ACCESS ASSOCIATES LIMITED
🌳Matureactive
04924239 · ltd · incorporated 2003-10-07
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 21.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£277.0k
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Other professional, scientific and technical activities n.e.c.
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: active trading company with exceptional profile and bankable structure.
Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 21.1y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 21.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 2 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
58 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £277,045
Cash YoY
+67%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£39k
↑ 67% YoY
Net Worth
£277k
↑ 12% YoY
Current Assets
£126k
↑ 37% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £329.9k | £300.3k |
| Current assets | £126.3k | £92.4k |
| Cash | £39.0k | £23.3k |
| Debtors | £87.3k | £69.1k |
| Net assets | £277.0k | £247.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2025-11-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-04-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-06📄capital-allotment-sharescapital · SH01
- 2023-04-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-06-13📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-06-28📄accounts-amended-with-accounts-type-total-exemption-smallaccounts · AAMD
- 2016-06-20📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2011-10-01➖CLIFFE, Gary Noel resignedsecretary
- 2011-03-31➕THORNTON, Bronwen Joan appointeddirector
- 2005-10-04➕CLIFFE, Gary Noel appointedsecretary
- 2005-10-04➖WALKER, Helena Bennington resignedsecretary
- 2005-06-13🔒Charge registered #1Lender: Capital Home Loans Limited
- 2003-10-07🏢Company incorporatedAs ACCESS ASSOCIATES LIMITED
- 2003-10-07➕WALKER, James John appointeddirector
- 2003-10-07➕WALKER, Helena Bennington appointedsecretary
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr James John Walker Individual · British · DOB 06/1967 · age 59 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/10/2016 |
Ms Bronwen Joan Thornton Individual · British · DOB 03/1967 · age 59 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/10/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · GL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A J WILLIAMS SOLUTIONS LIMITED→ 06099365 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| ADVANITI ASSOCIATES LIMITED→ 15981465 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AFM49 LTD→ 05038283 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| AG BUSINESS CONSULTANCY LTD→ 15668879 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AGBABI LIMITED→ 11570773 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AGITATE LTD→ 14366772 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AGRARIAN LIMITED→ 04097559 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| AGRIMATICS RENTAL LIMITED→ 16808726 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AGS DEVELOPMENT CONSULTANTS LTD→ 13590225 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AGUA DB LTD→ 10932206 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AH123 LIMITED→ 16141570 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AHBB CONSULTANCY LTD→ 14454343 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-10-07
Jurisdictionengland-wales
Primary SIC74909 — Other professional, scientific and technical activities n.e.c.
Registered office
24 Moorend Road
Cheltenham
Gloucestershire
GL53 0HD
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-10-21
Last: 2025-10-07
Officers (2 active · 2 resigned)
THORNTON, Bronwen Joan→
Activedirector · ~59y · appointed 2011-03-31
View their other companies + combined net worth →
WALKER, James John→
Activedirector · ~59y · appointed 2003-10-07
View their other companies + combined net worth →
CLIFFE, Gary Noel→
Resignedsecretary · appointed 2005-10-04 · resigned 2011-10-01
WALKER, Helena Bennington→
Resignedsecretary · appointed 2003-10-07 · resigned 2005-10-04
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Capital Home Loans Capital Home Loans Limited | Deed of charge | 1 property | 13/06/2005 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (58 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-07
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-12
capital-allotment-shares
capital · SH01
2024-02-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-09