ALAN. C. MURRAY FINANCIAL INFORMATION LIMITED
💤Zombieactive
04851213 · ltd · incorporated 2003-07-30
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2026
Net worth
£2
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Life insurance
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 1 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
55 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £2
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£2
~ YoY
Current Assets
£6k
↑ 130% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2026-03-31 | 2025-03-31 |
|---|---|---|
| Total assets | £2 | £2 |
| Current assets | £5.9k | £2.5k |
| Net assets | £2 | £2 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
3
filings
- • 2 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
- 2026-05-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-12-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-12-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-04-05📄capital-allotment-sharescapital · SH01
- 2016-12-23📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-12-21📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2003-07-30🏢Company incorporatedAs ALAN. C. MURRAY FINANCIAL INFORMATION LIMITED
- 2003-07-30➕MURRAY, Susan appointedsecretary
- 2003-07-30➕MURRAY, Alan Christopher appointeddirector
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "MURRAY" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +No director turnover: Company is 23 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
75/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alan Christopher Murray Individual · British · DOB 12/1974 · age 52 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · L postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 23 SPV LTD→ 12855808 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 9 GT LTD→ 14746818 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ABRAMS INVESTMENTS LTD→ 15336300 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AFFINITY FINANCIAL AWARENESS LIMITED→ 05246999 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| AFM BUSINESS GROWTH LIMITED→ 10829228 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AFM SEED FUND LTD.→ 05303817 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| AFM SMALL FIRMS FUND LIMITED→ 04275276 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| AGE CONCERN LIVERPOOL (SERVICES) LIMITED→ 02118327 · est 1987 · no financials extracted | — | — | — | — | 39y | — | — |
| AILIST (HOLDINGS) LIMITED→ 12265957 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AIVESTA LTD→ 15771537 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AL-DAHR CAPITAL LTD→ 14789486 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ALASTAIR SAVILLE FINANCIAL SERVICES LTD→ 07110796 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-07-30
Jurisdictionengland-wales
Primary SIC65110 — Life insurance
Registered office
171 Liverpool Road South
Burscough
Ormskirk
Lancashire
L40 7RE
Filing status
Accounts
Next due: 2027-12-31
Last made up to: 2026-03-31
Confirmation statement
Next due: 2027-04-14
Last: 2026-03-31
Officers (2 active · 0 resigned)
Active
MURRAY, Alan Christopher→
Activedirector · ~52y · appointed 2003-07-30
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (55 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-05-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-07
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-01
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-09
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2022-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-10