ASH & WILLIAMS LTD
Opportunity 77/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 18.4y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 18.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 | 2024-07-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (23 events)Click to expand
- 2026-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-10📄change-person-director-company-with-change-dateofficers · CH01
- 2023-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-07-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-06-20🔒Charge registered #3Lender: Lloyds Bank Commercial Finance LTD
- 2018-04-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-11-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2012-01-17🔒Charge registered #2Lender: Lloyds Tsb Bank PLC (The Bank)
- 2011-09-30➖ASH, Jane Tracy resignedsecretary
- 2011-09-30➖ASH, Michael Sydney resigneddirector
- 2008-02-21🔒Charge registered #1Lender: Lloyds Tsb Commercial Finance Limited
- 2006-07-08➕WILLIAMS, Michael John appointeddirector
- 2003-07-02🏢Company incorporatedAs ASH & WILLIAMS LTD
- 2003-07-02➕ASH, Jane Tracy appointedsecretary
- 2003-07-02➕ASH, Michael Sydney appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "WILLIAMS" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Michael John Williams Individual · British · DOB 09/1971 · age 55 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Trade services · PL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACNESTIS CONSULTING LIMITED→ 13098168 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALY SWIMS CORNWALL LTD→ 15785123 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANDREW MARKS UPHOLSTERY SERVICES LTD→ 08451425 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ANGEL FULFILMENT SERVICES LIMITED→ 05649401 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| AOE HEALTHCARE LTD→ 15507974 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AQUASIS TANNING LTD→ 16015555 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ARIANA CLEANING SERVICES LTD→ 15590912 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ARNG LIMITED→ 16491118 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ARROW LIFTS LIMITED→ 03872362 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| ARTERNE: ENRICHING THE NEXT GENERATION CIC→ 10347188 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ASCS (CORNWALL) LIMITED→ 10395412 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ASH TREE SALTASH CIC→ 16274385 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank Commercial Finance LTD | A registered charge | — | 20/06/2018 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC (The Bank) | Debenture | 1 property | 17/01/2012 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Commercial Finance Limited | All assets debenture | 1 property | 21/02/2008 | — |