AUTO TECHNICS (NW) LIMITED
🌳Matureactive
04828305 · ltd · incorporated 2003-07-10
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 21.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£77.1k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: SIC 45200
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 66-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 65/100. Strong seller-intent signal (63/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 2 lenders · oldest 21.8y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 21.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
68 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £77,062
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£77k
↑ 42% YoY
Current Assets
£49k
↓ 18% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £115.6k | £103.3k |
| Current assets | £48.7k | £59.3k |
| Net assets | £77.1k | £54.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-08-04📄capital-name-of-class-of-sharescapital · SH08
- 2025-07-31➕CROSS, Helen appointeddirector
- 2025-07-31📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-31📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-07-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-04-09📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-08📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-04-04📄capital-allotment-sharescapital · SH01
- 2021-08-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-01-01➕CROSS, Francis Thomas appointeddirector
- 2020-07-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-07-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-11-06🔓Charge satisfied #1
- 2017-10-06🔒Charge registered #5Lender: Interbay Funding Limited
- 2017-10-06🔒Charge registered #4Lender: Interbay Funding Limited
- 2017-10-06🔒Charge registered #3Lender: Interbay Funding Limited
- 2017-10-06🔒Charge registered #2Lender: Interbay Funding Limited
- 2004-09-01🔒Charge registered #1Lender: National Westminster Bank PLC
- 2003-07-10🏢Company incorporatedAs AUTO TECHNICS (NW) LIMITED
- 2003-07-10➕CROSS, Helen appointedsecretary
- 2003-07-10➕CROSS, Raymond Christopher appointeddirector
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 66 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Raymond Christopher Cross Individual · British · DOB 02/1960 · age 66 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 28/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · PR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A.F.L. (AUTOFACTORS) LIMITED→ 01202420 · est 1975 · no financials extracted | — | — | — | — | 51y | — | — |
| APEX THEORY LIMITED→ 16560603 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ASGWESTCOAST LTD→ 15578916 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ASHBY MOTORS LTD→ 13266441 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ASHTON REPAIR CENTRE LTD→ 16732178 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AUDIO PRODUCTS LIMITED→ 02950815 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| AUTO DENT REMOVAL LTD→ 15954030 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AUTO ELEMENTS LTD→ 07321243 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| AUTO HUB GROUP TARLETON LTD→ 16797071 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AUTO SALVAGE INTERNATIONAL LIMITED→ 08085942 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| AUTOCENTRE LIMITED→ 05948582 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| AUTOCLARITYDIRECT LTD→ 12220084 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-07-10
Jurisdictionengland-wales
Primary SIC45200 — SIC 45200
Registered office
71 London Street
Southport
Merseyside
PR9 0TX
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-08-14
Last: 2025-07-31
Officers (4 active · 0 resigned)
Active
CROSS, Francis Thomas→
Activedirector · ~35y · appointed 2021-01-01
View their other companies + combined net worth →
CROSS, Helen→
Activedirector · ~62y · appointed 2025-07-31
View their other companies + combined net worth →
CROSS, Raymond Christopher→
Activedirector · ~66y · appointed 2003-07-10
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
4
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | InterBay Interbay Funding Limited | A registered charge | 3 properties | 06/10/2017 | — | |
| outstanding | InterBay Interbay Funding Limited | A registered charge | 2 properties | 06/10/2017 | — | |
| outstanding | InterBay Interbay Funding Limited | A registered charge | 3 properties | 06/10/2017 | — | |
| outstanding | InterBay Interbay Funding Limited | A registered charge | 2 properties | 06/10/2017 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 01/09/2004 | 06/11/2017 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (68 total)
capital-name-of-class-of-shares
capital · SH08
2025-08-04
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-01
change-person-director-company-with-change-date
officers · CH01
2025-07-31
change-person-secretary-company-with-change-date
officers · CH03
2025-07-31
appoint-person-director-company-with-name-date
officers · AP01
2025-07-31
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-10
change-person-director-company-with-change-date
officers · CH01
2025-04-09
change-person-director-company-with-change-date
officers · CH01
2025-04-08
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-10
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-11
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-29
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-12