BALENS LIMITED
🌳Matureactive
04931050 · ltd · incorporated 2003-10-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 22.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueActive trading company with a 66-year-old founder — textbook succession opportunity.
Opportunity 74/100 (strong), bankability 85/100. Strong seller-intent signal (65/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 22.6y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 22.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
23 officers (5 active, 23 linked, 20 with DOB)
87
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
136 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 officers
Last 90 days
2
filings
- • 1 officers
- • 1 confirmation-statement
Last 180 days
4
filings
- • 2 officers
- • 2 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (70 events)Click to expand
- 2026-06-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-06-19➕JACKSON, Christopher Sidney David appointeddirector
- 2026-03-31➖BURGESS, Charles Anthony Edward resigneddirector
- 2026-03-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-15➖BROWN, Ryan Christopher resigneddirector
- 2026-01-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-09📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-29➖SCHOFIELD, Matthew Richard resigneddirector
- 2025-09-02📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-09-02📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-14📄legacyaccounts · PARENT_ACC
- 2025-08-14📄legacyother · AGREEMENT2
- 2025-08-14📄legacyother · GUARANTEE2
- 2025-08-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-06➕MANN, Jason Sheridan appointeddirector
- 2025-07-15➖GERADA, Paul Antony resigneddirector
- 2025-07-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-13📄second-filing-of-director-appointment-with-nameofficers · RP04AP01
- 2025-05-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-30➕HUDSON, Michael Steven appointeddirector
- 2025-01-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-29➕BROWN, Ryan Christopher appointeddirector
- 2024-11-22📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-21📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-21📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-21📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-21📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-21📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-09➕BULLEID, William Charles Allen appointeddirector
- 2024-10-21➖CHADWICK, Timothy John resigneddirector
- 2024-09-30➖JOHNSON, Paul Mark resigneddirector
- 2024-09-18➕SCHOFIELD, Matthew Richard appointeddirector
- 2024-09-13➖PAYNE, Joanne resigneddirector
- 2024-05-08➖WINKETT, David James resigneddirector
- 2024-05-01➕CLARK, Roy John appointeddirector
- 2024-04-23➕GERADA, Paul Antony appointeddirector
- 2024-03-08🔓Charge satisfied #3
- 2024-01-31➖MOUNTIFIELD, Nicholas David resigneddirector
- 2023-11-20➖MCMANUS, Brendan James resigneddirector
- 2023-11-13➕BURGESS, Charles Anthony Edward appointeddirector
- 2023-08-17➖BALEN, Joshua Michael resigneddirector
- 2023-08-01➖BALEN, David Edwin resigneddirector
- 2023-05-18➖BALEN, Joseph Lee resigneddirector
- 2023-05-15➕CHADWICK, Timothy John appointeddirector
- 2023-05-15➕JOHNSON, Paul Mark appointeddirector
- 2023-05-15➕MCMANUS, Brendan James appointeddirector
- 2023-03-21➕PAYNE, Joanne appointeddirector
- 2023-01-16➕WINKETT, David James appointeddirector
Showing most recent 50 of 70 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
Red flags
2 med ·3 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: BROWN, Ryan Christopher resigned 2026-01-15; BURGESS, Charles Anthony Edward resigned 2026-03-31; SCHOFIELD, Matthew Richard resigned 2025-09-29
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Pib Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Pib Group Limited
Corporate parent · holds 75-100% shares · board control
⬇
BALENS LIMITED
This company · 04931050
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Pib Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 11/10/2022 |
1 historic (ceased) PSC
- Mr David Edwin Balenceased 11/10/2022· 50-75% shares · 50-75% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| CHEQUES AND CHECKINS LTD→ 16887078 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-10-14
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
Rossington's Business Park
West Carr Road
Retford
Nottinghamshire
DN22 7SW
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-05-14
Last: 2026-04-30
Officers (5 active · 18 resigned)
BULLEID, William Charles Allen→
Activedirector · ~37y · appointed 2024-11-09
View their other companies + combined net worth →
CLARK, Roy John→
Activedirector · ~66y · appointed 2024-05-01
View their other companies + combined net worth →
HUDSON, Michael Steven→
Activedirector · ~33y · appointed 2025-04-30
View their other companies + combined net worth →
JACKSON, Christopher Sidney David→
Activedirector · ~38y · appointed 2026-06-19
View their other companies + combined net worth →
MANN, Jason Sheridan→
Activedirector · ~54y · appointed 2025-08-06
View their other companies + combined net worth →
BERNARD, Patricia Joan→
Resignedsecretary · appointed 2003-10-14 · resigned 2022-10-11
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 2003-10-14 · resigned 2003-10-14
BALEN, David Edwin→
Resigneddirector · ~78y · appointed 2003-10-14 · resigned 2023-08-01
BALEN, Diane Elizabeth→
Resigneddirector · ~78y · appointed 2015-07-08 · resigned 2022-10-11
BALEN, Joseph Lee→
Resigneddirector · ~46y · appointed 2011-11-29 · resigned 2023-05-18
BALEN, Joshua Michael→
Resigneddirector · ~43y · appointed 2015-01-01 · resigned 2023-08-17
BERNARD, Patricia Joan→
Resigneddirector · ~68y · appointed 2014-08-01 · resigned 2021-12-31
BROWN, Ryan Christopher→
Resigneddirector · ~53y · appointed 2025-01-29 · resigned 2026-01-15
BURGESS, Charles Anthony Edward→
Resigneddirector · ~56y · appointed 2023-11-13 · resigned 2026-03-31
CHADWICK, Timothy John→
Resigneddirector · ~55y · appointed 2023-05-15 · resigned 2024-10-21
GERADA, Paul Antony→
Resigneddirector · ~52y · appointed 2024-04-23 · resigned 2025-07-15
JOHNSON, Paul Mark→
Resigneddirector · ~60y · appointed 2023-05-15 · resigned 2024-09-30
MCMANUS, Brendan James→
Resigneddirector · ~67y · appointed 2023-05-15 · resigned 2023-11-20
MOUNTIFIELD, Nicholas David→
Resigneddirector · ~58y · appointed 2022-10-10 · resigned 2024-01-31
PAYNE, Joanne→
Resigneddirector · ~50y · appointed 2023-03-21 · resigned 2024-09-13
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 16/06/2014 | 08/03/2024 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 19/03/2004 | 10/03/2015 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 22/12/2003 | 10/03/2015 |
Recent filings (136 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-30
termination-director-company-with-name-termination-date
officers · TM01
2026-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-22
termination-director-company-with-name-termination-date
officers · TM01
2026-01-15
change-person-director-company-with-change-date
officers · CH01
2026-01-09
termination-director-company-with-name-termination-date
officers · TM01
2025-10-07
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-09-02
change-person-director-company-with-change-date
officers · CH01
2025-09-02
legacy
accounts · PARENT_ACC
2025-08-14
legacy
other · AGREEMENT2
2025-08-14
legacy
other · GUARANTEE2
2025-08-14
appoint-person-director-company-with-name-date
officers · AP01
2025-08-07
termination-director-company-with-name-termination-date
officers · TM01
2025-07-15
second-filing-of-director-appointment-with-name
officers · RP04AP01
2025-05-13