BOX LEGAL LIMITED
🌳Matureactive
04871657 · ltd · incorporated 2003-08-19
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 22.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
ALSO REGISTERED FOR
- 69109Activities of patent and copyright agents; other legal activities
Investor take
PursueActive trading company with a 69-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 22.0y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 22.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 2 with DOB)
77
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
91 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Average employees | 1200 | 1300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-05-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-15📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-04-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-01📄change-person-director-company-with-change-dateofficers · CH01
- 2018-12-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-08-20📄capital-allotment-sharescapital · SH01
- 2018-07-03📄accounts-with-accounts-type-fullaccounts · AA
- 2017-08-30📄accounts-with-accounts-type-fullaccounts · AA
- 2017-08-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-08-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2005-11-02➕PINNER, Simon Solomon appointedsecretary
- 2005-11-02➖MORRIS, Daniel Edward resignedsecretary
- 2004-06-01🔒Charge registered #1Lender: Hsbc Bank PLC
- 2004-01-20➕MORRIS, Daniel Edward appointeddirector
- 2004-01-20➕PINNER, Simon Solomon appointeddirector
- 2004-01-20➕MORRIS, Daniel Edward appointedsecretary
- 2004-01-20➖ABERGAN REED NOMINEES LIMITED resignedcorporate-nominee-secretary
- 2004-01-20➖ABERGAN REED LIMITED resignedcorporate-nominee-director
- 2003-08-19🏢Company incorporatedAs BOX LEGAL LIMITED
- 2003-08-19➕ABERGAN REED NOMINEES LIMITED appointedcorporate-nominee-secretary
- 2003-08-19➕ABERGAN REED LIMITED appointedcorporate-nominee-director
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 69 — succession pressure is live.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Simon Solomon Pinner Individual · British · DOB 05/1957 · age 69 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Daniel Edward Morris Individual · British · DOB 10/1969 · age 57 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CM postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BEHUMAN.INVESTMENTS LTD→ 16586969 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BHAIRAVAX LTD→ 16436744 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BISHOPSCOURT FINANCIAL HOLDINGS LIMITED→ 01793182 · est 1984 · no financials extracted | — | — | — | — | 42y | — | — |
| BLACKSWANOBSIDIAN.INSURE LTD→ 16595503 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BLACKSWANOBSIDIAN.MORTGAGE LTD→ 16595295 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BLOCK AND RESERVE LTD→ 16841307 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BOND LEGACY PROPERTY GROUP LIMITED→ 16274042 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BPJ MANAGEMENT LTD→ 09777406 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BPJ WEALTH UK LIMITED→ 16057981 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BRADLEY JONES LTD→ 06206092 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| BRAN INVESTMENTS LIMITED→ 10271654 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BRANKFLEET ADVISORS LTD→ 11400605 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-08-19
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
2nd Floor Westgate House
Harlow
Essex
CM20 1YS
England
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-09-30
Last: 2025-09-16
Officers (3 active · 3 resigned)
PINNER, Simon Solomon→
Activesecretary · appointed 2005-11-02
View their other companies + combined net worth →
MORRIS, Daniel Edward→
Activedirector · ~57y · appointed 2004-01-20
View their other companies + combined net worth →
PINNER, Simon Solomon→
Activedirector · ~69y · appointed 2004-01-20
View their other companies + combined net worth →
MORRIS, Daniel Edward→
Resignedsecretary · appointed 2004-01-20 · resigned 2005-11-02
ABERGAN REED NOMINEES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2003-08-19 · resigned 2004-01-20
ABERGAN REED LIMITED→
Resignedcorporate-nominee-director · appointed 2003-08-19 · resigned 2004-01-20
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Bank PLC | Debenture | 1 property | 01/06/2004 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (91 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-16
change-person-director-company-with-change-date
officers · CH01
2024-04-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-04-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-29