BUCKINGHAM MORTGAGE SERVICES LIMITED

💤Zombieactive
04887139 · ltd · incorporated 2003-09-04
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 78-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 78). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (55/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (1 active, 4 linked, 1 with DOB)
75
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
57 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-05-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-05-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-06-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-09-05
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2023-05-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-05-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-05-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2020-05-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2019-05-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-09-07
    ➖
    HARROWING, Susan Rose resigned
    secretary
  11. 2018-09-07
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  12. 2018-08-28
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2018-05-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-06-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2016-05-31
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2015-09-16
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2003-09-04
    🏢
    Company incorporated
    As BUCKINGHAM MORTGAGE SERVICES LIMITED
  18. 2003-09-04
    ➕
    BUCKINGHAM, Geoffrey appointed
    director
  19. 2003-09-04
    ➕
    HARROWING, Susan Rose appointed
    secretary
  20. 2003-09-04
    ➕
    LONDON LAW SECRETARIAL LIMITED appointed
    corporate-nominee-secretary
  21. 2003-09-04
    ➖
    LONDON LAW SECRETARIAL LIMITED resigned
    corporate-nominee-secretary
  22. 2003-09-04
    ➕
    LONDON LAW SERVICES LIMITED appointed
    corporate-nominee-director
  23. 2003-09-04
    ➖
    LONDON LAW SERVICES LIMITED resigned
    corporate-nominee-director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "BUCKINGHAM" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 78 — succession pressure is live.

Succession & seller-readiness

100/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Geoffrey Buckingham
Individual · British · DOB 02/1948 · age 78
75–100%
75–100%75-100% shares · 75-100% voting03/09/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-09-04
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

C/O S W Frankson & Co 364 High Street
Harlington
Hayes
UB3 5LF
England

Filing status

Accounts
Next due: 2027-12-31
Last made up to: 2026-03-31
Confirmation statement
Next due: 2026-09-16
Last: 2025-09-02

Officers (1 active · 3 resigned)

BUCKINGHAM, Geoffrey→
director · ~78y · appointed 2003-09-04
View their other companies + combined net worth →
Active
HARROWING, Susan Rose→
secretary · appointed 2003-09-04 · resigned 2018-09-07
Resigned
LONDON LAW SECRETARIAL LIMITED→
corporate-nominee-secretary · appointed 2003-09-04 · resigned 2003-09-04
Resigned
LONDON LAW SERVICES LIMITED→
corporate-nominee-director · appointed 2003-09-04 · resigned 2003-09-04
Resigned

Click a director name to see their full track record across all companies.

Recent filings (57 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-09-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-09-13