MEXCARD LIMITED

💤Zombieactive
04755077 · ltd · incorporated 2003-05-06
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
72/100
Strong
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What this business does
Primary activity: Other credit granting n.e.c.
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 72/100 (strong), bankability 65/100. Strong seller-intent signal (78/100, director aged 78). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (75/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (3 active, 7 linked, 2 with DOB)
76
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
61 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Average employees100100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
  1. 2025-12-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-12-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-12-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2022-10-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-07-27
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  6. 2022-07-26
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  7. 2022-02-02
    ➕
    STEWART, John appointed
    secretary
  8. 2022-02-02
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  9. 2021-11-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2021-02-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2019-12-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2019-10-11
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  13. 2019-10-08
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  14. 2019-09-26
    ➕
    STEWART, David John appointed
    secretary
  15. 2019-09-26
    ➖
    HADWIN, Rebecca Alice resigned
    secretary
  16. 2018-12-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2017-12-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2016-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2016-06-02
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  20. 2008-02-02
    ➕
    STEWART, Joan appointed
    director
  21. 2008-02-02
    ➖
    PEARSON GEE, John Alexander resigned
    director
  22. 2004-08-16
    ➕
    HADWIN, Rebecca Alice appointed
    secretary
  23. 2004-08-16
    ➕
    PEARSON GEE, John Alexander appointed
    director
  24. 2003-05-21
    ➖
    WATERLOW SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  25. 2003-05-21
    ➖
    WATERLOW NOMINEES LIMITED resigned
    corporate-nominee-director
  26. 2003-05-06
    🏢
    Company incorporated
    As MEXCARD LIMITED
  27. 2003-05-06
    ➕
    WATERLOW SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  28. 2003-05-06
    ➕
    WATERLOW NOMINEES LIMITED appointed
    corporate-nominee-director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 78 — succession pressure is live.

Succession & seller-readiness

93/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 18 years.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 high ·
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-05-20

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Daniel Stewart
Individual · British · DOB 06/1975 · age 51
75–100%
—75-100% shares20/01/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-05-06
Jurisdictionengland-wales
Primary SIC64929 — Other credit granting n.e.c.

Registered office

Unit 1 Flass Lane Trading
Estate Flass Lane
Barrow In Furness
Cumbria
LA13 0BZ

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-05-20OVERDUE
Last: 2025-05-06

Officers (3 active · 4 resigned)

STEWART, David John→
secretary · appointed 2019-09-26
View their other companies + combined net worth →
Active
STEWART, John→
secretary · appointed 2022-02-02
View their other companies + combined net worth →
Active
STEWART, Joan→
director · ~78y · appointed 2008-02-02
View their other companies + combined net worth →
Active
HADWIN, Rebecca Alice→
secretary · appointed 2004-08-16 · resigned 2019-09-26
Resigned
WATERLOW SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 2003-05-06 · resigned 2003-05-21
Resigned
PEARSON GEE, John Alexander→
director · ~78y · appointed 2004-08-16 · resigned 2008-02-02
Resigned
WATERLOW NOMINEES LIMITED→
corporate-nominee-director · appointed 2003-05-06 · resigned 2003-05-21
Resigned

Click a director name to see their full track record across all companies.

Recent filings (61 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-09
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-06
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-12
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-21
gazette-filings-brought-up-to-date
gazette · DISS40
2022-07-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-26
gazette-notice-compulsory
gazette · GAZ1
2022-07-26
appoint-person-secretary-company-with-name-date
officers · AP03
2022-02-02
accounts-with-accounts-type-micro-entity
accounts · AA
2021-11-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-26
accounts-with-accounts-type-micro-entity
accounts · AA
2021-02-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-11