3B CONSTRUCTION LTD
🌳Matureactive
04756850 · ltd · incorporated 2003-05-08
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
ALSO REGISTERED FOR
- 41201Construction of commercial buildings
- 43999Other specialised construction activities n.e.c.
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (38/100).
🏦
Refinance opportunity
15 live charges · 5 lenders · oldest 21.8y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 21.8 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
15 charges (15/15 with lender, 15/15 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 3 with DOB)
80
Ownership & PSC
0 active PSC(s) of 5 total, 5 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
142 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
65
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (47 events)Click to expand
- 2026-02-23📄accounts-with-accounts-type-fullaccounts · AA
- 2025-02-27📄accounts-with-accounts-type-fullaccounts · AA
- 2024-03-04📄accounts-with-accounts-type-fullaccounts · AA
- 2023-05-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-05-15🔓Charge satisfied #15
- 2022-12-30📄accounts-with-accounts-type-fullaccounts · AA
- 2022-01-17📄accounts-with-accounts-type-fullaccounts · AA
- 2021-11-19📄change-person-director-company-with-change-dateofficers · CH01
- 2021-11-19📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-10-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-10-06🔓Charge satisfied #6
- 2021-06-03📄accounts-with-accounts-type-fullaccounts · AA
- 2019-09-12📄accounts-with-accounts-type-fullaccounts · AA
- 2019-08-20📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2019-08-20📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-08-20📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-06-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-06-12📄legacycapital · SH20
- 2019-06-12📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2019-06-03🔒Charge registered #15Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
- 2019-05-03🔒Charge registered #14Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
- 2016-01-26🔒Charge registered #13Lender: Clydesdale Bank PLC
- 2014-08-30🔓Charge satisfied #4
- 2014-08-30🔓Charge satisfied #3
- 2014-08-30🔓Charge satisfied #2
- 2014-05-28🔒Charge registered #12Lender: Clydesdale Bank PLC
- 2013-02-20🔓Charge satisfied #5
- 2012-04-24🔒Charge registered #11Lender: Clydesdale Bank PLC
- 2010-02-24🔒Charge registered #10Lender: Clydesdale Bank PLC
- 2009-10-26🔒Charge registered #9Lender: Clydesdale Bank PLC
- 2006-04-13🔒Charge registered #7Lender: Clydesdale Bank Public Limited Company
- 2006-03-28🔒Charge registered #8Lender: Clydesdale Bank Public Limited Company
- 2006-03-01🔒Charge registered #6Lender: Clydesdale Bank Public Limited Company
- 2006-01-26🔒Charge registered #5Lender: Clydesdale Bank Public Limited Company
- 2005-04-13🔒Charge registered #4Lender: Clydesdale Bank Public Limited Company
- 2004-10-05🔒Charge registered #3Lender: David William Gaw
- 2004-10-05🔒Charge registered #2Lender: Clydesdale Bank Public Limited Company
- 2004-09-09🔒Charge registered #1Lender: Clydesdale Bank PLC
- 2003-05-18➕BARR, Stuart Duncan appointedsecretary
- 2003-05-18➕BARR, Graeme Hamilton appointeddirector
- 2003-05-18➕BARR, James Iain appointeddirector
- 2003-05-18➕BARR, Stuart Duncan appointeddirector
- 2003-05-13➖FORM 10 SECRETARIES FD LTD resignedcorporate-nominee-secretary
- 2003-05-13➖FORM 10 DIRECTORS FD LTD resignedcorporate-nominee-director
- 2003-05-08🏢Company incorporatedAs 3B CONSTRUCTION LTD
- 2003-05-08➕FORM 10 SECRETARIES FD LTD appointedcorporate-nominee-secretary
- 2003-05-08➕FORM 10 DIRECTORS FD LTD appointedcorporate-nominee-director
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
9 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-05-08
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
Fifteen Rosehill
Montgomery Way Rosehill Estate
Carlisle
Cumbria
CA1 2RW
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-05-22
Last: 2026-05-08
Officers (4 active · 2 resigned)
BARR, Stuart Duncan→
Activesecretary · appointed 2003-05-18
View their other companies + combined net worth →
BARR, Graeme Hamilton→
Activedirector · ~51y · appointed 2003-05-18
View their other companies + combined net worth →
BARR, James Iain→
Activedirector · ~56y · appointed 2003-05-18
View their other companies + combined net worth →
BARR, Stuart Duncan→
Activedirector · ~53y · appointed 2003-05-18
View their other companies + combined net worth →
FORM 10 SECRETARIES FD LTD→
Resignedcorporate-nominee-secretary · appointed 2003-05-08 · resigned 2003-05-13
FORM 10 DIRECTORS FD LTD→
Resignedcorporate-nominee-director · appointed 2003-05-08 · resigned 2003-05-13
Click a director name to see their full track record across all companies.
Mortgages & charges
15
Total charges
9
Outstanding
1
Active lenders
Status:Lender:15 of 15 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank) | A registered charge | 1 property | 03/06/2019 | 15/05/2023 | |
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111) | A registered charge | — | 03/05/2019 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC | A registered charge | 1 property | 26/01/2016 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC | A registered charge | 1 property | 28/05/2014 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 24/04/2012 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 24/02/2010 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 26/10/2009 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security which was presented for registration in scotland on 18 may 2006 and | 1 property | 13/04/2006 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | A standard security which was presented for registration in scotland on the 13/06/06 and | 1 property | 28/03/2006 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security which was presented for registration in scotland on 13 march 2006 and | 1 property | 01/03/2006 | 06/10/2021 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security which was presented for registration in scotland on 28 february 2006 and | 1 property | 26/01/2006 | 20/02/2013 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security which was presented for registration in scotland on 10 may 2005 and | 1 property | 13/04/2005 | 30/08/2014 | |
| satisfied | David William Gaw | A standard security which was presented for registration in scotland on the 4TH november 2004 and | 2 properties | 05/10/2004 | 30/08/2014 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security which was presented for registration in scotland on 4TH november 2004 and | 1 property | 05/10/2004 | 30/08/2014 | |
| outstanding | Virgin Money Clydesdale Bank PLC | Debenture | 1 property | 09/09/2004 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (142 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-15
accounts-with-accounts-type-full
accounts · AA
2026-02-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-19
accounts-with-accounts-type-full
accounts · AA
2025-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-21
accounts-with-accounts-type-full
accounts · AA
2024-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-15
mortgage-satisfy-charge-full
mortgage · MR04
2023-05-15
accounts-with-accounts-type-full
accounts · AA
2022-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-20
accounts-with-accounts-type-full
accounts · AA
2022-01-17
change-person-director-company-with-change-date
officers · CH01
2021-11-19
change-person-secretary-company-with-change-date
officers · CH03
2021-11-19
mortgage-satisfy-charge-full
mortgage · MR04
2021-10-06
accounts-with-accounts-type-full
accounts · AA
2021-06-03