ACTEGY LIMITED

📉Decliningactive
04819502 · ltd · incorporated 2003-07-03
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
drifting distress · 6-months
Drifting toward distress — expect more negotiability in 3–6 months, but also more friction.
  • · Lifecycle stage drifting downward
  • · Currently "declining"
🔒Estimated value
—
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Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: SIC 27510
Sector: Manufacturing
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 75/100 (strong), bankability 85/100. Strong seller-intent signal (68/100, director aged 51). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

5 live charges · 2 lenders · oldest 22.2y

60/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 22.2 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.
  • · Not currently profitable — coverage conversation is a harder sell.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 2 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
114 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Loss-making
Loss before tax £282,053
Slipped into loss
Moved from profit to loss this year

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Profit before tax£-282.1k£520.2k
Average employees62006600

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

5 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
  1. 2025-09-30
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2025-09-09
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2025-09-09
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2025-01-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2025-01-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2024-11-29
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2024-10-24
    📄
    accounts-with-accounts-type-full
    accounts · AA
  8. 2024-07-11
    📄
    memorandum-articles
    incorporation · MA
  9. 2024-07-11
    📄
    resolution
    resolution · RESOLUTIONS
  10. 2024-05-01
    📄
    accounts-with-accounts-type-full
    accounts · AA
  11. 2024-01-02
    📄
    accounts-with-accounts-type-full
    accounts · AA
  12. 2023-12-20
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  13. 2023-12-19
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  14. 2022-06-27
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  15. 2022-06-27
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2022-06-27
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2022-06-27
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  18. 2022-03-28
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  19. 2022-03-14
    📄
    accounts-with-accounts-type-full
    accounts · AA
  20. 2021-07-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  21. 2021-07-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  22. 2020-10-06
    🔓
    Charge satisfied #3
  23. 2018-08-09
    🔓
    Charge satisfied #5
  24. 2018-08-09
    🔓
    Charge satisfied #4
  25. 2018-08-09
    🔓
    Charge satisfied #2
  26. 2018-08-09
    🔓
    Charge satisfied #1
  27. 2010-10-20
    🔒
    Charge registered #5
    Lender: Clydesdale Bank PLC
  28. 2009-09-15
    🔒
    Charge registered #4
    Lender: Clydesdale Bank PLC
  29. 2009-08-19
    🔒
    Charge registered #3
    Lender: Clydesdale Bank PLC
  30. 2006-11-27
    🔒
    Charge registered #2
    Lender: Clydesdale Bank PLC
  31. 2004-03-16
    🔒
    Charge registered #1
    Lender: Lloyds Tsb Bank PLC
  32. 2003-07-03
    🏢
    Company incorporated
    As ACTEGY LIMITED
  33. 2003-07-03
    ➕
    PENNY, Roseanna appointed
    secretary
  34. 2003-07-03
    ➕
    PENNY, Joshua appointed
    director
  35. 2003-07-03
    ➕
    PENNY, Roseanna appointed
    director
  36. 2003-07-03
    ➕
    INCORPORATE SECRETARIAT LIMITED appointed
    corporate-nominee-secretary
  37. 2003-07-03
    ➖
    INCORPORATE SECRETARIAT LIMITED resigned
    corporate-nominee-secretary

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Joshua Penny
Individual · Australian · DOB 07/1976 · age 50
25–50%
—25-50% shares01/07/2016
Mrs Roseanna Penny
Individual · Australian · DOB 07/1975 · age 51
25–50%
25–50%25-50% shares · 25-50% voting01/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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12685978 · est 2020 · no financials extracted
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10500380 · est 2016 · no financials extracted
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-07-03
Jurisdictionengland-wales
Primary SIC27510 — SIC 27510

Registered office

The Lightbox
Willoughby Road
Bracknell
RG12 8FB
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-07-17
Last: 2025-07-03

Officers (3 active · 1 resigned)

PENNY, Roseanna→
secretary · appointed 2003-07-03
View their other companies + combined net worth →
Active
PENNY, Joshua→
director · ~50y · appointed 2003-07-03
View their other companies + combined net worth →
Active
PENNY, Roseanna→
director · ~51y · appointed 2003-07-03
View their other companies + combined net worth →
Active
INCORPORATE SECRETARIAT LIMITED→
corporate-nominee-secretary · appointed 2003-07-03 · resigned 2003-07-03
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
0
Outstanding
0
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
satisfied
Virgin Money
Clydesdale Bank PLC
Deposit agreement1 property20/10/201009/08/2018
satisfied
Virgin Money
Clydesdale Bank PLC
Deposit agreement1 property15/09/200909/08/2018
satisfied
Virgin Money
Clydesdale Bank PLC
Deposit agreement1 property19/08/200906/10/2020
satisfied
Virgin Money
Clydesdale Bank PLC
Debenture1 property27/11/200609/08/2018
satisfied
Lloyds Banking Group
Lloyds Tsb Bank PLC
Deposit agreement to secure own liabilities1 property16/03/200409/08/2018

Recent filings (114 total)

accounts-with-accounts-type-full
accounts · AA
2025-09-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-03
change-person-director-company-with-change-date
officers · CH01
2025-01-07
change-person-director-company-with-change-date
officers · CH01
2025-01-07
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-29
accounts-with-accounts-type-full
accounts · AA
2024-10-24
memorandum-articles
incorporation · MA
2024-07-11
resolution
resolution · RESOLUTIONS
2024-07-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-03
accounts-with-accounts-type-full
accounts · AA
2024-05-01
accounts-with-accounts-type-full
accounts · AA
2024-01-02
gazette-filings-brought-up-to-date
gazette · DISS40
2023-12-20
gazette-notice-compulsory
gazette · GAZ1
2023-12-19