ALL CLOTHING & PROTECTION LIMITED
🌳Matureactive
04841687 · ltd · incorporated 2003-07-22
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£49.6k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Wholesale of clothing and footwear
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -55% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 22.6y
30/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 22.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 7 with DOB)
86
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
113 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £49,563
Net assets shrinking
Down £39,770 YoY
Cash draining
Cash down 55% YoY
Cash YoY
-55%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£45k
↓ 55% YoY
Net Worth
£50k
↓ 45% YoY
Current Assets
£202k
↓ 22% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £74.4k | £141.8k |
| Current assets | £201.7k | £260.0k |
| Cash | £45.0k | £99.3k |
| Debtors | £43.6k | £52.1k |
| Net assets | £49.6k | £89.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2025-10-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-07-23📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-22➕DAWSON, Victoria Rachelle Emma appointeddirector
- 2024-07-22➕LACEY, Calum Martin appointeddirector
- 2023-11-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-07-08📄change-person-director-company-with-change-dateofficers · CH01
- 2018-08-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-02-13📄capital-cancellation-sharescapital · SH06
- 2018-02-13📄capital-return-purchase-own-sharescapital · SH03
- 2017-12-31➖WHALE, Colin Robert resigneddirector
- 2010-05-18➖LAWSON, Patrick Melfort resigneddirector
- 2010-03-11🔒Charge registered #2Lender: GENER8 Finance Limited
- 2010-02-26🔓Charge satisfied #1
- 2008-04-06➖REGENT CORPORATE SECRETARIES LTD resignedcorporate-secretary
- 2008-03-11➕LACEY, Russell appointeddirector
- 2008-03-11➖BETTINI, Franco resigneddirector
- 2008-03-11➕LAWSON, Patrick Melfort appointeddirector
- 2008-03-11➕WHALE, Colin Robert appointeddirector
- 2005-06-30➖PENMAN, Jane Ann resignedsecretary
- 2005-06-30➕REGENT CORPORATE SECRETARIES LTD appointedcorporate-secretary
- 2005-06-30➕BETTINI, Franco appointeddirector
- 2005-06-30➖PENMAN, Neville Stuart resigneddirector
- 2003-11-05🔒Charge registered #1Lender: Lloyds Tsb Commercial Finance Limited Trading as Alex Lawrie Factors
- 2003-07-22🏢Company incorporatedAs ALL CLOTHING & PROTECTION LIMITED
- 2003-07-22➕PENMAN, Jane Ann appointedsecretary
- 2003-07-22➕PENMAN, Neville Stuart appointeddirector
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
43/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondary12+ year tenure: Director in role 18 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Russell Lacey Individual · British · DOB 07/1975 · age 51 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
1 historic (ceased) PSC
- Mr Colin Robert Whaleceased 31/12/2017· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · SO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A T H MACHINERY LTD→ 12142572 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A&T INSTRUMENTS LTD→ 09487375 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ABSOLUTE BOARD CO. LIMITED→ 08130948 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| AFRO HEIGHTS LTD→ 15904460 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALEPEN LIMITED→ 10872155 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ALEXANDER COMMERCE LIMITED→ 16925661 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALL THE LITTLE NEEDS LTD→ 14497020 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALLKA LTD→ 16374881 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALPHA COOP AFRICAN GROCERIES LTD→ 15911228 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AMBA GROUP LTD→ 11176601 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AMBIKA TRADING LIMITED→ 16522053 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMEDICA GROUP LTD→ 12292956 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-07-22
Jurisdictionengland-wales
Primary SIC46420 — Wholesale of clothing and footwear
Registered office
Units 6 & 7 Manor Park Industrial Estate
Station Road South Totton
Southampton
SO4O 9HP
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-15
Last: 2025-07-01
Officers (3 active · 6 resigned)
DAWSON, Victoria Rachelle Emma→
Activedirector · ~42y · appointed 2024-07-22
View their other companies + combined net worth →
LACEY, Calum Martin→
Activedirector · ~29y · appointed 2024-07-22
View their other companies + combined net worth →
LACEY, Russell→
Activedirector · ~51y · appointed 2008-03-11
View their other companies + combined net worth →
PENMAN, Jane Ann→
Resignedsecretary · appointed 2003-07-22 · resigned 2005-06-30
REGENT CORPORATE SECRETARIES LTD→
Resignedcorporate-secretary · appointed 2005-06-30 · resigned 2008-04-06
BETTINI, Franco→
Resigneddirector · ~79y · appointed 2005-06-30 · resigned 2008-03-11
LAWSON, Patrick Melfort→
Resigneddirector · ~67y · appointed 2008-03-11 · resigned 2010-05-18
PENMAN, Neville Stuart→
Resigneddirector · ~75y · appointed 2003-07-22 · resigned 2005-06-30
WHALE, Colin Robert→
Resigneddirector · ~78y · appointed 2008-03-11 · resigned 2017-12-31
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | GENER8 Finance GENER8 Finance Limited | Debenture | 1 property | 11/03/2010 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Commercial Finance Limited Trading as Alex Lawrie Factors | All assets debenture | 1 property | 05/11/2003 | 26/02/2010 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (113 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-07-23
change-person-director-company-with-change-date
officers · CH01
2024-07-23
appoint-person-director-company-with-name-date
officers · AP01
2024-07-23
appoint-person-director-company-with-name-date
officers · AP01
2024-07-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-25