CITYSTREETS LIMITED

🌳Matureactive
04925875 · ltd · incorporated 2003-10-08
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£777.6k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with exceptional profile and acceptable with review structure.

Opportunity 80/100 (exceptional), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

5 live charges · 3 lenders · oldest 18.4y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 18.4 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
8 officers (4 active, 8 linked, 5 with DOB)
83
Ownership & PSC
3 active PSC(s) of 4 total, 4 with control declared
90
Director network
Network not yet resolved
30
Filing history
103 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £777,645

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£778k
↑ 2.7% YoY
Current Assets
£51k
↓ 19% YoY
Current Liabilities
—
£0£156k£311k£467k£622k£778kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-03-312024-03-31
Total assets£1.09M£1.08M
Current assets£51.2k£63.5k
Net assets£777.6k£756.9k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (40 events)Click to expand
  1. 2025-12-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-10-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-10-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-08-29
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  5. 2023-08-29
    🔓
    Charge satisfied #3
  6. 2022-10-09
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  7. 2022-10-09
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  8. 2022-10-07
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2021-11-18
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  10. 2021-11-12
    🔒
    Charge registered #5
    Lender: Paragon Bank PLC
  11. 2021-10-31
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2021-10-25
    🔒
    Charge registered #4
    Lender: Paragon Bank PLC
  13. 2021-10-12
    📄
    capital-cancellation-shares
    capital · SH06
  14. 2021-05-25
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2021-05-25
    📄
    capital-return-purchase-own-shares
    capital · SH03
  16. 2021-05-25
    🔓
    Charge satisfied #2
  17. 2021-05-05
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2021-04-23
    ➖
    BAILEY, Christine Margaret resigned
    director
  19. 2021-04-23
    ➖
    BAILEY, Christopher Andrew resigned
    director
  20. 2021-04-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  21. 2021-04-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  22. 2020-10-16
    📄
    capital-cancellation-shares
    capital · SH06
  23. 2020-10-11
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  24. 2020-09-30
    📄
    capital-return-purchase-own-shares
    capital · SH03
  25. 2020-09-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  26. 2019-02-19
    🔓
    Charge satisfied #1
  27. 2016-06-09
    🔒
    Charge registered #3
    Lender: Yorkshire Building Society T/a Norwich & Peterborough Building Society
  28. 2016-06-09
    🔒
    Charge registered #2
    Lender: Yorkshire Building Society T/a Norwich & Peterborough Building Society
  29. 2008-01-21
    🔒
    Charge registered #1
    Lender: Harpenden Building Society
  30. 2007-01-04
    ➕
    BAILEY, Christine Margaret appointed
    director
  31. 2007-01-04
    ➕
    BAILEY, Christopher Andrew appointed
    director
  32. 2003-11-15
    ➕
    EDDLESTON, David Francis appointed
    secretary
  33. 2003-11-15
    ➕
    EDDLESTON, David Francis appointed
    director
  34. 2003-11-15
    ➕
    MORRIS, Jane Nicola appointed
    director
  35. 2003-11-15
    ➕
    MORRIS, Matthew appointed
    director
  36. 2003-10-13
    ➖
    FORM 10 SECRETARIES FD LTD resigned
    corporate-nominee-secretary
  37. 2003-10-13
    ➖
    FORM 10 DIRECTORS FD LTD resigned
    corporate-nominee-director
  38. 2003-10-08
    🏢
    Company incorporated
    As CITYSTREETS LIMITED
  39. 2003-10-08
    ➕
    FORM 10 SECRETARIES FD LTD appointed
    corporate-nominee-secretary
  40. 2003-10-08
    ➕
    FORM 10 DIRECTORS FD LTD appointed
    corporate-nominee-director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

70/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Matthew Morris
Individual · British · DOB 09/1972 · age 54
25–50%
25–50%25-50% shares · 25-50% voting23/04/2021
Mrs Jane Nicola Morris
Individual · British · DOB 12/1971 · age 55
25–50%
25–50%25-50% shares · 25-50% voting23/04/2021
Mr David Francis Eddleston
Individual · British · DOB 12/1966 · age 60
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
1 historic (ceased) PSC
  • Mrs Christine Margaret Baileyceased 26/08/2020· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-10-08
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

352 Chapeltown Road
Turton
Bolton
BL7 0EJ

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-22
Last: 2025-10-08

Officers (4 active · 4 resigned)

EDDLESTON, David Francis→
secretary · appointed 2003-11-15
View their other companies + combined net worth →
Active
EDDLESTON, David Francis→
director · ~60y · appointed 2003-11-15
View their other companies + combined net worth →
Active
MORRIS, Jane Nicola→
director · ~55y · appointed 2003-11-15
View their other companies + combined net worth →
Active
MORRIS, Matthew→
director · ~54y · appointed 2003-11-15
View their other companies + combined net worth →
Active
FORM 10 SECRETARIES FD LTD→
corporate-nominee-secretary · appointed 2003-10-08 · resigned 2003-10-13
Resigned
BAILEY, Christine Margaret→
director · ~56y · appointed 2007-01-04 · resigned 2021-04-23
Resigned
BAILEY, Christopher Andrew→
director · ~57y · appointed 2007-01-04 · resigned 2021-04-23
Resigned
FORM 10 DIRECTORS FD LTD→
corporate-nominee-director · appointed 2003-10-08 · resigned 2003-10-13
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
2
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property12/11/2021—
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property25/10/2021—
satisfied
Yorkshire Building Society T/a Norwich & Peterborough Building Society
A registered charge2 properties09/06/201629/08/2023
satisfied
Yorkshire Building Society T/a Norwich & Peterborough Building Society
A registered charge—09/06/201625/05/2021
satisfied
Harpenden Building Society
Mortgage1 property21/01/200819/02/2019
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (103 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-08
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-14
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-12
mortgage-satisfy-charge-full
mortgage · MR04
2023-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-09
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-10-09
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-10-09
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-11-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-10-31
confirmation-statement-with-updates
confirmation-statement · CS01
2021-10-20
capital-cancellation-shares
capital · SH06
2021-10-12