COUNTRYWIDE GROUP LIMITED
🌳Matureactive
04947152 · ltd · incorporated 2003-10-29
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
ALSO REGISTERED FOR
- 70100Activities of head offices
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 72/100 (strong), bankability 77/100. Strong seller-intent signal (65/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
7 live charges · 6 lenders · oldest 18.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 18.9 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
29 officers (3 active, 29 linked, 24 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
19 connected companies via shared directors
90
Filing history
391 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (92 events)Click to expand
- 2025-09-17📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-09-17📄legacyaccounts · PARENT_ACC
- 2025-09-17📄legacyother · GUARANTEE2
- 2025-09-17📄legacyother · AGREEMENT2
- 2025-09-03📄legacyaccounts · PARENT_ACC
- 2025-09-03📄legacyother · GUARANTEE2
- 2025-09-03📄legacyother · AGREEMENT2
- 2025-01-09📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-12📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-10-22📄legacyaccounts · PARENT_ACC
- 2024-10-22📄legacyother · AGREEMENT2
- 2024-10-22📄legacyother · GUARANTEE2
- 2024-10-08📍move-registers-to-sail-company-with-new-addressaddress · AD03
- 2024-07-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-30➕SCOTT, Adrian Paul appointeddirector
- 2024-06-30➖PLUMTREE, David Kerry resigneddirector
- 2023-12-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-12-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-11-14📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2023-11-14📄legacycapital · SH20
- 2023-11-14⚠️legacyinsolvency · CAP-SS
- 2023-11-14📄resolutionresolution · RESOLUTIONS
- 2023-10-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-16➕PLUMTREE, David Kerry appointeddirector
- 2023-09-28➖LIVESEY, David Christopher resigneddirector
- 2021-11-30➖WILLIAMS, Gareth Rhys resignedsecretary
- 2021-03-31➖CREFFIELD, Paul Lewis resigneddirector
- 2021-03-23🔓Charge satisfied #7
- 2021-03-23🔓Charge satisfied #6
- 2021-03-08➕TWIGG, Richard John appointeddirector
- 2021-03-08➕LIVESEY, David Christopher appointeddirector
- 2021-03-08➖RAJA, Himanshu Haridas resigneddirector
- 2020-04-29🔒Charge registered #7Lender: Hsbc Corporate Trustee Company (UK) Limited
- 2018-08-02🔒Charge registered #6Lender: Hsbc Corporate Trustee Company (UK) Limited (as Security Trustee)
- 2018-02-21➕CREFFIELD, Paul Lewis appointeddirector
- 2018-01-24➖PLATT, Alison Elizabeth resigneddirector
- 2017-07-31➖CLARKE, Jim resigneddirector
- 2017-07-31➕RAJA, Himanshu Haridas appointeddirector
- 2015-11-30➖WILLIAMS, Gareth Rhys resigneddirector
- 2015-11-16➕PLATT, Alison Elizabeth appointeddirector
- 2014-09-01➖TURNER, Grenville resigneddirector
- 2014-09-01➕WILLIAMS, Gareth Rhys appointeddirector
- 2013-11-08➕OAKWOOD CORPORATE SECRETARY LIMITED appointedcorporate-secretary
- 2013-06-05🔓Charge satisfied #5
- 2013-05-24🔓Charge satisfied #4
- 2013-05-24🔓Charge satisfied #3
- 2013-05-24🔓Charge satisfied #2
- 2011-09-20🔒Charge registered #5Lender: Deutsche Bank Ag, London Branch
- 2011-09-15🔓Charge satisfied #1
Showing most recent 50 of 92 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high · 1 med ·1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2023-11-14: legacy
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Countrywide Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Countrywide Limited
Corporate parent · holds 75-100% shares · board control
⬇
COUNTRYWIDE GROUP LIMITED
This company · 04947152
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Countrywide Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · LU postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 9INEFIGURES LTD→ 12417461 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AISHAD PROPERTY FINANCE LTD→ 12769290 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BALDERTON AVIATION HOLDINGS LIMITED→ 05556013 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| CLARKALL LIMITED→ 16347044 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CONIFER HOLDINGS LIMITED→ 12845510 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| D M ADVICE CENTRE LTD→ 16016012 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| D.L. MOORE INSURANCE SERVICES LIMITED→ 07472600 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| DDM CAPITAL LIMITED→ 15166180 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DLAR INVESTMENTS LTD→ 16575960 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DRAGONSPEAR LIMITED→ 07198400 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| DRS MORTGAGE SERVICES LIMITED→ 13135532 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| DUNSTABLE MORTGAGE ADVICE CENTRE LIMITED→ 12068902 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-10-29
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Cumbria House
16-20 Hockliffe Street
Leighton Buzzard
Bedfordshire
LU7 1GN
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-21
Last: 2025-10-07
Officers (3 active · 26 resigned)
OAKWOOD CORPORATE SECRETARY LIMITED→
Activecorporate-secretary · appointed 2013-11-08
View their other companies + combined net worth →
SCOTT, Adrian Paul→
Activedirector · ~64y · appointed 2024-06-30
View their other companies + combined net worth →
TWIGG, Richard John→
Activedirector · ~61y · appointed 2021-03-08
View their other companies + combined net worth →
WILLIAMS, Gareth Rhys→
Resignedsecretary · appointed 2004-03-01 · resigned 2021-11-30
PINSENT MASONS SECRETARIAL LIMITED→
Resignedcorporate-secretary · appointed 2003-10-29 · resigned 2004-03-01
BECKER, Marc→
Resigneddirector · ~54y · appointed 2007-05-24 · resigned 2009-02-25
BROWN, Andrew Jonathan→
Resigneddirector · ~82y · appointed 2004-03-01 · resigned 2007-05-09
CLARKE, Jim→
Resigneddirector · ~66y · appointed 2010-04-01 · resigned 2017-07-31
CREFFIELD, Paul Lewis→
Resigneddirector · ~72y · appointed 2018-02-21 · resigned 2021-03-31
GORDON, Michael John→
Resigneddirector · ~79y · appointed 2004-03-01 · resigned 2007-05-09
GRIFFITH, Reade Eugene→
Resigneddirector · ~61y · appointed 2007-08-06 · resigned 2010-04-01
HABBIG, Tobias Alexander→
Resigneddirector · ~48y · appointed 2007-05-24 · resigned 2009-01-23
HILL, Harry Douglas→
Resigneddirector · ~78y · appointed 2004-03-01 · resigned 2009-12-31
KOLFF, Lukas Jeroen→
Resigneddirector · ~53y · appointed 2007-05-24 · resigned 2009-01-23
LIVESEY, David Christopher→
Resigneddirector · ~67y · appointed 2021-03-08 · resigned 2023-09-28
LOHR, Gernot→
Resigneddirector · ~57y · appointed 2007-05-24 · resigned 2009-03-04
MASON, Peter William→
Resigneddirector · ~76y · appointed 2004-03-01 · resigned 2007-05-09
NOWER, Michael Charles→
Resigneddirector · ~77y · appointed 2004-03-01 · resigned 2007-12-31
OLA STROMSTEDT, Thomas→
Resigneddirector · ~50y · appointed 2009-01-30 · resigned 2009-03-04
PLATT, Alison Elizabeth→
Resigneddirector · ~64y · appointed 2015-11-16 · resigned 2018-01-24
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
0
Outstanding
0
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | HSBC Hsbc Corporate Trustee Company (UK) Limited | A registered charge | 1 property | 29/04/2020 | 23/03/2021 | |
| satisfied | HSBC Hsbc Corporate Trustee Company (UK) Limited (as Security Trustee) | A registered charge | 1 property | 02/08/2018 | 23/03/2021 | |
| satisfied | Deutsche Bank Ag, London Branch | A security agreement | 1 property | 20/09/2011 | 05/06/2013 | |
| satisfied | Deutsche Bank Ag London Branch (The Security Agent) | Debenture | 1 property | 08/05/2009 | 24/05/2013 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge of deposit | 1 property | 08/05/2009 | 24/05/2013 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge of deposit | 1 property | 08/05/2009 | 24/05/2013 | |
| satisfied | Deutsche Bank Ag, London Branch (Security Agent) | Deed of accession | 1 property | 28/06/2007 | 15/09/2011 |
Recent filings (391 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-08
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-09-17
legacy
accounts · PARENT_ACC
2025-09-17
legacy
other · GUARANTEE2
2025-09-17
legacy
other · AGREEMENT2
2025-09-17
legacy
accounts · PARENT_ACC
2025-09-03
legacy
other · GUARANTEE2
2025-09-03
legacy
other · AGREEMENT2
2025-09-03
change-person-director-company-with-change-date
officers · CH01
2025-01-09
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-11-12
legacy
accounts · PARENT_ACC
2024-10-22
legacy
other · AGREEMENT2
2024-10-22
legacy
other · GUARANTEE2
2024-10-22
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-16
move-registers-to-sail-company-with-new-address
address · AD03
2024-10-08