4LIFE FINANCIAL PLANNING LTD
Opportunity 71/100 (strong), bankability 65/100. Strong seller-intent signal (78/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (70/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 2 accounts
Corporate timeline (28 events)Click to expand
- 2026-03-14📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2025-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-05-28📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2025-05-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-07-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-30📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2019-12-30📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2019-12-30📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2019-12-30📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2018-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-08-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2008-05-20➖YIALLOURIS, Frank resignedsecretary
- 2007-05-11➖KARASAVVAS, Olivia Emma resignedsecretary
- 2007-05-11➕YIALLOURIS, Frank appointedsecretary
- 2006-08-16➖PETTETT, Jeffrey Leonard resignedsecretary
- 2006-03-03➕KARASAVVAS, Olivia Emma appointedsecretary
- 2004-08-27➖KARASAVVAS, Olivia Emma resignedsecretary
- 2004-08-27➕PETTETT, Jeffrey Leonard appointedsecretary
- 2003-08-20➕KARASAVVAS, Olivia Emma appointedsecretary
- 2003-08-20➖MACARTHUR, Alan David resignedsecretary
- 2003-08-15🏢Company incorporatedAs 4LIFE FINANCIAL PLANNING LTD
- 2003-08-15➕GEORGE, Anthony appointeddirector
- 2003-08-15➕MACARTHUR, Alan David appointedsecretary
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 65 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high · 1 lowAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-06-08
Multiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Anthony George Individual · British · DOB 06/1961 · age 65 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 5 resigned)
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