ANDREW JAMES ASSOCIATES LIMITED

🌳Matureactive

04892253 · ltd · incorporated 2003-09-09

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 20.1y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Aug 2025

Net worth

—

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Management consultancy activities other than financial management

Sector: Professional, scientific & technical

Investor take

Pursue

Active trading company with a 62-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (80/100, director aged 62). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 20.1y

70/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 20.1 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

4 charges (4/4 with lender, 4/4 with type)

Directors & officers

3 officers (3 active, 3 linked, 2 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

58 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-08-31	2024-08-31
Total assets	—	£1.05M
Current assets	—	£518.4k
Cash	—	£509.1k
Debtors	—	£9.3k
Net assets	—	£1.05M
Average employees	300	—

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (27 events)Click to expand

2026-05-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-30
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-05-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-05-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-12-28
📄
mortgage-satisfy-charge-full
mortgage · MR04
2018-12-28
📄
mortgage-satisfy-charge-full
mortgage · MR04
2018-12-28
🔓
Charge satisfied #2
2018-12-28
🔓
Charge satisfied #1
2018-12-13
📄
mortgage-satisfy-charge-full
mortgage · MR04
2018-12-13
📄
mortgage-satisfy-charge-full
mortgage · MR04
2018-12-13
🔓
Charge satisfied #4
2018-12-13
🔓
Charge satisfied #3
2018-05-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-05-29
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-05-26
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-03-20
🔒
Charge registered #4
Lender: Barclays Bank PLC
2014-02-12
🔒
Charge registered #3
Lender: Barclays Bank PLC
2007-05-21
🔒
Charge registered #2
Lender: National Westminster Bank PLC
2006-06-28
🔒
Charge registered #1
Lender: National Westminster Bank PLC
2003-09-09
🏢
Company incorporated
As ANDREW JAMES ASSOCIATES LIMITED
2003-09-09
➕
O'SHEA, Caroline Joy appointed
secretary
2003-09-09
➕
O'SHEA, Andrew James appointed
director
2003-09-09
➕
O'SHEA, Caroline Joy appointed
director

Owner dependency

84/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 62 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

76/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mr Andrew James O'Shea Individual · British · DOB 12/1965 · age 61	25–50%	—	25-50% shares	09/09/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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ALPHA CONSULTANCY MS LIMITED→ 14708999 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
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ANCHOR DESIGN LIMITED→ 11148229 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
ANCHORAGE CONSULTING SERVICES LTD→ 12024101 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
AND TECHNICAL SERVICES LIMITED→ 03236928 · est 1996 · no financials extracted	—	—	—	—	29y	—	—
ANDAR CONSULTING LIMITED→ 13386363 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
ANDNOWDELIVER LIMITED→ 12701100 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
ANDREW AGER CONSULTING LIMITED→ 11564664 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
ANDREW BURGESS PLANNING LTD→ 14417683 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
ANDREW HODGSON PRODUCT DESIGN LIMITED→ 12386562 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
ANDREW JENVEY LIMITED→ 10018541 · est 2016 · no financials extracted	—	—	—	—	10y	—	—
ANDREW JENVEY PROBATE LIMITED→ 11946109 · est 2019 · no financials extracted	—	—	—	—	7y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2003-09-09

Jurisdictionengland-wales

Primary SIC70229 — Management consultancy activities other than financial management

Registered office

2 Butlers Close

Lockerley

Romsey

SO51 0LY

Filing status

Accounts

Next due: 2027-05-31

Last made up to: 2025-08-31

Confirmation statement

Next due: 2026-09-23

Last: 2025-09-09

Officers (3 active · 0 resigned)

O'SHEA, Caroline Joy→

secretary · appointed 2003-09-09

View their other companies + combined net worth →

Active

O'SHEA, Andrew James→

director · ~61y · appointed 2003-09-09

View their other companies + combined net worth →

Active

O'SHEA, Caroline Joy→

director · ~62y · appointed 2003-09-09

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:4 of 4 shown

		Type	Properties
satisfied	Barclays Barclays Bank PLC	A registered charge	1 property	20/03/2015	13/12/2018
satisfied	Barclays Barclays Bank PLC	A registered charge	1 property	12/02/2014	13/12/2018
satisfied	National Westminster Bank National Westminster Bank PLC	Legal charge	1 property	21/05/2007	28/12/2018
satisfied	National Westminster Bank National Westminster Bank PLC	Legal charge	1 property	28/06/2006	28/12/2018