A G F FIRE PROTECTION LTD
🌳Matureactive
04901740 · ltd · incorporated 2003-09-17
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
1 live charge · oldest 6.3y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
67 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Average employees | 1800 | 1700 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-02-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-02-13🔒Charge registered #1Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
- 2019-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-05-23📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-08-12📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-09-23📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-07-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2015-04-27📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2013-09-16➕LAMBERT, Janine appointeddirector
- 2003-09-22➕LAMBERT, Janine appointedsecretary
- 2003-09-22➕LAMBERT, Kieran Daniel appointeddirector
- 2003-09-18➖FORM 10 SECRETARIES FD LTD resignedcorporate-nominee-secretary
- 2003-09-18➖FORM 10 DIRECTORS FD LTD resignedcorporate-nominee-director
- 2003-09-17🏢Company incorporatedAs A G F FIRE PROTECTION LTD
- 2003-09-17➕FORM 10 SECRETARIES FD LTD appointedcorporate-nominee-secretary
- 2003-09-17➕FORM 10 DIRECTORS FD LTD appointedcorporate-nominee-director
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Kieran Daniel Lambert Individual · British · DOB 03/1977 · age 49 | 25–50% | — | 25-50% shares | 17/09/2016 |
Mrs Janine Lambert Individual · British · DOB 05/1974 · age 52 | 25–50% | — | 25-50% shares | 17/09/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · SG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A FRANCIS LTD→ 04671036 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| A.D. BLY AIRCRAFT LEASING LIMITED→ 04006731 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| ACADEMY NOW LTD→ 14677106 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ACATILIA LTD→ 09118489 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ACE OF TREES LTD→ 12550539 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ACS GROUNDWORKS LTD→ 10525017 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACS INVESTMENT (LONDON) LIMITED→ 16571009 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AD PROPERTIES INDIA LIMITED→ 16029522 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADELPHI FUNDING LIMITED→ 04088101 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| ADHD CLUB LIMITED→ 15605878 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ADI NO2 MANAGEMENT LIMITED→ 11384250 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ADMINISTRATION (WELLINGBOROUGH) LIMITED→ 00934607 · est 1968 · no financials extracted | — | — | — | — | 57y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-09-17
Jurisdictionengland-wales
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
Niall House, Unit B
24-26 Boulton Road
Stevenage
Hertfordshire
SG1 4QX
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-10-01
Last: 2025-09-17
Officers (3 active · 2 resigned)
Active
LAMBERT, Janine→
Activedirector · ~52y · appointed 2013-09-16
View their other companies + combined net worth →
LAMBERT, Kieran Daniel→
Activedirector · ~49y · appointed 2003-09-22
View their other companies + combined net worth →
FORM 10 SECRETARIES FD LTD→
Resignedcorporate-nominee-secretary · appointed 2003-09-17 · resigned 2003-09-18
FORM 10 DIRECTORS FD LTD→
Resignedcorporate-nominee-director · appointed 2003-09-17 · resigned 2003-09-18
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111) | A registered charge | — | 13/02/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (67 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-06-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-02-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-09-25