ABLE INTERNET PAYROLL LTD

🌳Matureactive
04773140 · ltd · incorporated 2003-05-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 15.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Business and domestic software development
Sector: Information & communication
Investor take
Pursue
Active trading company with a 89-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 89). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 15.4y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 15.4 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
0 active PSC(s) of 1 total, 1 with control declared
90
Director network
19 connected companies via shared directors
90
Filing history
59 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Jun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-06-302024-06-30

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2026-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-04-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-03-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-03-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-03-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2021-11-03
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2021-06-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2020-03-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2019-04-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-06-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2018-05-31
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  12. 2018-05-31
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2018-03-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-03-09
    📄
    notification-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC08
  15. 2018-03-09
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  16. 2011-01-28
    🔒
    Charge registered #1
    Lender: W Wing Yip & Brothers Property and Investments Limited
  17. 2003-05-21
    🏢
    Company incorporated
    As ABLE INTERNET PAYROLL LTD
  18. 2003-05-21
    ➕
    HO, Juan Thai appointed
    secretary
  19. 2003-05-21
    ➕
    HO, Juan Thai appointed
    director
  20. 2003-05-21
    ➕
    KNIGHT, John appointed
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 89 — succession pressure is live.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 89 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Technology · NW postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
ACEBRIDGE EDUCATION LTD→
15765975 · est 2024 · no financials extracted
————1y——
ACETEC LTD.→
07732991 · est 2011 · no financials extracted
————14y——
ACHITECH LIMITED→
10214894 · est 2016 · no financials extracted
————9y——
ACORN SRS LIMITED→
16733457 · est 2025 · no financials extracted
———————
ACQUIRE BUSINESS LTD→
15513016 · est 2024 · no financials extracted
————2y——
ACTION COMPUTERS LTD→
11828736 · est 2019 · no financials extracted
————7y——
AD ADVISORS LTD→
15550077 · est 2024 · no financials extracted
————2y——
AD ASTRA PICTURES LTD→
16380903 · est 2025 · no financials extracted
————1y——
ADAMS AGENCIES LTD→
06035969 · est 2006 · no financials extracted
————19y——
ADASTRA LIGHTING LIMITED→
14670148 · est 2023 · no financials extracted
————3y——
ADATABLE LTD→
14522882 · est 2022 · no financials extracted
————3y——
ADDWINGS LIMITED→
03300485 · est 1997 · no financials extracted
————29y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-05-21
Jurisdictionengland-wales
Primary SIC62012 — Business and domestic software development

Registered office

Unit 101 China House
401 Edgware Road
London
NW2 6GY
United Kingdom

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-12-02
Last: 2025-11-18

Officers (3 active · 0 resigned)

HO, Juan Thai→
secretary · appointed 2003-05-21
View their other companies + combined net worth →
Active
HO, Juan Thai→
director · ~76y · appointed 2003-05-21
View their other companies + combined net worth →
Active
KNIGHT, John→
director · ~89y · appointed 2003-05-21
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
W Wing Yip & Brothers Property and Investments
W Wing Yip & Brothers Property and Investments Limited
Rent deposit deed1 property28/01/2011—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (59 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-28
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-13
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-10
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-27
confirmation-statement-with-updates
confirmation-statement · CS01
2022-08-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-24
accounts-with-accounts-type-micro-entity
accounts · AA
2022-03-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-11-03
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-21