B&C REDEVELOPMENT LTD
💤Zombieactive
04912398 · ltd · incorporated 2003-09-26
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£170.1k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Management of real estate on a fee or contract basis
Sector: Real estate
Investor take
Special-situation opportunityDistressed property with salvageable qualities — special-situations priority.
Opportunity 71/100 (strong), bankability 47/100. Strong seller-intent signal (65/100, director aged 64). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (53/100).
🏦
Refinance opportunity
31 live charges · 4 lenders · oldest 20.9y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 20.9 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
31 charges (31/31 with lender, 31/31 with type)
90
Directors & officers
5 officers (2 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
131 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £170,145
Cash YoY
+22935%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£18k
↑ 22935% YoY
Net Worth
£170k
↑ 9.3% YoY
Current Assets
£49k
↑ 40% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £634.6k | £620.0k |
| Current assets | £49.4k | £35.3k |
| Cash | £18.0k | £78 |
| Debtors | £31.5k | £35.3k |
| Net assets | £170.1k | £155.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 mortgage
Last 90 days
2
filings
- • 2 mortgage
Last 180 days
4
filings
- • 3 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (90 events)Click to expand
- 2026-04-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-28🔓Charge satisfied #14
- 2026-04-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-17🔒Charge registered #31Lender: Kensington Mortgage Company Limited
- 2026-01-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-12-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-08🔒Charge registered #30Lender: Kensington Mortgage Company Limited
- 2025-09-23📄resolutionresolution · RESOLUTIONS
- 2025-09-23📄memorandum-articlesincorporation · MA
- 2025-01-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-25🔓Charge satisfied #26
- 2024-04-25🔓Charge satisfied #25
- 2024-04-25🔓Charge satisfied #24
- 2024-04-25🔓Charge satisfied #22
- 2024-04-25🔓Charge satisfied #21
- 2024-04-25🔓Charge satisfied #19
- 2024-04-25🔓Charge satisfied #15
- 2024-04-25🔓Charge satisfied #13
- 2024-04-25🔓Charge satisfied #12
- 2024-04-25🔓Charge satisfied #11
- 2024-04-25🔓Charge satisfied #10
- 2024-04-25🔓Charge satisfied #9
- 2024-04-25🔓Charge satisfied #7
- 2024-04-25🔓Charge satisfied #8
- 2024-04-25🔓Charge satisfied #6
- 2024-04-25🔓Charge satisfied #5
- 2024-04-25🔓Charge satisfied #3
- 2024-04-25🔓Charge satisfied #2
- 2024-04-25🔓Charge satisfied #1
- 2010-09-02➖CAMPBELL, Mark resigneddirector
- 2009-01-28🔓Charge satisfied #29
- 2008-08-27🔓Charge satisfied #18
- 2008-07-28🔒Charge registered #29Lender: Royal Bank of Scotland PLC
- 2008-06-05🔒Charge registered #28Lender: Mortgage Express
Showing most recent 50 of 90 events
Owner dependency
93/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
90/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high · 1 med ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-05-15
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Surinderpal Singh Bajwa Individual · British · DOB 02/1962 · age 64 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
1 historic (ceased) PSC
- Amarjit Kaurceased 11/10/2022· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · CV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 101 PROPCO LIMITED→ 13590114 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 103 WESTWOOD LTD→ 13133435 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 12PD LIMITED→ 15336294 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 13 WILLES ROAD MANAGEMENT LIMITED→ 03518429 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
| 131 ADDISON ROAD MANAGEMENT COMPANY LIMITED→ 06044842 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| 138 WISTASTON ROAD MANAGEMENT COMPANY LIMITED→ 09376187 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| 2 FD PROPERTIES LIMITED→ 15676813 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 2 GUILD STREET PARKING LIMITED→ 12372178 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 2 LYNTON ROAD LTD→ 15986889 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 21ST CENTURY HOUSING LIMITED→ 04416950 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| 223 PUTNEY BRIDGE ROAD (MANAGEMENT COMPANY) LIMITED→ 04242900 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| 23 BRAYWICK ROAD 2 LTD→ 16934041 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-09-26
Jurisdictionengland-wales
Primary SIC68320 — Management of real estate on a fee or contract basis
Registered office
95 Allesley Old Road
Coventry
West Midlands
CV5 8DB
England
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-05-15OVERDUE
Last: 2025-05-01
Officers (2 active · 3 resigned)
BAJWA, Surinderpal Singh→
Activesecretary · appointed 2003-10-07
View their other companies + combined net worth →
BAJWA, Surinderpal Singh→
Activedirector · ~64y · appointed 2003-10-07
View their other companies + combined net worth →
CREDITREFORM (SECRETARIES) LIMITED→
Resignedcorporate-secretary · appointed 2003-09-26 · resigned 2003-10-07
CAMPBELL, Mark→
Resigneddirector · ~63y · appointed 2003-10-07 · resigned 2010-09-02
CREDITREFORM LIMITED→
Resignedcorporate-director · appointed 2003-09-26 · resigned 2003-10-07
Click a director name to see their full track record across all companies.
Mortgages & charges
31
Total charges
4
Outstanding
2
Active lenders
Status:Lender:31 of 31 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 17/04/2026 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 08/12/2025 | — | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Legal charge | 1 property | 28/07/2008 | 28/01/2009 | |
| outstanding | Mortgage Express | Mortgage | 1 property | 05/06/2008 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 27/09/2007 | 24/04/2008 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 17/09/2007 | 25/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 13/06/2007 | 25/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 01/06/2007 | 25/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 13/04/2007 | 08/11/2007 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 16/03/2007 | 25/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 16/02/2007 | 25/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 07/02/2007 | 22/06/2007 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 09/10/2006 | 25/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 28/07/2006 | 27/08/2008 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 28/07/2006 | 06/02/2007 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 07/07/2006 | 27/03/2007 | |
| satisfied | Mortgage Express | Mortgage | 1 property | 03/07/2006 | 28/04/2026 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 23/06/2006 | 25/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 09/06/2006 | 25/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 31/03/2006 | 25/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 30/03/2006 | 25/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 25/11/2005 | 25/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 02/11/2005 | 25/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 19/10/2005 | 25/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 12/10/2005 | 25/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 07/10/2005 | 25/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 28/09/2005 | 25/04/2024 | |
| outstanding | Mortgage Express | Mortgage deed | 1 property | 21/09/2005 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 26/08/2005 | 25/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 23/08/2005 | 25/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 08/06/2005 | 25/04/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (131 total)
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-09
resolution
resolution · RESOLUTIONS
2025-09-23
memorandum-articles
incorporation · MA
2025-09-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-17
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-25
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-25
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-25
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-25
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-25
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-25