MITCHELLS & BUTLERS FINANCE PLC

🌳Matureactive

04778667 · plc · incorporated 2003-05-28

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 65-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

5 live charges · 5 lenders · oldest 22.5y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 22.5 years old — likely at or near maturity.
· 5 lenders named — inter-creditor friction likely.
· Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

5 charges (5/5 with lender, 5/5 with type)

Directors & officers

32 officers (7 active, 32 linked, 25 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

24 connected companies via shared directors

Filing history

144 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 officers

Last 180 days

filings

• 2 officers
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (82 events)Click to expand

2026-03-24
📄
change-person-director-company-with-change-date
officers · CH01
2026-02-20
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-16
📄
accounts-with-accounts-type-full
accounts · AA
2026-02-12
➕
BRADLEY, Fiona Mary appointed
director
2025-02-11
📄
accounts-with-accounts-type-full
accounts · AA
2024-02-15
📄
accounts-with-accounts-type-full
accounts · AA
2024-01-04
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-12-31
➖
HUGHES, Alison Jane Margaret resigned
director
2023-03-06
📄
accounts-with-accounts-type-full
accounts · AA
2022-09-15
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-09-15
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-09-07
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-09-01
➕
FREEMAN, Andrew David appointed
director
2022-09-01
➕
HUGHES, Alison Jane Margaret appointed
director
2022-08-31
➖
MCMAHON, Gregory Joseph resigned
director
2022-05-20
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-05-19
➕
MOTTRAM, Mark appointed
director
2022-05-11
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-04-30
➖
BERROW, Jacqueline Ann resigned
director
2022-02-09
📄
accounts-with-accounts-type-full
accounts · AA
2021-03-30
📄
accounts-with-accounts-type-full
accounts · AA
2020-09-09
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2020-09-09
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2020-09-07
➕
BURTON, Denise Patricia appointed
secretary
2020-09-07
➖
MCMAHON, Gregory Joseph resigned
secretary
2020-04-02
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2020-04-02
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2020-04-01
➕
MCMAHON, Gregory Joseph appointed
secretary
2020-03-31
➖
BURTON, Denise Patricia resigned
secretary
2020-02-11
📄
accounts-with-accounts-type-full
accounts · AA
2014-08-20
🔒
Charge registered #5
Lender: Hsbc Trustee (C.I.) Limited
2014-01-31
➖
YOUNG, Robin Mark resigned
director
2013-02-15
➕
MCMAHON, Gregory Joseph appointed
director
2012-11-12
➖
SINGH, Saudagar resigned
director
2012-02-15
➖
TODD, Kevin resigned
director
2011-11-15
➖
COLDRICK, Amanda resigned
director
2011-11-15
➖
MARTIN, Adam Melville resigned
director
2011-11-15
➖
MOXHAM, Roger Timothy resigned
director
2011-03-15
➖
FOWLE, Adam Peter resigned
director
2011-02-11
🔒
Charge registered #4
Lender: Hsbc Trustee (C.I.) Limited Acting as Security Trustee
2011-01-19
➕
BURTON, Denise Patricia appointed
secretary
2011-01-19
➖
TROUSDALE, Carolyn resigned
secretary
2010-11-15
➖
BENJAMIN, Rachel Abigail resigned
secretary
2010-11-15
➕
TROUSDALE, Carolyn appointed
secretary
2010-10-21
➖
KENNEDY, Bronagh resigned
director
2010-08-31
➕
MARTINDALE, Susan Katrina appointed
director
2010-08-31
➕
MILES, Lee Jonathan appointed
director
2010-08-31
➕
VAUGHAN, Andrew William appointed
director
2010-08-31
➕
BERROW, Jacqueline Ann appointed
director
2010-08-31
➖
TOWNSEND, Jeremy Charles Douglas resigned
director

Showing most recent 50 of 82 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-6 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

63/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
secondary12+ year tenure: Director in role 16 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 low

5 live charges

low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

Mitchells & Butlers Retail Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Mitchells & Butlers Retail Holdings Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

MITCHELLS & BUTLERS FINANCE PLC

This company · 04778667

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mitchells & Butlers Retail Holdings Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · B postcode area

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2PAY LIMITED→ 12276058 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
4LIFE WEALTH MANAGEMENT LIMITED→ 12341438 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
A & G INSURANCE SERVICES LIMITED→ 06436514 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
AA MORTGAGE SERVICES LTD→ 12946634 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
ACCELERON V LTD→ 12682701 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
ACCESSIBLE PAYMENT SOLUTIONS LTD→ 12692910 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
ACCIDENT & INJURY ASSOCIATES LIMITED→ 07660958 · est 2011 · no financials extracted	—	—	—	—	14y	—	—
ACCIDENT DIRECT CLAIMS LIMITED→ 08171918 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
ACS FINANCIAL PLANNING LIMITED→ 07838212 · est 2011 · no financials extracted	—	—	—	—	14y	—	—
AD FINANCIAL SERVICES LIMITED→ 13524710 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
ADLER FINANCIAL PLANNING LIMITED→ 06848531 · est 2009 · no financials extracted	—	—	—	—	17y	—	—
ADLIB FINANCE LIMITED→ 07602217 · est 2011 · no financials extracted	—	—	—	—	15y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeplc

Incorporated2003-05-28

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

27 Fleet Street

Birmingham

West Midlands

B3 1JP

Filing status

Accounts

Next due: 2027-03-31

Last made up to: 2025-09-27

Confirmation statement

Next due: 2026-06-11

Last: 2025-05-28