BAYFORD & CO LTD
🌳Matureactive
04928440 · ltd · incorporated 2003-10-10
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2024
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
ALSO REGISTERED FOR
- 70100Activities of head offices
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 79/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
6 live charges · 4 lenders · oldest 16.7y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 16.7 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
10 officers (4 active, 10 linked, 6 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
103 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-06-29 |
|---|---|
| Average employees | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 2 accounts
Counts from Companies House filing history.
Corporate timeline (44 events)Click to expand
- 2026-03-16📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2025-12-13📄accounts-with-accounts-type-groupaccounts · AA
- 2025-06-24📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-12-20📄accounts-with-accounts-type-groupaccounts · AA
- 2023-04-13📄accounts-with-accounts-type-groupaccounts · AA
- 2022-04-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-03-29➕HALL, Timothy Stevenson appointeddirector
- 2022-03-22📄accounts-with-accounts-type-groupaccounts · AA
- 2021-08-08📄accounts-with-accounts-type-groupaccounts · AA
- 2021-05-12📄memorandum-articlesincorporation · MA
- 2021-05-12📄resolutionresolution · RESOLUTIONS
- 2021-05-11📄capital-cancellation-sharescapital · SH06
- 2021-05-11📄capital-return-purchase-own-sharescapital · SH03
- 2020-07-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-07-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-07-24🔒Charge registered #6Lender: Barclays Bank PLC
- 2020-07-24🔒Charge registered #5Lender: Barclays Bank PLC
- 2020-06-11📄accounts-with-accounts-type-groupaccounts · AA
- 2019-07-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-07-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-07-02🔓Charge satisfied #3
- 2019-07-02🔓Charge satisfied #2
- 2019-01-08➕AUSTIN, Lindsay Elizabeth Mcphearson appointeddirector
- 2017-05-05🔓Charge satisfied #4
- 2017-03-14🔒Charge registered #4Lender: Lloyds Bank PLC
- 2013-09-09🔒Charge registered #3Lender: Svenska Handelsbanken Ab (Publ)
- 2013-09-09🔒Charge registered #2Lender: Svenska Handelsbanken Ab (Publ)
- 2013-08-30🔓Charge satisfied #1
- 2011-03-15➖SLATER, Elizabeth Anne resigneddirector
- 2010-08-13➖HALL, Philip Stephen resignedsecretary
- 2010-08-13➖HALL, Philip Stephen resigneddirector
- 2010-07-01➕RITCHIE, Christopher appointeddirector
- 2009-09-30➕SLATER, Elizabeth Anne appointeddirector
- 2009-09-30🔒Charge registered #1Lender: John Deacon Turner and Gordon Watson Acting as Agents and Security Trustees for and on Behalf of Themselves and the Noteholders (The “Security Trustees”)
- 2005-03-11➕HALL, Philip Stephen appointedsecretary
- 2005-03-11➕HALL, Philip Stephen appointeddirector
- 2005-03-10➖DEAN, Christopher Graham resignedsecretary
- 2004-01-05➕TURNER, Jonathan Charles Deacon appointeddirector
- 2004-01-05➕DEAN, Christopher Graham appointedsecretary
- 2004-01-05➖EVERSECRETARY LIMITED resignedcorporate-nominee-secretary
- 2004-01-05➖EVERDIRECTOR LIMITED resignedcorporate-nominee-director
- 2003-10-10🏢Company incorporatedAs BAYFORD & CO LTD
- 2003-10-10➕EVERSECRETARY LIMITED appointedcorporate-nominee-secretary
- 2003-10-10➕EVERDIRECTOR LIMITED appointedcorporate-nominee-director
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jonathan Charles Deacon Turner Individual · British · DOB 01/1966 · age 60 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · LS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 27DST LIMITED→ 16247410 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 3M PROPERT LIMITED→ 14013105 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 3ST PROPERTY LTD→ 09933115 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 4 PARK VILLAGE WEST LIMITED→ 15955774 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 44 CAPITAL LIMITED→ 13256056 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 46 ESTATES LIMITED→ 11964687 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 467 STREET LANE FREEHOLD LTD→ 15932712 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 4812 INVESTMENT LTD→ 14517701 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 4812 MANAGEMENT LTD→ 12320308 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 4D CAPITAL BIDCO (11) LIMITED→ 16710850 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4FHT LIMITED→ 11863377 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 5 STAR LIVING LIMITED→ 10364196 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-10-10
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Bowcliffe Hall
Bramham
Wetherby
West Yorkshire
LS23 6LP
Filing status
Accounts
Next due: 2026-09-28
Last made up to: 2024-06-29
Confirmation statement
Next due: 2026-11-16
Last: 2025-11-02
Officers (4 active · 6 resigned)
AUSTIN, Lindsay Elizabeth Mcphearson→
Activedirector · ~49y · appointed 2019-01-08
View their other companies + combined net worth →
HALL, Timothy Stevenson→
Activedirector · ~60y · appointed 2022-03-29
View their other companies + combined net worth →
RITCHIE, Christopher→
Activedirector · ~50y · appointed 2010-07-01
View their other companies + combined net worth →
TURNER, Jonathan Charles Deacon→
Activedirector · ~60y · appointed 2004-01-05
View their other companies + combined net worth →
DEAN, Christopher Graham→
Resignedsecretary · appointed 2004-01-05 · resigned 2005-03-10
HALL, Philip Stephen→
Resignedsecretary · appointed 2005-03-11 · resigned 2010-08-13
EVERSECRETARY LIMITED→
Resignedcorporate-nominee-secretary · appointed 2003-10-10 · resigned 2004-01-05
HALL, Philip Stephen→
Resigneddirector · ~66y · appointed 2005-03-11 · resigned 2010-08-13
SLATER, Elizabeth Anne→
Resigneddirector · ~61y · appointed 2009-09-30 · resigned 2011-03-15
EVERDIRECTOR LIMITED→
Resignedcorporate-nominee-director · appointed 2003-10-10 · resigned 2004-01-05
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
2
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | A registered charge | 4 properties | 24/07/2020 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | 2 properties | 24/07/2020 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 14/03/2017 | 05/05/2017 | |
| satisfied | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 09/09/2013 | 02/07/2019 | |
| satisfied | Svenska Handelsbanken Ab (Publ) | A registered charge | 2 properties | 09/09/2013 | 02/07/2019 | |
| satisfied | John Deacon Turner and Gordon Watson Acting as Agents and Security Trustees for and on Behalf of Themselves and the Noteholders (The “Security Trustees”) | Legal charge | 1 property | 30/09/2009 | 30/08/2013 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (103 total)
change-account-reference-date-company-previous-extended
accounts · AA01
2026-03-16
accounts-with-accounts-type-group
accounts · AA
2025-12-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-04
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-04
accounts-with-accounts-type-group
accounts · AA
2023-12-20
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-02
accounts-with-accounts-type-group
accounts · AA
2023-04-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-03
appoint-person-director-company-with-name-date
officers · AP01
2022-04-05
accounts-with-accounts-type-group
accounts · AA
2022-03-22
confirmation-statement-with-updates
confirmation-statement · CS01
2021-11-02
confirmation-statement-with-updates
confirmation-statement · CS01
2021-10-11
accounts-with-accounts-type-group
accounts · AA
2021-08-08
memorandum-articles
incorporation · MA
2021-05-12