RIVERMILL LIMITED
🌳Matureactive
04802520 · ltd · incorporated 2003-06-18
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: SIC 46170
Sector: Wholesale & retail
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 78/100 (strong), bankability 77/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 4 lenders · oldest 21.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 21.6 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
11 officers (3 active, 11 linked, 5 with DOB)
79
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
24 connected companies via shared directors
90
Filing history
110 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (46 events)Click to expand
- 2025-07-09📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-07-09📄legacyaccounts · PARENT_ACC
- 2025-07-09📄legacyother · GUARANTEE2
- 2025-07-09📄legacyother · AGREEMENT2
- 2024-10-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-02🔓Charge satisfied #4
- 2024-06-11📄accounts-with-accounts-type-smallaccounts · AA
- 2024-04-03📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-04📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-10-01➖PATEL, Anil Gunvantbhai resignedsecretary
- 2023-06-06📄accounts-with-accounts-type-smallaccounts · AA
- 2022-06-29📄accounts-with-accounts-type-smallaccounts · AA
- 2021-11-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-11-06➕PATEL, Priam Jitendra appointeddirector
- 2021-07-27📄accounts-with-accounts-type-smallaccounts · AA
- 2021-07-08📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2020-07-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-02📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2019-12-05📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2019-12-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-12-05🔒Charge registered #4Lender: Handelsbanken PLC
- 2019-12-04📍move-registers-to-registered-office-company-with-new-addressaddress · AD04
- 2019-11-14➕PATEL, Chandresh appointeddirector
- 2019-11-14➕PATEL, Jitendrakumar Maganbhai appointeddirector
- 2019-11-14➖CHESTERS, Jane Louise resignedsecretary
- 2019-11-14➕PATEL, Anil Gunvantbhai appointedsecretary
- 2019-11-14➖WHITE, Fiona resignedsecretary
- 2019-11-14➖CHESTERS, Andrew Wayne resigneddirector
- 2019-11-14➖WHITE, Russell resigneddirector
- 2019-10-09🔓Charge satisfied #2
- 2018-05-21➕WHITE, Fiona appointedsecretary
- 2017-01-30🔓Charge satisfied #3
- 2013-11-29🔒Charge registered #3Lender: Rbs Invoice Finance Limited
- 2013-05-30➖WHITE, Fiona Elaine resignedsecretary
- 2012-11-01➕CHESTERS, Jane Louise appointedsecretary
- 2012-11-01➕WHITE, Fiona Elaine appointedsecretary
- 2012-11-01➖WHITE, Russell Martin resignedsecretary
- 2009-05-23🔓Charge satisfied #1
- 2009-03-04🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2004-10-07🔒Charge registered #1Lender: The Royal Bank of Scotland Commercial Services Limited
- 2003-06-18🏢Company incorporatedAs RIVERMILL LIMITED
- 2003-06-18➕WHITE, Russell Martin appointedsecretary
- 2003-06-18➕INCORPORATE SECRETARIAT LIMITED appointedcorporate-nominee-secretary
- 2003-06-18➖INCORPORATE SECRETARIAT LIMITED resignedcorporate-nominee-secretary
- 2003-06-18➕CHESTERS, Andrew Wayne appointeddirector
- 2003-06-18➕WHITE, Russell appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 74 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- primaryFamily succession underway: Not a takeover target — PATEL, Priam Jitendra (same surname) appointed 2021-11-06. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Empire Bespoke Foods Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Empire Bespoke Foods Limited
Corporate parent · holds 75-100% shares · board control
⬇
RIVERMILL LIMITED
This company · 04802520
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Empire Bespoke Foods Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 14/11/2019 |
2 historic (ceased) PSCs
- Mr Russell Whiteceased 14/11/2019· 25-50% shares
- Mr Andrew Wayne Chestersceased 14/11/2019· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · UB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 3-FOLD GBL LTD→ 15951884 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 3CA INTERIORS LTD→ 13389700 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 500% SPRL LTD→ 14142121 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 7 STAR HOME APPLIANCES LTD→ 16972168 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| A&I WOODS LTD→ 15463616 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AA EXPERTS FOOD & DRINKS LTD→ 12973757 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AA PRODUCTS LTD→ 08688367 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ABIE TRADING LTD→ 08457159 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ABRAR SPORTS LTD→ 17011859 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ACCORD FRAGRANCE BAR LIMITED→ 16694640 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACE IMPEX LTD→ 16840099 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACER U.K. LIMITED→ 02252821 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-06-18
Jurisdictionengland-wales
Primary SIC46170 — SIC 46170
Registered office
45 Rowdell Road
Europa House
Northolt
Middlesex
UB5 6AG
England
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-12-08
Last: 2025-11-24
Officers (3 active · 8 resigned)
PATEL, Chandresh→
Activedirector · ~68y · appointed 2019-11-14
View their other companies + combined net worth →
PATEL, Jitendrakumar Maganbhai→
Activedirector · ~74y · appointed 2019-11-14
View their other companies + combined net worth →
PATEL, Priam Jitendra→
Activedirector · ~38y · appointed 2021-11-06
View their other companies + combined net worth →
CHESTERS, Jane Louise→
Resignedsecretary · appointed 2012-11-01 · resigned 2019-11-14
PATEL, Anil Gunvantbhai→
Resignedsecretary · appointed 2019-11-14 · resigned 2023-10-01
WHITE, Fiona→
Resignedsecretary · appointed 2018-05-21 · resigned 2019-11-14
WHITE, Fiona Elaine→
Resignedsecretary · appointed 2012-11-01 · resigned 2013-05-30
WHITE, Russell Martin→
Resignedsecretary · appointed 2003-06-18 · resigned 2012-11-01
INCORPORATE SECRETARIAT LIMITED→
Resignedcorporate-nominee-secretary · appointed 2003-06-18 · resigned 2003-06-18
CHESTERS, Andrew Wayne→
Resigneddirector · ~61y · appointed 2003-06-18 · resigned 2019-11-14
WHITE, Russell→
Resigneddirector · ~62y · appointed 2003-06-18 · resigned 2019-11-14
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
0
Outstanding
0
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 05/12/2019 | 02/10/2024 | |
| satisfied | NatWest Group Rbs Invoice Finance Limited | A registered charge | 1 property | 29/11/2013 | 30/01/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 04/03/2009 | 09/10/2019 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland Commercial Services Limited | Fixed and floating charge | 1 property | 07/10/2004 | 23/05/2009 |
Recent filings (110 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-24
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-07-09
legacy
accounts · PARENT_ACC
2025-07-09
legacy
other · GUARANTEE2
2025-07-09
legacy
other · AGREEMENT2
2025-07-09
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-26
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-02
accounts-with-accounts-type-small
accounts · AA
2024-06-11
change-person-director-company-with-change-date
officers · CH01
2024-04-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-04
termination-secretary-company-with-name-termination-date
officers · TM02
2023-12-04
accounts-with-accounts-type-small
accounts · AA
2023-06-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-28
accounts-with-accounts-type-small
accounts · AA
2022-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-25