ANDREW HEATH LIMITED

🌳Matureactive
04867728 · ltd · incorporated 2003-08-15
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 22.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£285.9k
book net assets
Opportunity
77/100
Strong
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What this business does
Primary activity: SIC 45190
Sector: Wholesale & retail
ALSO REGISTERED FOR
  • 45320Retail trade of motor vehicle parts and accessories
  • 49410Freight transport by road
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

1 live charge · oldest 22.4y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 22.4 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
52 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £285,931
Net assets shrinking
Down £533 YoY
Cash YoY
+64%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£158k
↑ 64% YoY
Net Worth
£286k
~ YoY
Current Assets
£608k
↓ 1.9% YoY
Current Liabilities
—
£0£124k£248k£372k£496k£620kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Total assets£316.5k£313.7k
Current assets£608.5k£620.1k
Cash£158.0k£96.3k
Debtors£30.7k£36.6k
Net assets£285.9k£286.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2026-02-12
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  2. 2026-02-12
    🔓
    Charge satisfied #1
  3. 2025-06-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-04-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-07-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-06-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-03-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2020-09-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2019-08-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-05-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2017-06-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2016-10-21
    📄
    appoint-person-director-company-with-name
    officers · AP01
  13. 2016-10-20
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2016-10-05
    ➕
    HEATH, Helen Alison appointed
    director
  15. 2016-03-22
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2015-09-10
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2015-03-16
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  18. 2003-12-15
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  19. 2003-08-15
    🏢
    Company incorporated
    As ANDREW HEATH LIMITED
  20. 2003-08-15
    ➕
    HEATH, Helen Alison appointed
    secretary
  21. 2003-08-15
    ➕
    HEATH, Andrew Edward appointed
    director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "HEATH" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Helen Alison Heath
Individual · British · DOB 02/1970 · age 56
25–50%
—25-50% shares15/08/2016
Mr Andrew Edward Heath
Individual · British · DOB 12/1971 · age 55
——sig. influencesignificant influence15/08/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-08-15
Jurisdictionengland-wales
Primary SIC45190 — SIC 45190

Registered office

Alexandra House
74 Moorland Road Burslem
Stoke On Trent
Staff
ST6 1DY

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-08-29
Last: 2025-08-15

Officers (3 active · 0 resigned)

HEATH, Helen Alison→
secretary · appointed 2003-08-15
View their other companies + combined net worth →
Active
HEATH, Andrew Edward→
director · ~55y · appointed 2003-08-15
View their other companies + combined net worth →
Active
HEATH, Helen Alison→
director · ~56y · appointed 2016-10-05
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
National Westminster Bank
National Westminster Bank PLC
Debenture1 property15/12/200312/02/2026

Recent filings (52 total)

mortgage-satisfy-charge-full
mortgage · MR04
2026-02-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-08-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-08-30