ASHLEY CARE HOMES LIMITED
🌳Matureactive
04756773 · ltd · incorporated 2003-05-08
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Other human health activities
Sector: Human health & social work
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 75/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
10 live charges · 6 lenders · oldest 22.8y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 22.8 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
7 officers (2 active, 7 linked, 4 with DOB)
81
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
105 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
- • 2 mortgage
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (48 events)Click to expand
- 2026-02-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-06🔓Charge satisfied #8
- 2026-02-06🔓Charge satisfied #7
- 2025-12-02📄resolutionresolution · RESOLUTIONS
- 2025-12-02📄memorandum-articlesincorporation · MA
- 2025-11-03📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2025-03-03📄accounts-with-accounts-type-groupaccounts · AA
- 2025-02-03📄accounts-amended-with-accounts-type-groupaccounts · AAMD
- 2024-08-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-06📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-07-30📄gazette-notice-compulsorygazette · GAZ1
- 2023-07-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-13🔒Charge registered #10Lender: Allica Bank Limited
- 2023-07-13🔒Charge registered #9Lender: Allica Bank Limited
- 2023-03-29📄accounts-amended-with-accounts-type-groupaccounts · AAMD
- 2023-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-15📄change-person-director-company-with-change-dateofficers · CH01
- 2022-04-12📄accounts-with-accounts-type-groupaccounts · AA
- 2021-06-15📄accounts-with-accounts-type-groupaccounts · AA
- 2018-12-18🔓Charge satisfied #6
- 2018-12-18🔓Charge satisfied #5
- 2018-12-18🔓Charge satisfied #4
- 2018-12-07🔒Charge registered #8Lender: Aib Group (UK) P.L.C
- 2018-12-07🔒Charge registered #7Lender: Aib Group (UK) P.L.C.
- 2018-12-01➕GEORGE, Anna appointeddirector
- 2018-11-30🔓Charge satisfied #3
- 2009-10-14🔓Charge satisfied #2
- 2009-10-14🔓Charge satisfied #1
- 2009-09-23🔒Charge registered #6Lender: Abbey National PLC
- 2009-09-23🔒Charge registered #5Lender: Abbey National PLC
- 2009-09-23🔒Charge registered #4Lender: Abbey National PLC
- 2009-08-17➖BAKER, Sonia Mary resignedsecretary
- 2009-04-29🔒Charge registered #3Lender: Ivor George and Anita George
- 2008-04-29➕BAKER, Sonia Mary appointedsecretary
- 2008-04-29➖GEORGE, Lynn Victoria resignedsecretary
- 2008-04-29➖GEORGE, Lynn Victoria resigneddirector
- 2006-11-30🔒Charge registered #2Lender: National Westminster Bank PLC
- 2003-09-15🔒Charge registered #1Lender: National Westminster Bank PLC
- 2003-05-08🏢Company incorporatedAs ASHLEY CARE HOMES LIMITED
- 2003-05-08➕GEORGE, Ashley Oliver appointeddirector
- 2003-05-08➕GEORGE, Lynn Victoria appointedsecretary
- 2003-05-08➕THOMAS, Howard appointednominee-secretary
- 2003-05-08➖THOMAS, Howard resignednominee-secretary
- 2003-05-08➕GEORGE, Lynn Victoria appointeddirector
- 2003-05-08➕TESTER, William Andrew Joseph appointednominee-director
- 2003-05-08➖TESTER, William Andrew Joseph resignednominee-director
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ashley Oliver George Individual · British · DOB 03/1973 · age 53 | 75–100% | — | 75-100% shares | 06/04/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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|---|---|---|---|---|---|---|---|
| AJ TRIPP CONSULTANCIES LTD→ 13939608 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
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| ASHTREE CARE VILLAGE LIMITED→ 14327323 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
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| ASSIST TRUST→ 03206320 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-05-08
Jurisdictionengland-wales
Primary SIC86900 — Other human health activities
Registered office
14 West Parade
Norwich
NR2 3DW
England
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-05-31
Confirmation statement
Next due: 2027-02-27
Last: 2026-02-13
Officers (2 active · 5 resigned)
GEORGE, Anna→
Activedirector · ~49y · appointed 2018-12-01
View their other companies + combined net worth →
GEORGE, Ashley Oliver→
Activedirector · ~53y · appointed 2003-05-08
View their other companies + combined net worth →
BAKER, Sonia Mary→
Resignedsecretary · appointed 2008-04-29 · resigned 2009-08-17
GEORGE, Lynn Victoria→
Resignedsecretary · appointed 2003-05-08 · resigned 2008-04-29
THOMAS, Howard→
Resignednominee-secretary · appointed 2003-05-08 · resigned 2003-05-08
GEORGE, Lynn Victoria→
Resigneddirector · ~52y · appointed 2003-05-08 · resigned 2008-04-29
TESTER, William Andrew Joseph→
Resignednominee-director · ~64y · appointed 2003-05-08 · resigned 2003-05-08
Click a director name to see their full track record across all companies.
Mortgages & charges
10
Total charges
2
Outstanding
1
Active lenders
Status:Lender:10 of 10 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Allica Bank Allica Bank Limited | A registered charge | 1 property | 13/07/2023 | — | |
| outstanding | Allica Bank Allica Bank Limited | A registered charge | 1 property | 13/07/2023 | — | |
| satisfied | Aib Group (UK) P.L.C | A registered charge | 8 properties | 07/12/2018 | 06/02/2026 | |
| satisfied | Aib Group (UK) P.L.C. | A registered charge | 1 property | 07/12/2018 | 06/02/2026 | |
| satisfied | Santander Abbey National PLC | Legal and general charge | 1 property | 23/09/2009 | 18/12/2018 | |
| satisfied | Santander Abbey National PLC | Supplemental charge | 1 property | 23/09/2009 | 18/12/2018 | |
| satisfied | Santander Abbey National PLC | Legal and equitable charge over shares/securities | 1 property | 23/09/2009 | 18/12/2018 | |
| satisfied | Ivor George and Anita George | Debenture | 1 property | 29/04/2009 | 30/11/2018 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 30/11/2006 | 14/10/2009 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 15/09/2003 | 14/10/2009 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (105 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-27
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-06
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-06
resolution
resolution · RESOLUTIONS
2025-12-02
memorandum-articles
incorporation · MA
2025-12-02
change-account-reference-date-company-previous-extended
accounts · AA01
2025-11-03
accounts-with-accounts-type-group
accounts · AA
2025-03-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-14
accounts-amended-with-accounts-type-group
accounts · AAMD
2025-02-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-07
gazette-filings-brought-up-to-date
gazette · DISS40
2024-08-06
gazette-notice-compulsory
gazette · GAZ1
2024-07-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-14