CHRISTINE GRIFFIN LIMITED
🌳Matureactive
04760709 · ltd · incorporated 2003-05-12
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 71/100 (strong), bankability 65/100. Strong seller-intent signal (78/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (2 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
86 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
64
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 3 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2025-12-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-09-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-17📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-17📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-05-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-30📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-30📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-08-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-13📄memorandum-articlesincorporation · MA
- 2023-06-13📄resolutionresolution · RESOLUTIONS
- 2023-06-12📄capital-name-of-class-of-sharescapital · SH08
- 2023-05-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-05-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-05-09📄capital-return-purchase-own-sharescapital · SH03
- 2023-05-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-04-27➕STARBUCK, Katie Eleanor appointeddirector
- 2023-04-22📄resolutionresolution · RESOLUTIONS
- 2023-04-20📄capital-cancellation-sharescapital · SH06
- 2022-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-25📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2016-05-12➖STARBUCK, Roy Edward resignedsecretary
- 2003-05-16➖ARGUS NOMINEE SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2003-05-13➕GRIFFIN, Christine Julie appointeddirector
- 2003-05-13➕STARBUCK, Roy Edward appointedsecretary
- 2003-05-13➖ARGUS NOMINEE DIRECTORS LIMITED resignedcorporate-nominee-director
- 2003-05-12🏢Company incorporatedAs CHRISTINE GRIFFIN LIMITED
- 2003-05-12➕ARGUS NOMINEE SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2003-05-12➕ARGUS NOMINEE DIRECTORS LIMITED appointedcorporate-nominee-director
Owner dependency
98/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "GRIFFIN" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 68 — succession pressure is live.
Succession & seller-readiness
81/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high · 1 lowConfirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-05-26
Multiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Katie Eleanor Starbuck Individual · British · DOB 06/1996 · age 30 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 24/03/2022 |
1 historic (ceased) PSC
- Miss Christine Julie Griffinceased 06/04/2023· 50-75% shares · 50-75% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| CHAMBERS SMITH FINANCIAL PLANNING LTD→ 06674780 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| CHATSWORTH CONSULTANCY LIMITED→ 10200568 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CHRIS SIMONS WEALTH MANAGEMENT LTD→ 13313076 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CLEAR FINANCIAL SOLUTIONS (MIDLANDS) LTD→ 07081690 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| CO-OPERATIVE WEALTH MANAGEMENT LTD→ 08134921 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| COGENT FINANCIAL SOLUTIONS LTD→ 12693406 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| COLDSTORE INVESTMENTS LTD→ 13865574 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| COLESHILL MORTGAGE SERVICES LIMITED→ 05711103 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| COLLABORATIVE WEALTH LIMITED→ 12361941 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| COMFORT RESIDENTIAL AND COMMERCIAL FINANCE LTD→ 14421032 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| COMMUNITY DIRECTIONS LTD→ 15229581 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| COMPARE HOME INSURANCE LIMITED→ 14429491 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-05-12
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
27 Windmill Lane
Belper
Derbyshire
DE56 1GN
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-05-26OVERDUE
Last: 2025-05-12
Officers (2 active · 3 resigned)
GRIFFIN, Christine Julie→
Activedirector · ~68y · appointed 2003-05-13
View their other companies + combined net worth →
STARBUCK, Katie Eleanor→
Activedirector · ~30y · appointed 2023-04-27
View their other companies + combined net worth →
STARBUCK, Roy Edward→
Resignedsecretary · appointed 2003-05-13 · resigned 2016-05-12
ARGUS NOMINEE SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2003-05-12 · resigned 2003-05-16
ARGUS NOMINEE DIRECTORS LIMITED→
Resignedcorporate-nominee-director · appointed 2003-05-12 · resigned 2003-05-13
Click a director name to see their full track record across all companies.
Recent filings (86 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-17
change-person-director-company-with-change-date
officers · CH01
2025-09-17
change-person-director-company-with-change-date
officers · CH01
2025-09-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-17
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-30
change-person-director-company-with-change-date
officers · CH01
2025-05-30
change-person-director-company-with-change-date
officers · CH01
2025-05-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-07
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-07
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-28
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-27
memorandum-articles
incorporation · MA
2023-06-13
resolution
resolution · RESOLUTIONS
2023-06-13