A N EXPRESS LIMITED
🌳Matureactive
04778768 · ltd · incorporated 2003-05-28
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 21.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£45.1k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
ALSO REGISTERED FOR
- 82990Other business support service activities n.e.c.
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 21.4y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 21.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
16 officers (3 active, 16 linked, 8 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
85 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £45,135
Net assets shrinking
Down £46,924 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£45k
↓ 51% YoY
Current Assets
£40k
↓ 76% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £45.1k | £92.1k |
| Current assets | £40.4k | £171.5k |
| Net assets | £45.1k | £92.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (48 events)Click to expand
- 2025-11-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-10-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-20➖MAZLUMI, Aziz resigneddirector
- 2025-07-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-01➕MAZLUMI, Aziz appointeddirector
- 2025-02-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-05-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-05-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-04-14📄change-person-director-company-with-change-dateofficers · CH01
- 2022-04-14📄change-person-director-company-with-change-dateofficers · CH01
- 2022-04-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-03-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-03-14📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2022-03-14📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-03-01➕UMAR, Abdullah appointedsecretary
- 2022-03-01➕UMAR, Abdullah appointeddirector
- 2022-03-01➖ULLAH, Abdul resignedsecretary
- 2021-05-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-06-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-01-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-10-07➖AKHTAR, Rinu resignedsecretary
- 2019-10-07➕ULLAH, Abdul appointedsecretary
- 2019-10-07📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2009-05-31➖AKTHAR, Rinu resigneddirector
- 2006-07-17➕AKHTAR, Rinu appointedsecretary
- 2006-07-17➖ALI, Ansor resignedsecretary
- 2006-07-17➕AKTHAR, Rinu appointeddirector
- 2006-07-17➖ALI, Ansor resigneddirector
- 2005-06-27➖SHAH, Muhammed Ali resignedsecretary
- 2005-06-27➖SHAH, Muhammed Ali resigneddirector
- 2005-06-20➕ALI, Ansor appointedsecretary
- 2005-05-17➖NOOR, Muqtabis Un resigneddirector
- 2005-05-17➖RAHMAN, Hafiz Muhammad Shafiqur resigneddirector
- 2005-01-31🔒Charge registered #1Lender: Barclays Bank PLC
- 2004-09-30➕NOOR, Muqtabis Un appointeddirector
- 2004-09-29➕ALI, Ansor appointeddirector
- 2004-04-21➕RAHMAN, Hafiz Muhammad Shafiqur appointeddirector
- 2003-08-19➕SHAH, Muhammed Ali appointedsecretary
- 2003-08-19➖SHAH, Muhammed Ali resignedsecretary
- 2003-07-03➕SHAH, Muhammed Ali appointeddirector
- 2003-05-28🏢Company incorporatedAs A N EXPRESS LIMITED
- 2003-05-28➕ULLAH, Abdul appointeddirector
- 2003-05-28➕SHAH, Muhammed Ali appointedsecretary
- 2003-05-28➕PREMIER SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2003-05-28➖PREMIER SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2003-05-28➕PREMIER DIRECTORS LIMITED appointedcorporate-nominee-director
- 2003-05-28➖PREMIER DIRECTORS LIMITED resignedcorporate-nominee-director
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Abdul Ullah Individual · British · DOB 10/1973 · age 53 | 75–100% | — | 75-100% shares | 01/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ALDERSON DIGITAL LTD→ 11165336 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ALDGATE RETENTION FUNDING LIMITED→ 13709597 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ALIAZAN INVESTMENTS UK LIMITED→ 15674188 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALIUM CONSULTANCY LTD→ 12262995 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ALKOR CONSULTING LTD→ 12992235 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALL SEASON CLAIMS LIMITED→ 16716134 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALPCAPS LTD→ 16149618 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALPHA B INVESTMENTS CORP LTD→ 16389634 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALPHORIZEN LTD→ 14851918 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALTERNATIVE BRIDGING (UK3) LIMITED→ 15634104 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ALTRACAP HOLDINGS LTD→ 16421704 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALZAHRAA EXCHANGE & REMITTANCE LTD→ 09710061 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-05-28
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
208a Whitechapel Road
London
E1 1BJ
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-04-17
Last: 2026-04-03
Officers (3 active · 13 resigned)
Active
ULLAH, Abdul→
Activedirector · ~53y · appointed 2003-05-28
View their other companies + combined net worth →
UMAR, Abdullah→
Activedirector · ~24y · appointed 2022-03-01
View their other companies + combined net worth →
AKHTAR, Rinu→
Resignedsecretary · appointed 2006-07-17 · resigned 2019-10-07
ALI, Ansor→
Resignedsecretary · appointed 2005-06-20 · resigned 2006-07-17
SHAH, Muhammed Ali→
Resignedsecretary · appointed 2003-08-19 · resigned 2005-06-27
SHAH, Muhammed Ali→
Resignedsecretary · appointed 2003-05-28 · resigned 2003-08-19
ULLAH, Abdul→
Resignedsecretary · appointed 2019-10-07 · resigned 2022-03-01
PREMIER SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2003-05-28 · resigned 2003-05-28
AKTHAR, Rinu→
Resigneddirector · ~49y · appointed 2006-07-17 · resigned 2009-05-31
ALI, Ansor→
Resigneddirector · ~52y · appointed 2004-09-29 · resigned 2006-07-17
MAZLUMI, Aziz→
Resigneddirector · ~27y · appointed 2025-07-01 · resigned 2025-09-20
NOOR, Muqtabis Un→
Resigneddirector · ~66y · appointed 2004-09-30 · resigned 2005-05-17
RAHMAN, Hafiz Muhammad Shafiqur→
Resigneddirector · ~67y · appointed 2004-04-21 · resigned 2005-05-17
SHAH, Muhammed Ali→
Resigneddirector · ~54y · appointed 2003-07-03 · resigned 2005-06-27
PREMIER DIRECTORS LIMITED→
Resignedcorporate-nominee-director · appointed 2003-05-28 · resigned 2003-05-28
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | Deed of charge over credit balances | 1 property | 31/01/2005 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (85 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-21
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-24
termination-director-company-with-name-termination-date
officers · TM01
2025-10-06
appoint-person-director-company-with-name-date
officers · AP01
2025-07-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-03
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-01
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-02-21
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-05-31
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-15
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-05-31
confirmation-statement-with-updates
confirmation-statement · CS01
2022-04-14
change-person-director-company-with-change-date
officers · CH01
2022-04-14
change-person-director-company-with-change-date
officers · CH01
2022-04-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-04-14