resigned 2021-12-01
SHERWOOD, Deborah Jane→
Resignedsecretary · appointed 2003-04-29 · resigned 2006-05-10
SYKES DAVIES, Lynsey Ann→
Resignedsecretary · appointed 2016-07-06 · resigned 2018-09-07
TEMPLE SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2003-04-29 · resigned 2003-04-29
ALEXANDER, David Simon→
Resigneddirector · ~61y · appointed 2003-04-29 · resigned 2016-07-07
GALE, Peter→
Resigneddirector · ~61y · appointed 2016-07-06 · resigned 2017-12-02
PIKE, Michael Anthony→
Resigneddirector · ~59y · appointed 2007-04-01 · resigned 2008-03-31
SYKES DAVIES, Lynsey Ann→
Resigneddirector · ~50y · appointed 2016-07-06 · resigned 2018-09-07
COMPANY DIRECTORS LIMITED→
Resignedcorporate-nominee-director · appointed 2003-04-29 · resigned 2003-04-29
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 04/02/2014 | 17/09/2019 |
Recent filings (95 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-23
change-sail-address-company-with-old-address-new-address
address · AD02
2025-06-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-04
change-person-director-company-with-change-date
officers · CH01
2025-06-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-30
change-person-director-company-with-change-date
officers · CH01
2024-04-15
change-person-director-company-with-change-date
officers · CH01
2024-04-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-04-15
change-person-secretary-company-with-change-date
officers · CH03
2024-04-10
change-person-director-company-with-change-date
officers · CH01
2024-04-10
change-person-director-company-with-change-date
officers · CH01
2024-04-10
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-04-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-16