FINANCE 21 LIMITED

💤Zombieactive
04930948 · ltd · incorporated 2003-10-14
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (1 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 7 total, 7 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
73 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees200200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2025-10-28
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  2. 2025-10-28
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  3. 2025-10-28
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  4. 2025-10-28
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  5. 2025-10-21
    TARRANT, Luke appointed
    director
  6. 2025-10-21
    HUNT, Gillian Elaine resigned
    secretary
  7. 2025-10-21
    HUNT, John Thomas resigned
    director
  8. 2025-10-21
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2025-10-21
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  10. 2025-10-21
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  11. 2025-10-21
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  12. 2025-10-21
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2025-10-21
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  14. 2025-07-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2025-04-14
    📄
    capital-cancellation-shares
    capital · SH06
  16. 2025-04-09
    📄
    resolution
    resolution · RESOLUTIONS
  17. 2025-04-09
    📄
    resolution
    resolution · RESOLUTIONS
  18. 2025-04-09
    📄
    capital-return-purchase-own-shares
    capital · SH03
  19. 2024-05-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2023-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2022-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  22. 2021-12-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  23. 2003-10-14
    🏢
    Company incorporated
    As FINANCE 21 LIMITED
  24. 2003-10-14
    HUNT, Gillian Elaine appointed
    secretary
  25. 2003-10-14
    OAKLEY SECRETARIAL SERVICES LIMITED appointed
    corporate-secretary
  26. 2003-10-14
    OAKLEY SECRETARIAL SERVICES LIMITED resigned
    corporate-secretary
  27. 2003-10-14
    HUNT, John Thomas appointed
    director
  28. 2003-10-14
    OAKLEY COMPANY FORMATION SERVICES LIMITED appointed
    corporate-director
  29. 2003-10-14
    OAKLEY COMPANY FORMATION SERVICES LIMITED resigned
    corporate-director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 med ·
2 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: HUNT, Gillian Elaine resigned 2025-10-21; HUNT, John Thomas resigned 2025-10-21

Group structure

Finance 21 (Holdings) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Finance 21 (Holdings) Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
FINANCE 21 LIMITED
This company · 04930948

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Finance 21 (Holdings) Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control21/10/2025
6 historic (ceased) PSCs
  • Mr John Thomas Huntceased 21/10/2025· 50-75% shares · 50-75% voting
  • Mrs Gillian Elaine Huntceased 21/10/2025· 25-50% shares · 25-50% voting
  • Mrs Gillian Elaine Huntceased 21/10/2025· 25-50% shares · 25-50% voting
  • Mr John Thomas Huntceased 09/10/2017· 50-75% shares · 50-75% voting · board control
  • Mr John Thomas Huntceased 21/10/2025· 50-75% shares · 50-75% voting · board control
  • Mrs Gillian Elaine Huntceased 09/10/2017· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-10-14
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Common Cottage
105 Old Hills Callow End
Worcester
WR2 4TQ

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-12
Last: 2025-10-29

Officers (1 active · 4 resigned)

TARRANT, Luke
director · ~39y · appointed 2025-10-21
View their other companies + combined net worth →
Active
HUNT, Gillian Elaine
secretary · appointed 2003-10-14 · resigned 2025-10-21
Resigned
OAKLEY SECRETARIAL SERVICES LIMITED
corporate-secretary · appointed 2003-10-14 · resigned 2003-10-14
Resigned
HUNT, John Thomas
director · ~74y · appointed 2003-10-14 · resigned 2025-10-21
Resigned
OAKLEY COMPANY FORMATION SERVICES LIMITED
corporate-director · appointed 2003-10-14 · resigned 2003-10-14
Resigned

Click a director name to see their full track record across all companies.

Recent filings (73 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-29
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-10-28
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-10-28
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-28
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-10-28
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-10-28
appoint-person-director-company-with-name-date
officers · AP01
2025-10-21
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-10-21
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-10-21
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-10-21
termination-director-company-with-name-termination-date
officers · TM01
2025-10-21
termination-secretary-company-with-name-termination-date
officers · TM02
2025-10-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-25
capital-cancellation-shares
capital · SH06
2025-04-14
resolution
resolution · RESOLUTIONS
2025-04-09